Everything You Should Know Before Moving to Thurmont, MD
Considering a move to Thurmont, MD? This small, friendly community of about 6,900 residents offers affordable living with a median home price of $337,000 and average rents around $1,350. Thurmont boasts low crime rates, good schools, and quick access to nature, with an average commute of 33 minutes to nearby cities. You'll enjoy four distinct seasons, 56% sunny days, and a welcoming small-town atmosphere—perfect for families and outdoor enthusiasts alike.
Demographics - Thurmont, MD
Demographics - Thurmont, MD
Thurmont is home to about 6,900 residents, with a median age just over 40 and a population density of 1,950 people per square mile. The community is predominantly White, while a modest 5% speak a language other than English at home, contributing to a friendly and close-knit feel.
Population:
6,900
Density:
1,950 per sq mi
Median Age:
40.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
5.2%

Ethnic Composition
White:
92.1%
Black:
2.5%
Asian:
0.8%
Others:
4.6%
Cost Of Living
What is the average cost of living in Thurmont, MD?
Living in Thurmont is moderately affordable, with a cost of living index of 108.2 and a typical home valued at around $337,000. Utilities, groceries, and housing costs are slightly above the national average, making it a practical choice for families seeking value in a small-town setting.
Median House Value:
$337,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$130
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,850
House Owner Cost Without Mortgage:
$600
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
108.2
Grocery:
106.0
Housing:
110.7
Utilities:
104.5
Transportation:
109.0
Health Care:
107.8
Miscellaneous:
104.0
Crime
Is Thurmont, MD a safe place to live?
Thurmont enjoys a low crime rate, with only 98 violent crimes and 1,230 property crimes per 100,000 residents annually. The chance of experiencing violent crime is about 1 in 1,020, providing peace of mind for newcomers.
Violent Crimes Per 100k:
98
Property Crimes Per 100k:
1,230
Crime Index:
1,328
Chance Of Violent Crime:
1 in 1,020
Chance Of Property Crime:
1 in 81
Weather
What is the weather like in Thurmont, MD year-round?
Residents experience four distinct seasons, with summer highs reaching the mid-80s and winter lows dipping to the low 20s. The area receives about 42.5 inches of rainfall annually and enjoys sunshine 56% of the year, making it ideal for outdoor activities.

Winter
Min:
23°F
Max:
39°F

Spring
Min:
42°F
Max:
68°F

Summer
Min:
62°F
Max:
86°F

Fall
Min:
45°F
Max:
70°F
Average Rainfall Inches:
42.5 inches
Sunny Days Percentage:
56%
Neighbors
Thurmont's households typically earn around $78,900, with a poverty rate of just 7.1%. Most adults have at least a high school diploma, and the average commute time is about 33 minutes, reflecting a balance between small-town life and access to regional employment.
Median Income:
$40,200
Household Income:
$78,900
Family Income:
$90,500
Per Capita Income:
$34,800
Income Male:
$46,200
Income Female:
$37,100
Poverty Rate:
7.1%
Non English Speakers:
5.2%
Rent:
$1,350
Unemployment Rate:
3.8%
Public Transport Usage:
1.1%
Commute Time:
33.1 minutes

Education
High School or Higher:
90.8%
Bachelors or More:
22.7%
Education
How are the schools in Thurmont, MD?
Thurmont offers quality educational options, including well-rated public schools with student-teacher ratios around 14:1 and several nearby colleges such as Mount St. Mary's University. The community values education, with nearly 23% of adults holding a bachelor’s degree or higher.

Public Schools
Name:
Thurmont Elementary School
Street:
805 E Main St
Phone:
240-236-0900
Students:
430
Student Teacher Ratio:
14.5
Name:
Thurmont Middle School
Street:
408 E Main St
Phone:
240-236-5100
Students:
650
Student Teacher Ratio:
14.0
Name:
Catoctin High School
Street:
14745 Sabillasville Rd
Phone:
240-236-8100
Students:
750
Student Teacher Ratio:
13.2

Private Schools
Name:
Mother Seton School
Street:
100 Creamery Rd, Emmitsburg, MD
Phone:
301-447-3161
Students:
260

Colleges
Name:
Mount St. Mary's University
City:
Emmitsburg
State:
MD
Distance:
8 miles
Students:
2,300
Name:
Frederick Community College
City:
Frederick
State:
MD
Distance:
15 miles
Students:
6,500
Healthcare
Access to healthcare is strong, with Frederick Health Hospital nearby and approximately 2.3 physicians per 1,000 residents. Over 91% of the population has health insurance, helping ensure reliable medical care for families and individuals.

Major Hospitals
Name:
Frederick Health Hospital
Address:
400 W 7th St, Frederick, MD 21701
Phone:
(240) 566-3300
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
91.4%
Health Care Index:
76.2
Housing Market
What is the housing market like in Thurmont, MD?
The housing market in Thurmont is stable, with a median home price of $337,000 and about 74% owner-occupied properties. Home values have appreciated by 5.6% in the past year, indicating a healthy real estate environment.
Median Home Price:
$337,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
73.8%
Rental Vacancy Rate:
4.7%
Home Appreciation Rate (1yr):
5.6%
New Construction Rate:
1.3%
Foreclosure Rate:
0.6%
DMV Information
Vehicle registration and licensing are handled by the Maryland Motor Vehicle Administration in nearby Frederick, easily accessible for Thurmont residents. Comprehensive DMV services can be found both in person and online through the state website.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
1601 Bowmans Farm Rd, Frederick, MD 21701
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.