Everything You Should Know Before Moving to Toccoa, GA
Considering Toccoa, GA for your next move? With a friendly population of about 8,400 and a low median home price of $144,000, Toccoa offers affordable living and a small-town feel. Commutes are short at just under 20 minutes, and the area enjoys 62% sunny days and mild winters. While the property crime rate is higher than average, you'll find local schools, a regional hospital, and an inviting community nestled in scenic northeast Georgia.
Demographics - Toccoa, GA
Demographics - Toccoa, GA
Toccoa is home to about 8,400 residents, featuring a predominantly White and Black community with a median age close to 40. The city has a moderate population density and a slightly higher proportion of females, creating a balanced, close-knit atmosphere. Around 6.5% of residents speak a language other than English, reflecting modest diversity.
Population:
8,400
Density:
890 per sq mi
Median Age:
39.8
Gender Ratio:
91 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
65.2%
Black:
28.1%
Asian:
1.0%
Others:
5.7%
Cost Of Living
What is the average cost of living in Toccoa, GA?
Toccoa offers a very affordable cost of living, with a median home value of $144,000 and average rent around $770. Utilities and daily expenses are generally lower than national averages, making it an attractive option for budget-conscious movers. State income tax rates range from 1% to 5.75%, and the overall cost of living index is well below the U.S. average.
Median House Value:
$144,000
Gross Rent:
$770
Monthly Electricity Charges:
$135
Auto Insurance:
$1,310
House Owner Cost With Mortgage:
$1,060
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
1.0%
|
High:
5.75%
Cost Of Living Index:
80.4
Grocery:
94.8
Housing:
54.2
Utilities:
97.6
Transportation:
86.5
Health Care:
90.7
Miscellaneous:
94.5
Crime
Is Toccoa, GA a safe place to live?
While violent crime in Toccoa is similar to the national average, property crime rates are notably higher, with a one in 32 chance of experiencing property crime. Residents enjoy a typical small-town feel but should be mindful of security and neighborhood safety. The overall crime index reflects higher property risks compared to other cities of similar size.
Violent Crimes Per 100k:
397
Property Crimes Per 100k:
3,104
Crime Index:
3,501
Chance Of Violent Crime:
1 in 252
Chance Of Property Crime:
1 in 32
Weather
What is the weather like in Toccoa, GA year-round?
Toccoa enjoys mild winters, warm summers, and comfortable spring and fall temperatures, making outdoor activities possible year-round. The area receives about 54 inches of rainfall annually and boasts 62% sunny days, providing a pleasant climate for residents. Seasonal changes are gentle, and harsh weather is uncommon.
Winter
Min:
32°F
Max:
52°F
Spring
Min:
50°F
Max:
75°F
Summer
Min:
67°F
Max:
89°F
Fall
Min:
52°F
Max:
76°F
Average Rainfall Inches:
54 inches
Sunny Days Percentage:
62%
Neighbors
Households in Toccoa have a median income of around $38,200, with a notable proportion of families living below the poverty line. Most residents commute less than 20 minutes to work, and the majority drive rather than use public transit. The community values education, with more than 80% holding a high school diploma or higher.
Median Income:
$25,400
Household Income:
$38,200
Family Income:
$46,900
Per Capita Income:
$19,800
Income Male:
$36,400
Income Female:
$29,500
Poverty Rate:
27.1%
Non English Speakers:
6.5%
Rent:
$770
Unemployment Rate:
4.5%
Public Transport Usage:
0.2%
Commute Time:
19.7 minutes
Education
High School or Higher:
81.7%
Bachelors or More:
14.2%
Education
How are the schools in Toccoa, GA?
Toccoa offers families a choice of public and private schools, with student-teacher ratios around 16:1 and active enrollment at local elementary and high schools. The city is also home to Toccoa Falls College and is within a short drive of North Georgia Technical College, providing higher education opportunities in the region. Local schools are well-regarded for their supportive community environment.
Public Schools
Name:
Stephens County High School
Street:
323 Indian Trail
Phone:
706-886-6825
Students:
1,050
Student Teacher Ratio:
16.5
Name:
Toccoa Elementary School
Street:
130 Rothell Rd Ext
Phone:
706-886-3129
Students:
550
Student Teacher Ratio:
15.4
Private Schools
Name:
Habersham School
Street:
5687 GA-17
Phone:
706-886-2158
Students:
90
Colleges
Name:
Toccoa Falls College
City:
Toccoa
State:
GA
Distance:
2 miles
Students:
1,600
Name:
North Georgia Technical College
City:
Clarkesville
State:
GA
Distance:
23 miles
Students:
2,500
Healthcare
Toccoa is served by Stephens County Hospital, which provides general and emergency medical care to local residents. The city has a moderate number of physicians per capita and about 84% of residents have health insurance coverage. Healthcare access is reliable for a city of its size.
Major Hospitals
Name:
Stephens County Hospital
Address:
163 Hospital Dr, Toccoa, GA 30577
Phone:
(706) 282-4200
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.2
Health Insurance Coverage:
83.5%
Health Care Index:
64.3
Housing Market
What is the housing market like in Toccoa, GA?
The housing market in Toccoa is accessible, with a median home price of $144,000 and average rent for a two-bedroom at $770. Over half of homes are owner-occupied, and the area has a healthy appreciation rate, making it a favorable place for both buyers and renters. Vacancy and foreclosure rates remain low, suggesting a stable housing environment.
Median Home Price:
$144,000
Average Rent For 2 Bedroom:
$770
Owner Occupied Rate:
53.9%
Rental Vacancy Rate:
9.8%
Home Appreciation Rate (1yr):
6.9%
New Construction Rate:
0.7%
Foreclosure Rate:
0.7%
DMV Information
Residents of Toccoa access driver and vehicle services through the Georgia Department of Driver Services. The nearest office is located in Thomaston, and information is readily available online or by phone. Services include licensing, vehicle registration, and other standard DMV needs.
State:
Georgia
Department:
Georgia Department of Driver Services
Address:
221 S. Center St, Thomaston, GA 30286
Phone:
678-413-8400
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.