Everything You Should Know Before Moving to Tolu, KY
Thinking about moving to Tolu, KY? This small riverside community of around 80 residents offers affordable living, with median home prices near $98,000 and average rents of $650. Crime rates are low, and you’ll enjoy a relaxed pace of life with a 27-minute average commute and a mild, sunny climate. While amenities are limited locally, schools and healthcare are accessible nearby, making Tolu an appealing choice for those seeking quiet, rural charm and budget-friendly living.
Demographics - Tolu, KY
Tolu is a tight-knit community of about 80 residents, characterized by a predominantly White population and a median age of 48.2, suggesting a mature, settled demographic. The area offers a peaceful, rural atmosphere with low population density and a nearly balanced gender ratio.
Population:
80
Density:
40 per sq mi
Median Age:
48.2
Gender Ratio:
105 males per 100 females
Non-English Speakers Percentage:
1.5%

Ethnic Composition
White:
95.0%
Black:
2.0%
Asian:
0.5%
Others:
2.5%
Cost Of Living
What is the average cost of living in Tolu, KY?
Living in Tolu is highly affordable, with a median home value of $98,000 and average rents around $650, making it budget-friendly for homeowners and renters alike. The overall cost of living index is well below the national average, particularly in housing, while utility and grocery costs remain reasonable.
Median House Value:
$98,000
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$1,260
House Owner Cost With Mortgage:
$820
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
80.9
Grocery:
92.2
Housing:
59.1
Utilities:
99.5
Transportation:
92.0
Health Care:
87.5
Miscellaneous:
88.0
Crime
Is Tolu, KY a safe place to live?
Tolu experiences very low crime, with just 65 violent crimes and 820 property crimes per 100,000 people, making it a safe choice for families and retirees. Residents have a 1 in 1,540 chance of experiencing violent crime, which is significantly lower than in most urban areas.
Violent Crimes Per 100k:
65
Property Crimes Per 100k:
820
Crime Index:
885
Chance Of Violent Crime:
1 in 1,540
Chance Of Property Crime:
1 in 122
Weather
What is the weather like in Tolu, KY year-round?
The climate in Tolu features mild winters with lows around 27°F and warm summers reaching up to 89°F, alongside pleasant spring and fall seasons. The area enjoys about 61% sunny days each year and receives moderate rainfall, offering residents a comfortable outdoor lifestyle.

Winter
Min:
27°F
Max:
44°F

Spring
Min:
47°F
Max:
71°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
48°F
Max:
71°F
Average Rainfall Inches:
47.5 inches
Sunny Days Percentage:
61%
Neighbors
Tolu’s residents have a median household income of $38,700 and a per capita income of $23,200, reflecting modest but stable earnings in a rural setting. Most neighbors own their homes and the area maintains a relaxed pace, with a typical commute time of 27 minutes and a low rate of public transportation use.
Median Income:
$32,000
Household Income:
$38,700
Family Income:
$46,000
Per Capita Income:
$23,200
Income Male:
$35,000
Income Female:
$27,000
Poverty Rate:
17.1%
Non English Speakers:
1.5%
Rent:
$650
Unemployment Rate:
5.9%
Public Transport Usage:
0.2%
Commute Time:
27.4 minutes

Education
High School or Higher:
81.8%
Bachelors or More:
14.2%
Education
How are the schools in Tolu, KY?
Education in Tolu is supported by local public schools like Crittenden County Elementary, which offers a student-teacher ratio of 15.5, and post-secondary options are accessible within a reasonable drive at Madisonville Community College, located 37 miles away.

Public Schools
Name:
Crittenden County Elementary School
Street:
1201 E Elm St
Phone:
270-965-2243
Students:
470
Student Teacher Ratio:
15.5

Colleges
Name:
Madisonville Community College
City:
Madisonville
State:
KY
Distance:
37 miles
Students:
4,200
Healthcare
Local healthcare needs are served by nearby facilities such as Crittenden Community Hospital, with 1.6 physicians per 1,000 residents and over 91% health insurance coverage. This ensures that basic medical services are accessible despite the town's small size.

Major Hospitals
Name:
Crittenden Community Hospital
Address:
520 W Gum St, Marion, KY 42064
Phone:
(270) 965-5281
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
91.8%
Health Care Index:
68.7
Housing Market
What is the housing market like in Tolu, KY?
The housing market in Tolu is very accessible, with a median home price of $98,000 and a high owner-occupancy rate of 77.5%. Homes appreciate modestly at 4.1% annually, and rental options are available with relatively low vacancy rates.
Median Home Price:
$98,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
77.5%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.3%
Foreclosure Rate:
0.7%
DMV Information
Residents of Tolu can access driver services through the Kentucky Transportation Cabinet, with resources available both online and at their main office in Frankfort. This ensures convenient access for licensing and vehicle registration needs.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.