North Carolina / Cleveland County

Moving to Toluca, NC

Thinking of making a move to Toluca, NC? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Toluca, NC

Considering a move to Toluca, NC? This welcoming community of 1,100 residents offers a blend of suburban charm and convenience, with median home prices around $235,000 and average rents near $1,050. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Toluca's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Toluca, NC

Toluca has a population of 1,100 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 85% White, 9% Black, and 1% Asian residents, and over 6% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,100
Density
240 per sq mi
Median Age
41.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
6.0%

Ethnic Composition

White
85.0%
Black
9.0%
Asian
1.0%
Others
5.0%

Cost Of Living

What is the average cost of living in Toluca, NC?

The cost of living in Toluca is higher than the national average, with a cost of living index of 88.6. Median home values are around $235,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$235,000
Gross Rent
$1,050
Monthly Electricity Charges
$145
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,430
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.75%| High: 4.75%
Cost Of Living Index
88.6
Grocery
95.0
Housing
78.5
Utilities
101.2
Transportation
92.4
Health Care
96.8
Miscellaneous
90.1

Crime

Is Toluca, NC a safe place to live?

Toluca is considered a safe community, with a low violent crime rate of 190 incidents per 100,000 residents and a property crime chance of 1 in 85. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in North Carolina.

Violent Crimes Per 100k
190
Property Crimes Per 100k
1,180
Crime Index
1,370
Chance Of Violent Crime
1 in 526
Chance Of Property Crime
1 in 85

Weather

What is the weather like in Toluca, NC year-round?

Toluca experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 31°F. The area receives about 46 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
31°F
Max
52°F

Summer

Min
68°F
Max
88°F

Spring

Min
48°F
Max
74°F

Fall

Min
49°F
Max
72°F
Average Rainfall Inches
46.0 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $61,000 and a low poverty rate of 14.8%. Over 84% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$39,500
Household Income
$61,000
Family Income
$71,500
Per Capita Income
$28,800
Income Male
$40,500
Income Female
$34,500
Poverty Rate
14.8%
Non English Speakers
7.5%
Rent
$1,050
Unemployment Rate
4.8%
Public Transport Usage
1.2%
Commute Time
28.4 minutes

Education

High School or Higher
84.0%
Bachelors or More
18.5%

Education

How are the schools in Toluca, NC?

Toluca offers quality education options, with public schools like Bethware Elementary School and Burns Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Cleveland Community College and Gardner-Webb University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Bethware Elementary School
Street
2888 NC-226
Phone
704-476-8333
Students
540
Student Teacher Ratio
15.1
Name
Burns Middle School
Street
102 S Main St
Phone
704-476-8341
Students
610
Student Teacher Ratio
14.7

Private Schools

Name
Cleveland Christian Academy
Street
1655 E Stagecoach Trl
Phone
704-487-5900
Students
180

Colleges

Name
Cleveland Community College
City
Shelby
State
NC
Distance
10 miles
Students
3,000
Name
Gardner-Webb University
City
Boiling Springs
State
NC
Distance
18 miles
Students
3,600

Healthcare

Toluca residents have access to quality healthcare, with major hospitals like Atrium Health Cleveland and Cleveland Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 88.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Atrium Health Cleveland
Address
2550 S Post Rd, Shelby, NC 28152
Phone
(980) 487-5000
Type
General & Surgical
Emergency Services
Yes
Name
Cleveland Regional Medical Center
Address
201 E Grover St, Shelby, NC 28150
Phone
(704) 487-3000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
88.6%
Health Care Index
67.4

Housing Market

What is the housing market like in Toluca, NC?

The local housing market is strong, with a median home price of $235,000 and an owner-occupied rate of nearly 74%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.4%. Toluca offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$235,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
74.0%
Rental Vacancy Rate
6.4%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.1%
Foreclosure Rate
0.4%

DMV Information

Residents of Toluca handle vehicle services through the North Carolina Division of Motor Vehicles, conveniently located in Raleigh. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
North Carolina
Department
North Carolina Division of Motor Vehicles
Address
1100 New Bern Ave, Raleigh, NC 27697
Phone
1-919-715-7000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Toluca, NC

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Toluca, review the core fields on this page: population 1,100, median home value $235,000, average rent for 2 bedroom $1,050, commute time 28.4 minutes, and sunny days percentage 58%.

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