Everything You Should Know Before Moving to Tom Bean, TX
Considering a move to Tom Bean, TX? This small, friendly city of just over 1,000 residents offers affordable living, with median home prices around $215,000 and average rents near $1,175. Tom Bean boasts a low violent crime rate, short 28-minute average commutes, and a close-knit school community. Enjoy warm Texas summers, over 64% sunny days, and easy access to healthcare and colleges in nearby Sherman and Denison. Tom Bean is perfect for those seeking a quiet lifestyle with a low cost of living and a welcoming atmosphere.
Demographics - Tom Bean, TX
Demographics - Tom Bean, TX
Tom Bean is a small, close-knit community of about 1,085 residents, with a balanced gender ratio and a median age of 38.4 years. The population is predominantly White, with a growing diversity and 7.5% of residents speaking a language other than English at home. Its moderate population density provides a friendly small-town feel for new arrivals.
Population:
1,085
Density:
595 per sq mi
Median Age:
38.4
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
7.5%

Ethnic Composition
White:
86.5%
Black:
2.3%
Asian:
0.6%
Others:
10.6%
Cost Of Living
What is the average cost of living in Tom Bean, TX?
Living in Tom Bean is budget-friendly, with a cost of living index well below the national average and median home values around $215,000. Residents benefit from lower-than-average housing and utility costs, plus zero state income tax, making it an attractive choice for affordability. Everyday expenses like groceries and transportation are also notably reasonable.
Median House Value:
$215,000
Gross Rent:
$1,175
Monthly Electricity Charges:
$140
Auto Insurance:
$1,630
House Owner Cost With Mortgage:
$1,390
House Owner Cost Without Mortgage:
$475
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
88.1
Grocery:
92.0
Housing:
73.5
Utilities:
96.0
Transportation:
85.0
Health Care:
94.0
Miscellaneous:
90.0
Crime
Is Tom Bean, TX a safe place to live?
Tom Bean offers a safe environment with a low violent crime rate of 160 incidents per 100,000 people and a property crime rate of 1,350 per 100,000. Residents enjoy peace of mind, as the chance of experiencing violent crime is just 1 in 625. This makes the city appealing for families and those prioritizing safety.
Violent Crimes Per 100k:
160
Property Crimes Per 100k:
1,350
Crime Index:
1,510
Chance Of Violent Crime:
1 in 625
Chance Of Property Crime:
1 in 74
Weather
What is the weather like in Tom Bean, TX year-round?
Residents of Tom Bean enjoy warm Texas summers with highs reaching 95°F, mild winters dipping to around 32°F, and over 64% sunny days each year. The city receives about 41.5 inches of rainfall annually, supporting lush greenery. Seasonal changes are comfortable, ideal for those who appreciate a temperate climate.

Winter
Min:
32°F
Max:
53°F

Spring
Min:
50°F
Max:
74°F

Summer
Min:
70°F
Max:
95°F

Fall
Min:
52°F
Max:
75°F
Average Rainfall Inches:
41.5 inches
Sunny Days Percentage:
64%
Neighbors
Tom Bean’s neighborhoods are welcoming, with a median household income of $67,900 and a relatively low poverty rate of 11.5%. Most adults have completed high school, and the unemployment rate sits at 4.2%. With an average commute time of 28 minutes and very little reliance on public transport, the city suits those who prefer a quieter pace of life.
Median Income:
$35,000
Household Income:
$67,900
Family Income:
$74,200
Per Capita Income:
$28,200
Income Male:
$43,800
Income Female:
$32,100
Poverty Rate:
11.5%
Non English Speakers:
7.5%
Rent:
$1,175
Unemployment Rate:
4.2%
Public Transport Usage:
0.5%
Commute Time:
28.1 minutes

Education
High School or Higher:
89.6%
Bachelors or More:
19.8%
Education
How are the schools in Tom Bean, TX?
Families in Tom Bean benefit from small class sizes in local public schools, with student-teacher ratios averaging around 13:1. While there are no private schools within the city, higher education is easily accessible at nearby Grayson College and Austin College, both within a short drive. The community values education, with nearly 90% of adults holding a high school diploma.

Public Schools
Name:
Tom Bean Elementary School
Street:
217 N Britton St
Phone:
903-546-6333
Students:
270
Student Teacher Ratio:
13.5
Name:
Tom Bean Middle School
Street:
902 N Britton St
Phone:
903-546-6319
Students:
150
Student Teacher Ratio:
12.7
Name:
Tom Bean High School
Street:
7719 TX-11
Phone:
903-546-6319
Students:
195
Student Teacher Ratio:
11.8

Colleges
Name:
Grayson College
City:
Denison
State:
TX
Distance:
17 miles
Students:
4,500
Name:
Austin College
City:
Sherman
State:
TX
Distance:
11 miles
Students:
1,300
Healthcare
Access to healthcare is convenient, with major hospitals like Texoma Medical Center and Wilson N. Jones Regional Medical Center located nearby. The area has about 1.7 physicians per 1,000 residents and over 80% of people have health insurance coverage. Emergency services and general medical care are easily accessible for residents.

Major Hospitals
Name:
Texoma Medical Center
Address:
5016 S US Hwy 75, Denison, TX 75020
Phone:
(903) 416-4000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Wilson N. Jones Regional Medical Center
Address:
500 N Highland Ave, Sherman, TX 75092
Phone:
(903) 870-4611
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
81.6%
Health Care Index:
69.4
Housing Market
What is the housing market like in Tom Bean, TX?
The housing market in Tom Bean is stable and affordable, with a median home price of $215,000 and average rent for a two-bedroom at $1,175. A high owner-occupancy rate of 77.5% reflects a strong sense of community and investment in local property. Home values have appreciated by 6.1% over the past year, offering potential for future growth.
Median Home Price:
$215,000
Average Rent For 2 Bedroom:
$1,175
Owner Occupied Rate:
77.5%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
Tom Bean residents are served by the Texas Department of Motor Vehicles, which provides resources for licensing, registration, and title services. The main office is located in Austin, but online services are easily accessible via the state DMV website. Assistance is available by phone for local and statewide needs.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.