North Carolina / County

Moving to Topsail Beach, NC

Thinking of making a move to Topsail Beach, NC? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Topsail Beach, NC

Considering a move to Topsail Beach, NC? This welcoming community of 540 residents offers a blend of suburban charm and convenience, with median home prices around $825,000 and average rents near $1,950. Commute times average 29 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (61% annually), ideal for families and commuters alike. Explore Topsail Beach's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Topsail Beach, NC

Topsail Beach has a population of 540 residents, offering a diverse community with a median age of nearly 62 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 1% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
540
Density
1,050 per sq mi
Median Age
61.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
5.0%

Ethnic Composition

White
94.5%
Black
1.1%
Asian
1.0%
Others
3.4%

Cost Of Living

What is the average cost of living in Topsail Beach, NC?

The cost of living in Topsail Beach is higher than the national average, with a cost of living index of 132.4. Median home values are around $825,000 and average rents for a two-bedroom apartment are approximately $1,950. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$825,000
Gross Rent
$1,950
Monthly Electricity Charges
$165
Auto Insurance
$1,650
House Owner Cost With Mortgage
$3,450
House Owner Cost Without Mortgage
$1,050
State Taxes
Low: 4.75%| High: 4.75%
Cost Of Living Index
132.4
Grocery
107.5
Housing
196.8
Utilities
105.9
Transportation
101.8
Health Care
101.2
Miscellaneous
102.6

Crime

Is Topsail Beach, NC a safe place to live?

Topsail Beach is considered a safe community, with a low violent crime rate of 85 incidents per 100,000 residents and a property crime chance of 1 in 122. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in North Carolina.

Violent Crimes Per 100k
85
Property Crimes Per 100k
820
Crime Index
905
Chance Of Violent Crime
1 in 1,176
Chance Of Property Crime
1 in 122

Weather

What is the weather like in Topsail Beach, NC year-round?

Topsail Beach experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 38°F. The area receives about 57 inches of rainfall annually and enjoys sunshine on 61% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
38°F
Max
56°F

Summer

Min
73°F
Max
88°F

Spring

Min
52°F
Max
73°F

Fall

Min
55°F
Max
76°F
Average Rainfall Inches
57.0 inches
Sunny Days Percentage
61%

Neighbors

The neighborhood boasts a healthy median household income of $86,500 and a low poverty rate of 7.8%. Over 96% of residents have at least a high school diploma, and nearly 40% hold a bachelor's degree or higher. Commute times average 29 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$72,000
Household Income
$86,500
Family Income
$98,000
Per Capita Income
$48,500
Income Male
$58,000
Income Female
$47,000
Poverty Rate
7.8%
Non English Speakers
5.8%
Rent
$1,950
Unemployment Rate
4.1%
Public Transport Usage
0.8%
Commute Time
29.4 minutes

Education

High School or Higher
96.0%
Bachelors or More
39.5%

Education

How are the schools in Topsail Beach, NC?

Topsail Beach offers quality education options, with public schools like Topsail Middle School and Topsail High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Cape Fear Community College - Surf City Center and University of North Carolina Wilmington. The community is committed to educational excellence for all age groups.

Public Schools

Name
Topsail Middle School
Street
17445 US-17
Phone
910-686-6500
Students
780
Student Teacher Ratio
15.1
Name
Topsail High School
Street
2450 S Ocean Rd
Phone
910-328-6202
Students
1,250
Student Teacher Ratio
16.3

Private Schools

Name
Coastal Christian High School
Street
1110 N Anderson Blvd
Phone
910-323-2109
Students
180

Colleges

Name
Cape Fear Community College - Surf City Center
City
Surf City
State
NC
Distance
10 miles
Students
500
Name
University of North Carolina Wilmington
City
Wilmington
State
NC
Distance
26 miles
Students
18,000

Healthcare

Topsail Beach residents have access to quality healthcare, with major hospitals like Onslow Memorial Hospital and Novant Health Brunswick Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 91.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Onslow Memorial Hospital
Address
317 Western Blvd, Jacksonville, NC 28546
Phone
(910) 577-2345
Type
General & Surgical
Emergency Services
Yes
Name
Novant Health Brunswick Medical Center
Address
240 Hospital Dr NE, Bolivia, NC 28422
Phone
(910) 721-1000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
91.5%
Health Care Index
68.9

Housing Market

What is the housing market like in Topsail Beach, NC?

The local housing market is strong, with a median home price of $825,000 and an owner-occupied rate of nearly 82%. The market has seen a 4.8% appreciation over the past year, and rental vacancy rates remain moderate at 8.2%. Topsail Beach offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$825,000
Average Rent For 2 Bedroom
$1,950
Owner Occupied Rate
82.0%
Rental Vacancy Rate
8.2%
Home Appreciation Rate (1yr)
4.8%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Topsail Beach handle vehicle services through the North Carolina Division of Motor Vehicles, conveniently located in Raleigh. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
North Carolina
Department
North Carolina Division of Motor Vehicles
Address
1100 New Bern Ave, Raleigh, NC 27697
Phone
1-919-715-7000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Topsail Beach, NC

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Topsail Beach, review the core fields on this page: population 540, median home value $825,000, average rent for 2 bedroom $1,950, commute time 29.4 minutes, and sunny days percentage 61%.

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