Everything You Should Know Before Moving to Topsfield, MA
Considering a move to Topsfield, MA? With a friendly population of about 6,600, Topsfield offers a small-town feel alongside top-rated schools and excellent safety—violent crime is just 46 per 100K, well below national averages. Home prices are premium with a median of $785,000, and rents average $2,250, reflecting the town's desirability and high educational attainment (over 70% with bachelor’s degrees or higher). Enjoy short commutes, four beautiful seasons, and close-knit community living, all within easy reach of Boston’s amenities.
Demographics - Topsfield, MA
Demographics - Topsfield, MA
Topsfield is a close-knit community of about 6,600 residents, known for its predominantly White population and a median age of 47.2 years, suggesting a mature and family-oriented atmosphere. The town features a balanced gender ratio and a small but present diversity, with 6.5% of residents speaking a language other than English at home. Its moderate population density supports a quiet suburban lifestyle ideal for those seeking a peaceful environment.
Population:
6,600
Density:
370 per sq mi
Median Age:
47.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
6.5%

Ethnic Composition
White:
94.5%
Black:
0.6%
Asian:
2.3%
Others:
2.6%
Cost Of Living
What is the average cost of living in Topsfield, MA?
Living in Topsfield comes with a higher-than-average cost, with a median home value around $785,000 and a cost of living index of 148.2. Monthly expenses, such as rent and utilities, reflect the area’s desirability and affluence. Residents also experience Massachusetts’ state tax rates and premium costs for services like housing and transportation.
Median House Value:
$785,000
Gross Rent:
$2,250
Monthly Electricity Charges:
$155
Auto Insurance:
$1,430
House Owner Cost With Mortgage:
$3,450
House Owner Cost Without Mortgage:
$1,070
State Taxes:
Low:
5.0%
|
High:
9.0%
Cost Of Living Index:
148.2
Grocery:
115.5
Housing:
190.8
Utilities:
125.3
Transportation:
118.7
Health Care:
120.2
Miscellaneous:
110.9
Crime
Is Topsfield, MA a safe place to live?
Topsfield boasts a very low crime rate, with only 46 violent crimes and 410 property crimes per 100,000 residents, making it one of the safer communities in the region. The chance of experiencing violent crime here is roughly 1 in 2,170, which is well below national averages. This reputation for safety is a key draw for families and professionals alike.
Violent Crimes Per 100k:
46
Property Crimes Per 100k:
410
Crime Index:
456
Chance Of Violent Crime:
1 in 2,170
Chance Of Property Crime:
1 in 241
Weather
What is the weather like in Topsfield, MA year-round?
Residents of Topsfield experience all four seasons, with cold winters averaging lows of 17°F and warm summers reaching highs of 84°F. The area receives about 48.6 inches of annual rainfall and enjoys sunny weather over half the year. This seasonal variety offers plenty of opportunities for year-round outdoor activities.

Winter
Min:
17°F
Max:
36°F

Spring
Min:
38°F
Max:
67°F

Summer
Min:
60°F
Max:
84°F

Fall
Min:
40°F
Max:
68°F
Average Rainfall Inches:
48.6 inches
Sunny Days Percentage:
56%
Neighbors
Topsfield is an affluent community with a median household income of $182,500 and very low poverty and unemployment rates. The high educational attainment—over 98% of adults hold at least a high school diploma—contributes to the area’s vibrant, well-educated population. Commute times average just over 31 minutes, balancing suburban living with access to nearby employment centers.
Median Income:
$61,000
Household Income:
$182,500
Family Income:
$195,000
Per Capita Income:
$73,400
Income Male:
$92,000
Income Female:
$66,000
Poverty Rate:
2.3%
Non English Speakers:
6.5%
Rent:
$2,250
Unemployment Rate:
2.8%
Public Transport Usage:
3.0%
Commute Time:
31.2 minutes

Education
High School or Higher:
98.5%
Bachelors or More:
71.2%
Education
How are the schools in Topsfield, MA?
Topsfield offers excellent educational options, with public schools like Steward Elementary and Masconomet Regional Middle School known for low student-teacher ratios and strong academic support. The town is also close to higher education opportunities, including Salem State University and Endicott College, both less than 10 miles away. High local graduation and college attendance rates underscore a strong commitment to education.

Public Schools
Name:
Steward Elementary School
Street:
261 Perkins Row
Phone:
978-887-1538
Students:
330
Student Teacher Ratio:
12:1
Name:
Masconomet Regional Middle School
Street:
20 Endicott Rd, Boxford, MA
Phone:
978-887-2323
Students:
940
Student Teacher Ratio:
12:1

Private Schools
Name:
Meridian Academy
Street:
118 Eliot Street, Brookline, MA
Phone:
617-277-1118
Students:
80

Colleges
Name:
Salem State University
City:
Salem
State:
MA
Distance:
9 miles
Students:
7,500
Name:
Endicott College
City:
Beverly
State:
MA
Distance:
10 miles
Students:
4,500
Healthcare
Residents have convenient access to top-rated healthcare facilities, including Lahey Hospital & Medical Center and Beverly Hospital, both offering comprehensive emergency services. With a strong physician presence (3.1 per 1,000 residents) and nearly universal health insurance coverage, Topsfield ensures excellent healthcare support for families. The healthcare index reflects overall quality and accessibility in the area.

Major Hospitals
Name:
Lahey Hospital & Medical Center–Peabody
Address:
1 Essex Center Dr, Peabody, MA 01960
Phone:
(978) 538-4000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Beverly Hospital
Address:
85 Herrick St, Beverly, MA 01915
Phone:
(978) 922-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
3.1
Health Insurance Coverage:
96.8%
Health Care Index:
78.9
Housing Market
What is the housing market like in Topsfield, MA?
Topsfield’s housing market is characterized by high homeownership rates, with 91.3% of homes owner-occupied and a median home price of $785,000. Rental options are limited but stable, with an average two-bedroom rent of $2,250 and a low vacancy rate, making it a competitive market for buyers and renters. Home values have shown steady appreciation, indicating a strong and desirable real estate market.
Median Home Price:
$785,000
Average Rent For 2 Bedroom:
$2,250
Owner Occupied Rate:
91.3%
Rental Vacancy Rate:
2.1%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Topsfield residents are served by the Massachusetts Registry of Motor Vehicles, conveniently located in Boston for all licensing and registration needs. The DMV offers a full range of services and can be reached by phone or online for appointments and information. Massachusetts drivers benefit from streamlined state processes and accessible customer support.
State:
Massachusetts
Department:
Massachusetts Registry of Motor Vehicles
Address:
136 Blackstone St, Boston, MA 02109
Phone:
857-368-8000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.