Everything You Should Know Before Moving to Towaoc, CO
Considering a move to Towaoc, CO? This small community of about 1,120 residents offers affordable living, with median home prices around $85,000 and average rents near $620. Commutes are short, averaging 15 minutes, and the town boasts over 70% sunny days each year. While crime rates are somewhat higher than national averages and educational attainment is modest, Towaoc is notable for its rich Native American heritage and easy access to local healthcare facilities. Explore below for more details on housing, schools, cost of living, and quality of life in Towaoc.
Demographics - Towaoc, CO
Demographics - Towaoc, CO
Towaoc is a small community of about 1,120 residents, with a predominantly Native American population making up over 85% of its demographic. The median age is 32, and the area has a balanced gender ratio, making it a youthful and diverse place to live. Roughly 12% of residents speak a language other than English at home, reflecting its cultural richness.
Population:
1,120
Density:
120 per sq mi
Median Age:
32.4
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
12.0%

Ethnic Composition
White:
8.5%
Black:
0.3%
Others:
6.0%
Cost Of Living
What is the average cost of living in Towaoc, CO?
Living in Towaoc is highly affordable, with a median home value of $85,000 and average rent at $620. The overall cost of living index is well below the national average, making everyday expenses such as utilities and groceries especially budget-friendly. State taxes are also low, contributing to manageable household costs.
Median House Value:
$85,000
Gross Rent:
$620
Monthly Electricity Charges:
$120
Auto Insurance:
$1,430
House Owner Cost With Mortgage:
$780
House Owner Cost Without Mortgage:
$280
State Taxes:
Low:
4.4%
|
High:
4.4%
Cost Of Living Index:
86.4
Grocery:
92.2
Housing:
68.8
Utilities:
95.7
Transportation:
91.0
Health Care:
92.6
Miscellaneous:
89.0
Crime
Is Towaoc, CO a safe place to live?
Towaoc experiences higher crime rates compared to national averages, with a property crime rate of 2,200 incidents per 100,000 people and a violent crime rate of 340 per 100,000. Residents have a 1 in 45 chance of property crime and a 1 in 294 chance of violent crime, so it's important to be mindful of safety when living here.
Violent Crimes Per 100k:
340
Property Crimes Per 100k:
2,200
Crime Index:
2,540
Chance Of Violent Crime:
1 in 294
Chance Of Property Crime:
1 in 45
Weather
What is the weather like in Towaoc, CO year-round?
Residents of Towaoc enjoy a sunny climate, with 73% of days featuring sunshine each year. Summers are warm, often reaching the low 90s, while winters can be chilly with lows in the upper teens. The area receives about 12 inches of annual rainfall, resulting in a generally dry and pleasant environment.

Winter
Min:
17°F
Max:
39°F

Spring
Min:
32°F
Max:
65°F

Summer
Min:
55°F
Max:
92°F

Fall
Min:
35°F
Max:
67°F
Average Rainfall Inches:
12.3 inches
Sunny Days Percentage:
73%
Neighbors
The community is close-knit, with a median household income of $31,700 and a relatively high poverty rate of nearly 40%. Most residents commute just under 15 minutes to work, and the majority rely on personal vehicles rather than public transportation. Educational attainment is modest, with about 78% having completed high school and 9% holding a bachelor's degree or higher.
Median Income:
$25,400
Household Income:
$31,700
Family Income:
$39,200
Per Capita Income:
$13,900
Income Male:
$28,500
Income Female:
$24,800
Poverty Rate:
39.8%
Non English Speakers:
12.0%
Rent:
$620
Unemployment Rate:
8.1%
Public Transport Usage:
0.5%
Commute Time:
14.7 minutes

Education
High School or Higher:
78.2%
Bachelors or More:
9.3%
Education
How are the schools in Towaoc, CO?
Towaoc is served by public schools in nearby Cortez, including Montezuma-Cortez High School and Kemper Elementary, both offering reasonable student-to-teacher ratios. While there are no private schools locally, Southwest Colorado Community College is just 11 miles away, providing higher education opportunities. The educational landscape supports families with school-age children and adults seeking further education.

Public Schools
Name:
Montezuma-Cortez High School
Street:
418 S Sligo St
Phone:
970-565-3722
Students:
650
Student Teacher Ratio:
15.4
Name:
Kemper Elementary School
Street:
620 E Montezuma Ave
Phone:
970-565-3737
Students:
400
Student Teacher Ratio:
14.9

Colleges
Name:
Southwest Colorado Community College
City:
Cortez
State:
CO
Distance:
11 miles
Students:
1,200
Healthcare
Towaoc offers access to local healthcare through the Ute Mountain Ute Health Center, while nearby Cortez provides additional hospital services, including emergency care. The community has around 1.5 physicians per 1,000 people, and over 81% of residents have health insurance. Healthcare services are readily available, supporting the well-being of the population.

Major Hospitals
Name:
Ute Mountain Ute Health Center
Address:
232 Rustling Willow St, Towaoc, CO 81334
Phone:
(970) 564-7000
Type:
Community Health Center
Emergency Services:
No
Name:
Southwest Memorial Hospital
Address:
1311 N Mildred Rd, Cortez, CO 81321
Phone:
(970) 565-6666
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
81.2%
Health Care Index:
69.1
Housing Market
What is the housing market like in Towaoc, CO?
The housing market in Towaoc is affordable, with a median home price of $85,000 and an average two-bedroom rent of $620. Owner occupancy stands at nearly 60%, and the area has a modest home appreciation rate of 6.1% over the past year. Vacancy and foreclosure rates are low, providing stability for both renters and homeowners.
Median Home Price:
$85,000
Average Rent For 2 Bedroom:
$620
Owner Occupied Rate:
59.4%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Residents of Towaoc handle vehicle registration and licensing through the Colorado Division of Motor Vehicles, conveniently located in nearby Cortez. The office offers full DMV services and maintains an accessible website for information and appointments. Access to DMV services is straightforward for local drivers.
State:
Colorado
Department:
Colorado Division of Motor Vehicles
Address:
221 S. Broadway, Cortez, CO 81321
Phone:
(970) 565-9779
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.