Everything You Should Know Before Moving to Tracy Creek, NY
Considering a move to Tracy Creek, NY? This small, friendly town of about 1,500 residents offers affordable living with median home prices around $168,000 and average rents at $960. Tracy Creek boasts low crime rates, shorter average commutes of 24 minutes, and a peaceful, close-knit atmosphere. Families benefit from access to nearby quality schools and healthcare, while the area’s four seasons and easy access to Binghamton’s amenities make it a practical, comfortable place to call home.
Demographics - Tracy Creek, NY
Demographics - Tracy Creek, NY
Tracy Creek is a close-knit community of about 1,500 residents, with a median age of 44.2 and a population density that provides a small-town atmosphere. The area is predominantly White, with limited diversity, and a nearly even gender ratio. Most residents speak English at home, reflecting a traditional demographic profile typical of rural New York.
Population:
1,500
Density:
220 per sq mi
Median Age:
44.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
93.5%
Black:
1.5%
Asian:
1.2%
Others:
3.8%
Cost Of Living
What is the average cost of living in Tracy Creek, NY?
Living in Tracy Creek is affordable, with median home values around $168,000 and average rent at $960, making it a budget-friendly option compared to national averages. The cost of living index is below the U.S. average, and residents benefit from lower housing and transportation costs. Utilities and groceries remain reasonable, making day-to-day expenses manageable for families and retirees alike.
Median House Value:
$168,000
Gross Rent:
$960
Monthly Electricity Charges:
$110
Auto Insurance:
$1,200
House Owner Cost With Mortgage:
$1,150
House Owner Cost Without Mortgage:
$470
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
94.0
Grocery:
99.0
Housing:
82.0
Utilities:
102.0
Transportation:
92.0
Health Care:
96.0
Miscellaneous:
97.0
Crime
Is Tracy Creek, NY a safe place to live?
Tracy Creek enjoys low crime rates, with violent crimes significantly below national averages and a property crime rate that allows for peace of mind. The chance of experiencing a violent crime is just 1 in 900, contributing to the town’s reputation as a safe and secure place to live. This makes the community especially appealing for families and those seeking a tranquil lifestyle.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
1,050
Crime Index:
1,160
Chance Of Violent Crime:
1 in 900
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Tracy Creek, NY year-round?
Residents experience all four seasons, with cold, snowy winters and pleasantly warm summers reaching highs of 81°F. The area receives about 37 inches of annual rainfall and enjoys sunshine roughly 47% of the year. This classic Northeastern climate is ideal for those who appreciate seasonal changes and outdoor activities year-round.

Winter
Min:
15°F
Max:
34°F

Spring
Min:
38°F
Max:
64°F

Summer
Min:
58°F
Max:
81°F

Fall
Min:
42°F
Max:
66°F
Average Rainfall Inches:
37.0 inches
Sunny Days Percentage:
47%
Neighbors
Tracy Creek's households have a median income of $61,000, with a poverty rate below 10% and a low unemployment rate of 4.8%. Most residents commute about 24 minutes for work, and educational attainment is strong, with over 90% holding a high school diploma or higher. The community is stable and neighborly, with a high rate of home ownership and limited reliance on public transportation.
Median Income:
$34,000
Household Income:
$61,000
Family Income:
$72,000
Per Capita Income:
$29,500
Income Male:
$42,000
Income Female:
$36,500
Poverty Rate:
9.1%
Non English Speakers:
3.5%
Rent:
$960
Unemployment Rate:
4.8%
Public Transport Usage:
0.7%
Commute Time:
24.2 minutes

Education
High School or Higher:
91.8%
Bachelors or More:
21.5%
Education
How are the schools in Tracy Creek, NY?
Families in Tracy Creek benefit from quality public schools with favorable student-teacher ratios, as well as access to respected private and parochial options. Higher education opportunities abound nearby, with Binghamton University just five miles away and SUNY Broome Community College within easy reach. The area’s educational resources support students from kindergarten through college and beyond.

Public Schools
Name:
Vestal Senior High School
Street:
205 Woodlawn Dr
Phone:
607-757-2181
Students:
1,100
Student Teacher Ratio:
13.1
Name:
Vestal Middle School
Street:
600 South Benita Blvd
Phone:
607-757-2271
Students:
700
Student Teacher Ratio:
12.5

Private Schools
Name:
Seton Catholic Central
Street:
70 Seminary Ave, Binghamton, NY 13905
Phone:
607-723-5307
Students:
350

Colleges
Name:
Binghamton University (SUNY)
City:
Vestal
State:
NY
Distance:
5 miles
Students:
18,100
Name:
SUNY Broome Community College
City:
Binghamton
State:
NY
Distance:
7 miles
Students:
5,400
Healthcare
Access to quality healthcare is convenient, with major hospitals like Lourdes Hospital and UHS Wilson Medical Center located nearby in Binghamton. The community benefits from a high rate of health insurance coverage (94%) and an ample number of physicians per capita. This ensures residents have reliable medical care and emergency services close to home.

Major Hospitals
Name:
Lourdes Hospital
Address:
169 Riverside Dr, Binghamton, NY 13905
Phone:
(607) 798-5111
Type:
General & Surgical
Emergency Services:
Yes
Name:
UHS Wilson Medical Center
Address:
33-57 Harrison St, Johnson City, NY 13790
Phone:
(607) 763-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
94.0%
Health Care Index:
78.0
Housing Market
What is the housing market like in Tracy Creek, NY?
Tracy Creek offers a stable housing market, with median home prices at $168,000 and most residents owning their homes. Rental options are available, with average two-bedroom rents at $960 and a relatively low vacancy rate. The area has seen moderate home appreciation and minimal foreclosure activity, making it an attractive choice for buyers and renters alike.
Median Home Price:
$168,000
Average Rent For 2 Bedroom:
$960
Owner Occupied Rate:
76.0%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.9%
Foreclosure Rate:
0.7%
DMV Information
Tracy Creek residents are served by the New York State Department of Motor Vehicles office in Binghamton, located at 81 Chenango St. The DMV provides comprehensive vehicle registration, licensing, and title services, and more information is available on their official website. Residents benefit from nearby, convenient access to all required DMV services.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
81 Chenango St, Binghamton, NY 13901
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.