Everything You Should Know Before Moving to Troy, IL
Considering a move to Troy, IL? This welcoming community of 10,241 offers affordable living with median home prices around $225,000 and average rents near $1,050. Residents enjoy low violent crime (102 per 100k), solid schools, and a 26-minute average commute. Troy boasts a high rate of home ownership, good educational attainment, and a friendly small-town vibe close to St. Louis, making it ideal for families seeking value and a relaxed pace.
Demographics - Troy, IL
Troy, IL is a midsize community of about 10,200 residents, with a population density that supports a small-town atmosphere. The median age of 38.4 indicates a balanced mix of families and working professionals, and the city is predominantly White, with a modest presence of other ethnic groups. A low percentage of non-English speakers reflects a primarily English-speaking community.
Population:
10,241
Density:
1,370 per sq mi
Median Age:
38.4
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
4.5%

Ethnic Composition
White:
93.0%
Black:
2.0%
Asian:
1.2%
Others:
3.8%
Cost Of Living
What is the average cost of living in Troy, IL?
Living in Troy is affordable, with a cost of living index below the national average and median home values around $225,000. Residents benefit from reasonable housing costs and utilities, making it an attractive option for families and first-time homebuyers. State income taxes are consistent at 4.95%, helping residents manage their household budgets.
Median House Value:
$225,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$105
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,425
House Owner Cost Without Mortgage:
$540
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
88.7
Grocery:
93.1
Housing:
77.4
Utilities:
95.6
Transportation:
85.4
Health Care:
95.1
Miscellaneous:
89.7
Crime
Is Troy, IL a safe place to live?
Troy enjoys a low crime rate, with just 102 violent crimes per 100,000 people and a 1 in 980 chance of being a victim of violent crime. Property crime is also relatively uncommon, supporting a safe and family-friendly environment. These figures make Troy an appealing choice for those prioritizing community safety.
Violent Crimes Per 100k:
102
Property Crimes Per 100k:
1,180
Crime Index:
1,282
Chance Of Violent Crime:
1 in 980
Chance Of Property Crime:
1 in 85
Weather
What is the weather like in Troy, IL year-round?
The city experiences four distinct seasons, with hot summers reaching highs near 89°F and chilly winters dipping to 22°F. Troy receives about 40.5 inches of rainfall annually and enjoys sunshine 56% of the year, offering residents a pleasant climate for outdoor activities. Spring and fall bring comfortable temperatures, making the area inviting year-round.

Winter
Min:
22°F
Max:
40°F

Spring
Min:
44°F
Max:
70°F

Summer
Min:
66°F
Max:
89°F

Fall
Min:
47°F
Max:
72°F
Average Rainfall Inches:
40.5 inches
Sunny Days Percentage:
56%
Neighbors
Troy’s residents have a median household income of $89,200 and a low poverty rate of 5.6%, indicating economic stability. Most adults are well-educated, with nearly 96% holding at least a high school diploma, and the average commute time is about 26 minutes. The community maintains a suburban feel with strong local connections and a low unemployment rate.
Median Income:
$42,500
Household Income:
$89,200
Family Income:
$98,800
Per Capita Income:
$36,000
Income Male:
$54,800
Income Female:
$41,500
Poverty Rate:
5.6%
Non English Speakers:
4.5%
Rent:
$1,050
Unemployment Rate:
3.9%
Public Transport Usage:
0.8%
Commute Time:
26.2 minutes

Education
High School or Higher:
95.9%
Bachelors or More:
32.6%
Education
How are the schools in Troy, IL?
Troy boasts strong educational options, including well-rated public schools like Triad High School and Triad Middle School, which offer favorable student-teacher ratios. Private and parochial options are available, and residents are close to higher education institutions such as Southern Illinois University Edwardsville. This diversity in education supports families and lifelong learners alike.

Public Schools
Name:
Triad High School
Street:
703 E US Highway 40
Phone:
618-667-8851
Students:
1,070
Student Teacher Ratio:
17.2
Name:
Triad Middle School
Street:
9539 US Highway 40
Phone:
618-667-5406
Students:
900
Student Teacher Ratio:
16.5

Private Schools
Name:
St. Jacob Elementary (Parochial)
Street:
401 W 3rd St, St Jacob, IL 62281
Phone:
618-644-2541
Students:
125

Colleges
Name:
Southern Illinois University Edwardsville
City:
Edwardsville
State:
IL
Distance:
13 miles
Students:
13,000
Name:
Lewis and Clark Community College
City:
Godfrey
State:
IL
Distance:
26 miles
Students:
8,000
Healthcare
Troy offers convenient access to quality healthcare, with major hospitals like Anderson Hospital and HSHS St. Elizabeth’s Hospital nearby providing comprehensive services, including emergency care. The city has 2.1 physicians per 1,000 residents and a high health insurance coverage rate of 93%. These factors ensure that residents have reliable medical support close to home.

Major Hospitals
Name:
Anderson Hospital
Address:
6800 State Route 162, Maryville, IL 62062
Phone:
(618) 288-5711
Type:
General & Surgical
Emergency Services:
Yes
Name:
HSHS St. Elizabeth's Hospital
Address:
1 St Elizabeth's Blvd, O'Fallon, IL 62269
Phone:
(618) 234-2120
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
93.0%
Health Care Index:
70.2
Housing Market
What is the housing market like in Troy, IL?
The Troy housing market features a median home price of $225,000 and an owner-occupancy rate of over 72%, reflecting a community of homeowners. Rental options are available, with average two-bedroom rents around $1,050 and a low vacancy rate, while property values have seen steady appreciation. This makes Troy a stable and appealing market for both buyers and renters.
Median Home Price:
$225,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
72.4%
Rental Vacancy Rate:
5.8%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
1.3%
Foreclosure Rate:
0.6%
DMV Information
Troy residents are served by the Illinois Secretary of State Facility in nearby Maryville for all motor vehicle needs. The office offers standard DMV services and can be conveniently reached by phone or online. This ensures easy access to licensing, registration, and other essential services.
State:
Illinois
Department:
Illinois Secretary of State Facility
Address:
200 North Center Dr, Maryville, IL 62062
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.