Everything You Should Know Before Moving to Troy, MO
Considering a move to Troy, MO? This family-friendly city of 13,532 offers affordable living, with median home prices around $255,000 and average rents near $1,080. Residents enjoy a low cost of living, mild Midwest seasons with 55% sunny days, and a reasonable commute of just over 31 minutes. Troy features strong public schools and a major local hospital, while maintaining lower crime rates than many cities its size. If you’re seeking small-town charm with easy access to the St. Louis region, Troy is a great place to call home.
Demographics - Troy, MO
Troy, Missouri is a growing community of 13,532 residents with a youthful median age of 33.7. The population is predominantly White, and the city maintains a balanced gender ratio, making it an inviting location for families and young professionals alike.
Population:
13,532
Density:
1,700 per sq mi
Median Age:
33.7
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
3.8%
Ethnic Composition
White:
93.4%
Black:
2.2%
Asian:
0.6%
Others:
3.8%
Cost Of Living
What is the average cost of living in Troy, MO?
Living in Troy is affordable, with a median home value of $255,000 and average rent around $1,080. The overall cost of living index stands at 87.0, notably below the national average, making the city attractive for those seeking value without sacrificing quality of life.
Median House Value:
$255,000
Gross Rent:
$1,080
Monthly Electricity Charges:
$130
Auto Insurance:
$1,410
House Owner Cost With Mortgage:
$1,480
House Owner Cost Without Mortgage:
$530
State Taxes:
Low:
1.5%
|
High:
5.4%
Cost Of Living Index:
87.0
Grocery:
94.5
Housing:
81.2
Utilities:
102.7
Transportation:
92.4
Health Care:
93.1
Miscellaneous:
95.3
Crime
Is Troy, MO a safe place to live?
Troy maintains a relatively low crime rate for its size, with a violent crime rate of 265 per 100,000 and property crime at 1,550 per 100,000. Residents enjoy a safe environment, with the chance of experiencing a violent crime at just 1 in 377.
Violent Crimes Per 100k:
265
Property Crimes Per 100k:
1,550
Crime Index:
1,815
Chance Of Violent Crime:
1 in 377
Chance Of Property Crime:
1 in 64
Weather
What is the weather like in Troy, MO year-round?
Troy experiences all four seasons, with mild winters averaging lows of 22°F and warm summers reaching highs near 89°F. The city enjoys about 40.8 inches of rainfall annually and around 55% sunny days, offering a balanced Midwest climate.
Winter
Min:
22°F
Max:
41°F
Spring
Min:
43°F
Max:
68°F
Summer
Min:
65°F
Max:
89°F
Fall
Min:
47°F
Max:
70°F
Average Rainfall Inches:
40.8 inches
Sunny Days Percentage:
55%
Neighbors
The community features a median household income of $71,950 and a low unemployment rate of 3.2%. Most residents commute just over 31 minutes to work, and the area boasts a solid educational foundation, with 90.9% holding at least a high school diploma.
Median Income:
$35,800
Household Income:
$71,950
Family Income:
$81,400
Per Capita Income:
$29,900
Income Male:
$48,100
Income Female:
$38,400
Poverty Rate:
10.7%
Non English Speakers:
3.8%
Rent:
$1,080
Unemployment Rate:
3.2%
Public Transport Usage:
0.3%
Commute Time:
31.2 minutes
Education
High School or Higher:
90.9%
Bachelors or More:
18.1%
Education
How are the schools in Troy, MO?
Troy offers quality education through public schools like Troy Buchanan High School and Troy Middle School, both known for strong enrollment and supportive student-teacher ratios. The city also provides private school options and is located just 22 miles from St. Charles Community College, supporting lifelong learning.
Public Schools
Name:
Troy Buchanan High School
Street:
1190 Old Cap Au Gris Rd
Phone:
636-528-4618
Students:
1,950
Student Teacher Ratio:
17.5
Name:
Troy Middle School
Street:
713 W College St
Phone:
636-528-4726
Students:
1,100
Student Teacher Ratio:
15.3
Private Schools
Name:
Sacred Heart School
Street:
110 Thompson Dr
Phone:
636-528-6684
Students:
170
Colleges
Name:
St. Charles Community College
City:
Cottleville
State:
MO
Distance:
22 miles
Students:
10,500
Healthcare
Troy is served by Mercy Hospital Lincoln, providing general and emergency care to the community. With about 1.6 physicians per 1,000 residents and over 91% health insurance coverage, residents have access to essential healthcare services close to home.
Major Hospitals
Name:
Mercy Hospital Lincoln
Address:
1000 E Cherry St, Troy, MO 63379
Phone:
(636) 528-8551
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
91.5%
Health Care Index:
78.7
Housing Market
What is the housing market like in Troy, MO?
The housing market in Troy is stable, with a median home price of $255,000 and a homeownership rate of 67.4%. The city has seen a 5.1% appreciation in home values over the past year, indicating steady growth and investment potential.
Median Home Price:
$255,000
Average Rent For 2 Bedroom:
$1,080
Owner Occupied Rate:
67.4%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
5.1%
New Construction Rate:
1.4%
Foreclosure Rate:
0.7%
DMV Information
Troy residents handle vehicle and driver services through the Missouri Department of Revenue office located on E Cherry St. The local DMV offers convenient access for registrations, licenses, and other motor vehicle needs.
State:
Missouri
Department:
Missouri Department of Revenue - Motor Vehicle & Driver Licensing
Address:
850 E Cherry St, Troy, MO 63379
Phone:
573-751-4509
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.