Missouri / Lincoln County

Moving to Troy, MO

Thinking of making a move to Troy, MO? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Troy, MO

Considering a move to Troy, MO? This welcoming community of 13,650 residents offers a blend of suburban charm and convenience, with median home prices around $275,000 and average rents near $1,150. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Troy's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Troy, MO

Troy has a population of 13,650 residents, offering a diverse community with a median age of nearly 37 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 2% Black, and 1% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
13,650
Density
1,250 per sq mi
Median Age
36.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
4.8%

Ethnic Composition

White
94.2%
Black
1.9%
Asian
0.8%
Others
3.1%

Cost Of Living

What is the average cost of living in Troy, MO?

The cost of living in Troy is higher than the national average, with a cost of living index of 88.4. Median home values are around $275,000 and average rents for a two-bedroom apartment are approximately $1,150. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$275,000
Gross Rent
$1,150
Monthly Electricity Charges
$145
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,780
House Owner Cost Without Mortgage
$620
State Taxes
Low: 1.5%| High: 4.8%
Cost Of Living Index
88.4
Grocery
92.1
Housing
82.5
Utilities
96.3
Transportation
90.7
Health Care
95.8
Miscellaneous
89.6

Crime

Is Troy, MO a safe place to live?

Troy is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 65. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Missouri.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,540
Crime Index
1,750
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 65

Weather

What is the weather like in Troy, MO year-round?

Troy experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 24°F. The area receives about 42 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
24°F
Max
44°F

Summer

Min
67°F
Max
89°F

Spring

Min
46°F
Max
72°F

Fall

Min
48°F
Max
72°F
Average Rainfall Inches
41.8 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $66,200 and a low poverty rate of 11.8%. Over 90% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$39,500
Household Income
$66,200
Family Income
$78,400
Per Capita Income
$28,900
Income Male
$43,500
Income Female
$32,800
Poverty Rate
11.8%
Non English Speakers
5.9%
Rent
$1,150
Unemployment Rate
4.1%
Public Transport Usage
1.3%
Commute Time
28.4 minutes

Education

High School or Higher
89.6%
Bachelors or More
18.9%

Education

How are the schools in Troy, MO?

Troy offers quality education options, with public schools like Troy Buchanan High School and Troy South Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including East Central College and St. Charles Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Troy Buchanan High School
Street
1190 Old Cap Au Gris Rd
Phone
636-462-5141
Students
1,300
Student Teacher Ratio
15.1
Name
Troy South Middle School
Street
10 Main St
Phone
636-462-5140
Students
750
Student Teacher Ratio
14.7

Private Schools

Name
Immaculate Conception School
Street
217 S 3rd St
Phone
636-528-3435
Students
180

Colleges

Name
East Central College
City
Union
State
MO
Distance
30 miles
Students
2,500
Name
St. Charles Community College
City
Cottleville
State
MO
Distance
34 miles
Students
6,000

Healthcare

Troy residents have access to quality healthcare, with major hospitals like Mercy Hospital Lincoln and SSM Health St. Joseph Hospital - Lake Saint Louis nearby. The community benefits from a high physician-to-resident ratio of 1.7 per 1,000 people and 91.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Mercy Hospital Lincoln
Address
1000 E Cherry St, Troy, MO 63379
Phone
(636) 528-8551
Type
General & Surgical
Emergency Services
Yes
Name
SSM Health St. Joseph Hospital - Lake Saint Louis
Address
100 Medical Plaza, Lake Saint Louis, MO 63367
Phone
(636) 625-5200
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.7
Health Insurance Coverage
91.2%
Health Care Index
68.4

Housing Market

What is the housing market like in Troy, MO?

The local housing market is strong, with a median home price of $275,000 and an owner-occupied rate of nearly 74%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Troy offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$275,000
Average Rent For 2 Bedroom
$1,150
Owner Occupied Rate
73.5%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
2.4%
Foreclosure Rate
0.7%

DMV Information

Residents of Troy handle vehicle services through the Missouri Department of Revenue, conveniently located in Jefferson City. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Missouri
Department
Missouri Department of Revenue
Address
301 West High Street, Room 370, Jefferson City, MO 65101
Phone
(573) 751-4509

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Troy, MO

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Troy, review the core fields on this page: population 13,650, median home value $275,000, average rent for 2 bedroom $1,150, commute time 28.4 minutes, and sunny days percentage 58%.

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