North Carolina / Montgomery County

Moving to Troy, NC

Thinking of making a move to Troy, NC? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Troy, NC

Considering a move to Troy, NC? This welcoming community of 3,187 residents offers a blend of suburban charm and convenience, with median home prices around $132,000 and average rents near $750. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (62% annually), ideal for families and commuters alike. Explore Troy's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Troy, NC

Troy has a population of 3,187 residents, offering a diverse community with a median age of nearly 37 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 49% White, 33% Black, and 8% Asian residents, and over 12% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
3,187
Density
1,160 per sq mi
Median Age
37.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
12.3%

Ethnic Composition

White
48.5%
Black
32.7%
Others
3.6%

Cost Of Living

What is the average cost of living in Troy, NC?

The cost of living in Troy is higher than the national average, with a cost of living index of 82.4. Median home values are around $132,000 and average rents for a two-bedroom apartment are approximately $750. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$132,000
Gross Rent
$750
Monthly Electricity Charges
$115
Auto Insurance
$1,060
House Owner Cost With Mortgage
$1,040
House Owner Cost Without Mortgage
$360
State Taxes
Low: 5.25%| High: 5.25%
Cost Of Living Index
82.4
Grocery
93.5
Housing
58.3
Utilities
98.2
Transportation
92.7
Health Care
98.1
Miscellaneous
96.0

Crime

Is Troy, NC a safe place to live?

Troy is considered a safe community, with a low violent crime rate of 312 incidents per 100,000 residents and a property crime chance of 1 in 49. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in North Carolina.

Violent Crimes Per 100k
312
Property Crimes Per 100k
2,020
Crime Index
2,332
Chance Of Violent Crime
1 in 320
Chance Of Property Crime
1 in 49

Weather

What is the weather like in Troy, NC year-round?

Troy experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 29°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 62% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
29°F
Max
51°F

Summer

Min
65°F
Max
89°F

Spring

Min
48°F
Max
74°F

Fall

Min
50°F
Max
75°F
Average Rainfall Inches
48.2 inches
Sunny Days Percentage
62%

Neighbors

The neighborhood boasts a healthy median household income of $36,400 and a low poverty rate of 26.2%. Over 82% of residents have at least a high school diploma, and nearly 13% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$26,900
Household Income
$36,400
Family Income
$46,200
Per Capita Income
$17,900
Income Male
$29,800
Income Female
$22,700
Poverty Rate
26.2%
Non English Speakers
12.3%
Rent
$750
Unemployment Rate
4.9%
Public Transport Usage
0.8%
Commute Time
21.8 minutes

Education

High School or Higher
81.7%
Bachelors or More
12.9%

Education

How are the schools in Troy, NC?

Troy offers quality education options, with public schools like Troy Elementary School and Montgomery Central High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Montgomery Community College and Stanly Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Troy Elementary School
Street
310 North Russell St
Phone
910-576-2514
Students
480
Student Teacher Ratio
14:1
Name
Montgomery Central High School
Street
770 Timberwolf Dr
Phone
910-576-6511
Students
1,010
Student Teacher Ratio
15:1

Private Schools

Name
First Assembly Christian Academy
Street
402 N Main St
Phone
910-572-1477
Students
110

Colleges

Name
Montgomery Community College
City
Troy
State
NC
Distance
0 miles
Students
1,300
Name
Stanly Community College
City
Albemarle
State
NC
Distance
20 miles
Students
2,800

Healthcare

Troy residents have access to quality healthcare, with major hospitals like FirstHealth Montgomery Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 84.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
FirstHealth Montgomery Memorial Hospital
Address
520 Allen St, Troy, NC 27371
Phone
(910) 571-5000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
84.5%
Health Care Index
71.2

Housing Market

What is the housing market like in Troy, NC?

The local housing market is strong, with a median home price of $132,000 and an owner-occupied rate of nearly 55%. The market has seen a 7.6% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Troy offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$132,000
Average Rent For 2 Bedroom
$750
Owner Occupied Rate
55.3%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
7.6%
New Construction Rate
0.8%
Foreclosure Rate
0.7%

DMV Information

Residents of Troy handle vehicle services through the North Carolina Division of Motor Vehicles, conveniently located in Troy. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
North Carolina
Department
North Carolina Division of Motor Vehicles
Address
314 N Main St, Troy, NC 27371
Phone
(919) 715-7000

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Troy, NC

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Troy, review the core fields on this page: population 3,187, median home value $132,000, average rent for 2 bedroom $750, commute time 21.8 minutes, and sunny days percentage 62%.

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