New York / Rensselaer County

Moving to Troy, NY

Thinking of making a move to Troy, NY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Troy, NY

Considering a move to Troy, NY? This welcoming community of 51,500 residents offers a blend of suburban charm and convenience, with median home prices around $285,000 and average rents near $1,420. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (52% annually), ideal for families and commuters alike. Explore Troy's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Troy, NY

Troy has a population of 51,500 residents, offering a diverse community with a median age of nearly 29 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 62% White, 16% Black, and 6% Asian residents, and over 13% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
51,500
Density
5,500 per sq mi
Median Age
28.7
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
12.8%

Ethnic Composition

White
62.0%
Black
15.5%
Asian
5.6%
Others
16.9%

Cost Of Living

What is the average cost of living in Troy, NY?

The cost of living in Troy is higher than the national average, with a cost of living index of 99.8. Median home values are around $285,000 and average rents for a two-bedroom apartment are approximately $1,420. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$285,000
Gross Rent
$1,420
Monthly Electricity Charges
$132
Auto Insurance
$2,050
House Owner Cost With Mortgage
$2,050
House Owner Cost Without Mortgage
$720
State Taxes
Low: 4.0%| High: 10.9%
Cost Of Living Index
99.8
Grocery
100.5
Housing
92.4
Utilities
109.1
Transportation
103.6
Health Care
97.8
Miscellaneous
99.2

Crime

Is Troy, NY a safe place to live?

Troy is considered a safe community, with a low violent crime rate of 610 incidents per 100,000 residents and a property crime chance of 1 in 41. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in New York.

Violent Crimes Per 100k
610
Property Crimes Per 100k
2,450
Crime Index
3,060
Chance Of Violent Crime
1 in 164
Chance Of Property Crime
1 in 41

Weather

What is the weather like in Troy, NY year-round?

Troy experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 18°F. The area receives about 40 inches of rainfall annually and enjoys sunshine on 52% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
18°F
Max
34°F

Summer

Min
60°F
Max
83°F

Spring

Min
38°F
Max
64°F

Fall

Min
42°F
Max
66°F
Average Rainfall Inches
39.5 inches
Sunny Days Percentage
52%

Neighbors

The neighborhood boasts a healthy median household income of $71,000 and a low poverty rate of 18.2%. Over 89% of residents have at least a high school diploma, and nearly 40% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 17% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$39,500
Household Income
$71,000
Family Income
$86,500
Per Capita Income
$35,200
Income Male
$47,000
Income Female
$42,000
Poverty Rate
18.2%
Non English Speakers
18.4%
Rent
$1,420
Unemployment Rate
4.8%
Public Transport Usage
16.5%
Commute Time
23.8 minutes

Education

High School or Higher
88.6%
Bachelors or More
39.8%

Education

How are the schools in Troy, NY?

Troy offers quality education options, with public schools like Troy High School and O.C. Crosby Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Russell Sage College, Hudson Valley Community College, and Rensselaer Polytechnic Institute. The community is committed to educational excellence for all age groups.

Public Schools

Name
Troy High School
Street
1950 Burdett Ave
Phone
518-328-5200
Students
1,050
Student Teacher Ratio
12.8
Name
O.C. Crosby Elementary School
Street
4th St & Franklin St
Phone
518-328-5300
Students
420
Student Teacher Ratio
11.6

Private Schools

Name
La Salle Institute
Street
174 Williams Rd
Phone
518-283-2500
Students
430

Colleges

Name
Russell Sage College
City
Troy
State
NY
Distance
0 miles
Students
2,200
Name
Hudson Valley Community College
City
Troy
State
NY
Distance
4 miles
Students
8,000
Name
Rensselaer Polytechnic Institute
City
Troy
State
NY
Distance
1 mile
Students
7,500

Healthcare

Troy residents have access to quality healthcare, with major hospitals like Samaritan Hospital and Albany Medical Center nearby. The community benefits from a high physician-to-resident ratio of 2.7 per 1,000 people and 94.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Samaritan Hospital
Address
2215 Burdett Ave, Troy, NY 12180
Phone
(518) 271-3300
Type
General & Surgical
Emergency Services
Yes
Name
Albany Medical Center
Address
43 New Scotland Ave, Albany, NY 12208
Phone
(518) 262-3125
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.7
Health Insurance Coverage
94.0%
Health Care Index
76.4

Housing Market

What is the housing market like in Troy, NY?

The local housing market is strong, with a median home price of $285,000 and an owner-occupied rate of nearly 40%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Troy offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$285,000
Average Rent For 2 Bedroom
$1,420
Owner Occupied Rate
39.5%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
1.1%
Foreclosure Rate
0.7%

DMV Information

Residents of Troy handle vehicle services through the New York State Department of Motor Vehicles, conveniently located in Troy. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
New York
Department
New York State Department of Motor Vehicles
Address
6 State St, Troy, NY 12180
Phone
1-518-270-2600

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Troy, NY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Troy, review the core fields on this page: population 51,500, median home value $285,000, average rent for 2 bedroom $1,420, commute time 23.8 minutes, and sunny days percentage 52%.

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