Everything You Should Know Before Moving to Troy, OH
Considering a move to Troy, OH? This welcoming city of 26,378 offers affordable living, with median home prices around $196,000 and average rents near $950. Residents enjoy low violent crime rates (121 per 100K), quick commutes averaging 21 minutes, and excellent access to healthcare at the Upper Valley Medical Center. With good schools, a friendly climate featuring 54% sunny days, and a low cost of living, Troy is a great spot for families or anyone seeking small-city charm with easy access to Dayton.
Demographics - Troy, OH
Troy, OH is home to approximately 26,400 residents, featuring a predominantly White population and a median age of 39.1 years. The city offers a balanced gender ratio and a close-knit community feel, making it welcoming for families and individuals alike.
Population:
26,378
Density:
2,000 per sq mi
Median Age:
39.1
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
91.3%
Black:
2.9%
Asian:
1.6%
Others:
4.2%
Cost Of Living
What is the average cost of living in Troy, OH?
Troy boasts a cost of living index below the national average, with median home prices at $196,000 and average rents around $950. Affordable utilities and reasonable state taxes make it an attractive choice for budget-conscious movers.
Median House Value:
$196,000
Gross Rent:
$950
Monthly Electricity Charges:
$120
Auto Insurance:
$900
House Owner Cost With Mortgage:
$1,320
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
0.5%
|
High:
3.99%
Cost Of Living Index:
85.2
Grocery:
92.0
Housing:
68.5
Utilities:
98.3
Transportation:
90.1
Health Care:
94.7
Miscellaneous:
88.0
Crime
Is Troy, OH a safe place to live?
Troy maintains a low violent crime rate of 121 incidents per 100,000 people, providing residents with a sense of safety. Property crime is present but not excessive, giving Troy a reputation as a secure place to call home.
Violent Crimes Per 100k:
121
Property Crimes Per 100k:
1,624
Crime Index:
1,745
Chance Of Violent Crime:
1 in 826
Chance Of Property Crime:
1 in 62
Weather
What is the weather like in Troy, OH year-round?
Residents in Troy experience all four seasons, with warm summers reaching up to 84°F and brisk winters dropping to 21°F. The city enjoys 54% sunny days annually and nearly 40 inches of rainfall, making for a pleasant and varied climate.

Winter
Min:
21°F
Max:
37°F

Spring
Min:
42°F
Max:
67°F

Summer
Min:
62°F
Max:
84°F

Fall
Min:
44°F
Max:
69°F
Average Rainfall Inches:
39.2 inches
Sunny Days Percentage:
54%
Neighbors
Troy’s median household income stands at $61,200, and the community enjoys a relatively low poverty rate of 9.4%. Most residents have at least a high school diploma, and the average commute is a convenient 21 minutes.
Median Income:
$35,200
Household Income:
$61,200
Family Income:
$75,100
Per Capita Income:
$31,700
Income Male:
$44,500
Income Female:
$32,300
Poverty Rate:
9.4%
Non English Speakers:
3.5%
Rent:
$950
Unemployment Rate:
4.0%
Public Transport Usage:
0.7%
Commute Time:
20.9 minutes

Education
High School or Higher:
90.5%
Bachelors or More:
24.2%
Education
How are the schools in Troy, OH?
Troy offers quality public and private schools, with Troy High School and Hook Elementary serving local families and a student-teacher ratio around 18:1. Nearby, Edison State Community College and Wright State University provide higher education opportunities within a short drive.

Public Schools
Name:
Troy High School
Street:
151 Staunton Rd
Phone:
937-332-6710
Students:
1,100
Student Teacher Ratio:
18.1
Name:
Hook Elementary School
Street:
729 Trade Sq W
Phone:
937-332-6780
Students:
350
Student Teacher Ratio:
17.5

Private Schools
Name:
St. Patrick Catholic School
Street:
420 E Water St
Phone:
937-339-3705
Students:
270

Colleges
Name:
Edison State Community College
City:
Piqua
State:
OH
Distance:
9 miles
Students:
4,200
Name:
Wright State University
City:
Dayton
State:
OH
Distance:
23 miles
Students:
11,500
Healthcare
Healthcare is easily accessible in Troy, anchored by Upper Valley Medical Center and a high health insurance coverage rate of 92.8%. With 2.1 physicians per 1,000 residents, the city offers reliable general and emergency medical services.

Major Hospitals
Name:
Upper Valley Medical Center
Address:
3130 N County Rd 25A, Troy, OH 45373
Phone:
(937) 440-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
92.8%
Health Care Index:
73.2
Housing Market
What is the housing market like in Troy, OH?
The housing market in Troy is stable and affordable, with a median home price of $196,000 and average rents for a two-bedroom at $950. A majority of homes are owner-occupied, and the area has experienced moderate home appreciation over the past year.
Median Home Price:
$196,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
61.1%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
The Ohio Bureau of Motor Vehicles in Troy provides residents with convenient access to driver's services at its South Dorset Road location. For more information or to schedule appointments, residents can visit the Ohio BMV website or call their local branch.
State:
Ohio
Department:
Ohio Bureau of Motor Vehicles
Address:
1001 S. Dorset Rd, Troy, OH 45373
Phone:
1-844-644-6268
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.