Ohio / Miami County

Moving to Troy, OH

Thinking of making a move to Troy, OH? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Troy, OH

Considering a move to Troy, OH? This welcoming community of 26,000 residents offers a blend of suburban charm and convenience, with median home prices around $285,000 and average rents near $1,150. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Troy's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Troy, OH

Troy has a population of 26,000 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 90% White, 5% Black, and 2% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
26,000
Density
2,200 per sq mi
Median Age
40.3
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
5.1%

Ethnic Composition

White
89.5%
Black
4.7%
Asian
2.0%
Others
3.8%

Cost Of Living

What is the average cost of living in Troy, OH?

The cost of living in Troy is higher than the national average, with a cost of living index of 86.7. Median home values are around $285,000 and average rents for a two-bedroom apartment are approximately $1,150. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$285,000
Gross Rent
$1,150
Monthly Electricity Charges
$145
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,790
House Owner Cost Without Mortgage
$690
State Taxes
Low: 0.0%| High: 4.8%
Cost Of Living Index
86.7
Grocery
94.2
Housing
79.8
Utilities
101.5
Transportation
92.1
Health Care
96.4
Miscellaneous
89.7

Crime

Is Troy, OH a safe place to live?

Troy is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 70. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Ohio.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,420
Crime Index
1,630
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 70

Weather

What is the weather like in Troy, OH year-round?

Troy experiences four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to 22°F. The area receives about 40 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
22°F
Max
38°F

Summer

Min
64°F
Max
85°F

Spring

Min
42°F
Max
67°F

Fall

Min
46°F
Max
68°F
Average Rainfall Inches
39.8 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $73,500 and a low poverty rate of 9.1%. Over 91% of residents have at least a high school diploma, and nearly 27% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$40,500
Household Income
$73,500
Family Income
$89,000
Per Capita Income
$34,200
Income Male
$47,000
Income Female
$39,500
Poverty Rate
9.1%
Non English Speakers
8.0%
Rent
$1,150
Unemployment Rate
4.1%
Public Transport Usage
2.3%
Commute Time
21.8 minutes

Education

High School or Higher
91.0%
Bachelors or More
27.4%

Education

How are the schools in Troy, OH?

Troy offers quality education options, with public schools like Troy High School and Van Cleve Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Sinclair Community College - Course Offerings and Miami University Regionals - Middletown Campus. The community is committed to educational excellence for all age groups.

Public Schools

Name
Troy High School
Street
1515 Jacob Dr
Phone
937-332-6700
Students
1,350
Student Teacher Ratio
17.1
Name
Van Cleve Elementary School
Street
500 N Market St
Phone
937-332-6730
Students
420
Student Teacher Ratio
15.4

Private Schools

Name
Tippecanoe School
Street
1101 W Main St
Phone
937-339-8088
Students
180

Colleges

Name
Sinclair Community College - Course Offerings
City
Troy
State
OH
Distance
0 miles
Students
1,500
Name
Miami University Regionals - Middletown Campus
City
Middletown
State
OH
Distance
38 miles
Students
3,500

Healthcare

Troy residents have access to quality healthcare, with major hospitals like Upper Valley Medical Center and Miami Valley Hospital North nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 92.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Upper Valley Medical Center
Address
3130 N County Rd 25A, Troy, OH 45373
Phone
(937) 440-4000
Type
General & Surgical
Emergency Services
Yes
Name
Miami Valley Hospital North
Address
9000 N Main St, Englewood, OH 45415
Phone
(937) 734-6784
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
92.4%
Health Care Index
68.5

Housing Market

What is the housing market like in Troy, OH?

The local housing market is strong, with a median home price of $285,000 and an owner-occupied rate of nearly 68%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 5.8%. Troy offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$285,000
Average Rent For 2 Bedroom
$1,150
Owner Occupied Rate
68.4%
Rental Vacancy Rate
5.8%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
1.6%
Foreclosure Rate
0.4%

DMV Information

Residents of Troy handle vehicle services through the Ohio Bureau of Motor Vehicles, conveniently located in Columbus. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Ohio
Department
Ohio Bureau of Motor Vehicles
Address
1970 W. Broad St., Columbus, OH 43223
Phone
1-844-644-6268

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Troy, OH

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Troy, review the core fields on this page: population 26,000, median home value $285,000, average rent for 2 bedroom $1,150, commute time 21.8 minutes, and sunny days percentage 53%.

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