Everything You Should Know Before Moving to Troy, PA
Thinking about moving to Troy, PA? With a friendly population of just over 1,200, Troy offers affordable living—median home prices are $123,500 and average rents are only $710. The area boasts low violent crime rates (116 per 100K), easy commutes averaging 20 minutes, and the charm of a small-town community. Residents enjoy access to local schools, a nearby hospital, and experience all four seasons with nearly half the days sunny each year. Troy is a great fit for those seeking budget-friendly living in a close-knit, peaceful setting.
Demographics - Troy, PA
Troy, PA is a small, close-knit community with just over 1,200 residents and a population density of 1,540 per square mile. The town is predominantly White, with a median age of 41.7, and maintains a balanced gender ratio. Most residents speak English, making Troy a welcoming place for anyone looking for a friendly and familiar environment.
Population:
1,240
Density:
1,540 per sq mi
Median Age:
41.7
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
2.8%

Ethnic Composition
White:
97.2%
Black:
0.5%
Asian:
0.3%
Others:
2.0%
Cost Of Living
What is the average cost of living in Troy, PA?
Living in Troy is highly affordable, with a cost of living index well below the national average at 84.5. Median home values are about $123,500 and average rents are $710, allowing residents to enjoy budget-friendly housing and everyday expenses. Low state income tax rates and modest utility costs further contribute to the area's overall affordability.
Median House Value:
$123,500
Gross Rent:
$710
Monthly Electricity Charges:
$115
Auto Insurance:
$1,110
House Owner Cost With Mortgage:
$1,030
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
3.07%
|
High:
3.07%
Cost Of Living Index:
84.5
Grocery:
96.8
Housing:
63.7
Utilities:
110.2
Transportation:
93.0
Health Care:
97.5
Miscellaneous:
91.2
Crime
Is Troy, PA a safe place to live?
Troy experiences low crime rates, with only 116 violent crimes and 980 property crimes reported per 100,000 residents. Residents have a low chance of encountering violent crime, estimated at 1 in 860, making Troy a safe and secure place for families and individuals alike. The overall crime index reflects a peaceful small-town atmosphere.
Violent Crimes Per 100k:
116
Property Crimes Per 100k:
980
Crime Index:
1,096
Chance Of Violent Crime:
1 in 860
Chance Of Property Crime:
1 in 102
Weather
What is the weather like in Troy, PA year-round?
Troy enjoys all four seasons, with cold winters averaging lows of 16°F and warm summers reaching up to 81°F. The area receives about 39 inches of rainfall annually and sees sunshine around 49% of the year. Residents can expect a traditional northeastern climate with distinct seasonal changes.

Winter
Min:
16°F
Max:
34°F

Spring
Min:
38°F
Max:
65°F

Summer
Min:
56°F
Max:
81°F

Fall
Min:
41°F
Max:
65°F
Average Rainfall Inches:
38.6 inches
Sunny Days Percentage:
49%
Neighbors
The typical household in Troy earns around $48,500 annually, with a per capita income of $22,100 and about 18% of residents living below the poverty line. The community is well-educated, with nearly 88% holding at least a high school diploma, and average commutes take just over 20 minutes. Most people rely on personal vehicles for transportation, reflecting the town's small size and rural character.
Median Income:
$26,800
Household Income:
$48,500
Family Income:
$59,200
Per Capita Income:
$22,100
Income Male:
$32,500
Income Female:
$27,600
Poverty Rate:
17.6%
Non English Speakers:
2.8%
Rent:
$710
Unemployment Rate:
5.1%
Public Transport Usage:
0.3%
Commute Time:
20.2 minutes

Education
High School or Higher:
87.8%
Bachelors or More:
12.6%
Education
How are the schools in Troy, PA?
Troy offers quality public education with small class sizes, as seen at Troy Area High School and W.R. Croman Primary School. Higher education is available nearby at Mansfield University, just 29 miles away. The community values education, making it a suitable choice for families and students.

Public Schools
Name:
Troy Area High School
Street:
250 High School Dr
Phone:
570-297-2176
Students:
470
Student Teacher Ratio:
13.9
Name:
W.R. Croman Primary School
Street:
317 Canton St
Phone:
570-297-3145
Students:
310
Student Teacher Ratio:
15.2

Colleges
Name:
Mansfield University of Pennsylvania
City:
Mansfield
State:
PA
Distance:
29 miles
Students:
1,600
Healthcare
Healthcare in Troy is accessible, with the Guthrie Troy Community Hospital providing general and emergency services locally. The area benefits from a strong health insurance coverage rate of 91.2% and 1.7 physicians per 1,000 residents. Residents have convenient access to essential medical care without needing to travel far.

Major Hospitals
Name:
Guthrie Troy Community Hospital
Address:
275 Guthrie Drive, Troy, PA 16947
Phone:
(570) 297-2121
Type:
General & Surgical
Emergency Services:
Yes
Name:
Guthrie Robert Packer Hospital
Address:
1 Guthrie Square, Sayre, PA 18840
Phone:
(570) 888-6666
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.2%
Health Care Index:
67.4
Housing Market
What is the housing market like in Troy, PA?
Troy's housing market is notably affordable, with a median home price of $123,500 and average rent for a two-bedroom apartment at $710. Over half of homes are owner-occupied, and both foreclosure and vacancy rates remain low. Home values have seen modest appreciation, making the area attractive for buyers seeking stable investment.
Median Home Price:
$123,500
Average Rent For 2 Bedroom:
$710
Owner Occupied Rate:
52.1%
Rental Vacancy Rate:
5.7%
Home Appreciation Rate (1yr):
2.7%
New Construction Rate:
0.5%
Foreclosure Rate:
0.3%
DMV Information
Troy residents can access driver and vehicle services through PennDOT, Pennsylvania's Department of Transportation. The nearest full-service location is in Harrisburg, offering a wide range of licensing and registration services both online and in person. PennDOT provides convenient support for all motor vehicle needs throughout the state.
State:
Pennsylvania
Department:
PennDOT Driver & Vehicle Services
Address:
1101 S. Front Street, Harrisburg, PA 17104
Phone:
1-800-932-4600
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.