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Everything You Should Know Before Moving to Two Harbors, MN

Considering a move to Two Harbors, MN? This friendly city of 3,533 offers affordable living with median home prices around $200,000 and average rent just $900. Residents enjoy short commutes (average 15.5 minutes), low violent crime rates, and easy access to Lake Superior’s scenic beauty. Education is strong with well-rated schools, and the local climate brings crisp winters and mild summers—plus 58% sunny days each year. Explore below for more details on cost of living, housing, and community life in Two Harbors.

Demographics - Two Harbors, MN

Demographics - Two Harbors, MN

Two Harbors is a small community with a population of 3,533, where the median age is 46.2 and the city maintains a close gender balance. The area is predominantly White at 94.1%, with a low percentage of non-English speakers, making it a welcoming and accessible place for newcomers. Its moderate population density creates a friendly, small-town atmosphere ideal for those seeking a quieter lifestyle.

demograph population
Population:
3,533
demograph density
Density:
1,064 per sq mi
demograph median age
Median Age:
46.2
Demograph Gender Ratio
Gender Ratio:
95 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
2.8%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
94.1%
demograph blacks
Black:
0.3%
demograph asian
Asian:
0.6%
demograph others
Others:
5.0%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Two Harbors, MN?

Living in Two Harbors is affordable, with a median home value of $200,000 and average rent at just $900 per month. The overall cost of living index sits below the national average, and utilities and transportation costs remain manageable. Residents also benefit from relatively low homeowner expenses and competitive state tax rates.

cost of living medianHouseValue
Median House Value:
$200,000
cost of living grossRent
Gross Rent:
$900
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$110
cost of living autoInsurance
Auto Insurance:
$1,180
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,290
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$450
cost of living stateTaxes State Taxes:
Low:
5.35%
|
High:
9.85%
cost of living costOfLivingIndex
Cost Of Living Index:
94.0
cost of living grocery
Grocery:
95.2
cost of living housing
Housing:
78.3
cost of living utilities
Utilities:
97.1
cost of living transportation
Transportation:
95.0
cost of living health-care
Health Care:
102.2
cost of living miscellaneous
Miscellaneous:
96.3

Crime

Crime

Is Two Harbors, MN a safe place to live?

Two Harbors boasts a low violent crime rate of 120 incidents per 100,000 people, making it a safe choice for families and individuals alike. Property crime is also lower than in many larger cities, with a 1 in 95 chance of being affected. This supportive environment contributes to a strong sense of community security.

crime voilentCrimes
Violent Crimes Per 100k:
120
crime propertyCrime
Property Crimes Per 100k:
1,050
crime crimeIndex
Crime Index:
1,170
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 833
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 95
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Weather

Weather

What is the weather like in Two Harbors, MN year-round?

Residents experience true four-season living, with cold winters averaging lows around 3°F and pleasant summer highs reaching up to 75°F. The city enjoys 58% sunny days annually and moderate rainfall, making it ideal for outdoor enthusiasts who appreciate a mix of crisp winters and mild summers. The climate offers year-round opportunities to enjoy nearby Lake Superior and local parks.

weather winterWinter
weather min
Min:
3°F
weather max
Max:
22°F
weather springSpring
weather min
Min:
30°F
weather max
Max:
56°F
weather summerSummer
weather min
Min:
51°F
weather max
Max:
75°F
weather fallFall
weather min
Min:
34°F
weather max
Max:
58°F
weather averageRainfallInches
Average Rainfall Inches:
28.3 inches
weather sunnyDays Percentage
Sunny Days Percentage:
58%

Neighbors

Neighbors

The typical Two Harbors household earns about $56,900, with a poverty rate of just over 10% and an unemployment rate of 3.8%. Most residents have completed high school, and nearly 26% hold a bachelor’s degree or higher, reflecting a well-educated community. Short average commutes and a high rate of owner-occupied homes contribute to a stable, neighborly environment.

neighbor medianIncome
Median Income:
$35,400
neighbor householdIncome
Household Income:
$56,900
neighbor familyIncome
Family Income:
$72,000
neighbor perCapitaIncome
Per Capita Income:
$29,200
neighbor incomeMale
Income Male:
$41,500
neighbor incomeFemale
Income Female:
$32,800
neighbor povertyRate
Poverty Rate:
10.2%
neighbor nonEnglishSpeakers
Non English Speakers:
2.8%
neighbor rent
Rent:
$900
neighbor unemployment
Unemployment Rate:
3.8%
neighbor publicTransport
Public Transport Usage:
0.5%
neighbor commuteTime
Commute Time:
15.5 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
93.6%
neighbor bachelors
Bachelors or More:
25.8%
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Education

Education

How are the schools in Two Harbors, MN?

Two Harbors offers quality public education with favorable student-teacher ratios at its elementary and high schools, supporting individual student growth. Higher education options are located just 28 miles away in Duluth, home to Lake Superior College and the University of Minnesota Duluth. Families benefit from strong local schools and easy access to further learning opportunities.

education PublicSchoolsPublic Schools
education publicName
Name:
Two Harbors High School
education publicStreet
Street:
1640 Hwy 2
education publicPhone
Phone:
218-834-8201
education publicStudents
Students:
410
education publicStudentTeacherRatio
Student Teacher Ratio:
14.5


education publicName
Name:
Minnehaha Elementary School
education publicStreet
Street:
601 13th Ave
education publicPhone
Phone:
218-834-8221
education publicStudents
Students:
380
education publicStudentTeacherRatio
Student Teacher Ratio:
13.8


education collegesColleges
education collegeName
Name:
Lake Superior College
education collegeCity
City:
Duluth
education collegeState
State:
MN
education collegeDistance
Distance:
28 miles
education collegeStudents
Students:
5,200


education collegeName
Name:
University of Minnesota Duluth
education collegeCity
City:
Duluth
education collegeState
State:
MN
education collegeDistance
Distance:
28 miles
education collegeStudents
Students:
10,900


Healthcare

Healthcare

Healthcare access in Two Harbors is robust, anchored by Lake View Hospital and a physician availability of 1.9 per 1,000 residents. Over 95% of locals have health insurance coverage, and the city’s healthcare index suggests services are both accessible and affordable. Emergency and general medical care is conveniently available within city limits.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Lake View Hospital
healthcare hospitalAddress
Address:
325 11th Ave, Two Harbors, MN 55616
healthcare hospitalPhone
Phone:
(218) 834-7300
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
1.9
healthcare healthInsuranceCoverage
Health Insurance Coverage:
95.5%
healthcare healthCareIndex
Health Care Index:
79.2
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Two Harbors, MN?

The housing market in Two Harbors features a median home price of $200,000 and average rent for a two-bedroom at $900. With 70.1% owner-occupied homes and a low foreclosure rate, the area offers stability for both buyers and renters. Home values have seen steady appreciation, making it an appealing choice for long-term investment.

housing market medianHomePrice
Median Home Price:
$200,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$900
housing market ownerOccupiedRate
Owner Occupied Rate:
70.1%
housing market rentalVacancyRate
Rental Vacancy Rate:
4.7%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
4.2%
housing market newConstructionRate
New Construction Rate:
0.6%
housing market foreclosureRate
Foreclosure Rate:
0.4%

DMV Information

DMV Information

Residents handle driver and vehicle services through the Minnesota Department of Public Safety, conveniently accessible online or by phone. The main office is located in St. Paul, but most services can be managed remotely. This ensures getting or updating your license and registration is straightforward for new arrivals.

dmv state
State:
Minnesota
dmv department
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
dmv address
Address:
445 Minnesota St, Suite 190, St. Paul, MN 55101
dmv phone
Phone:
651-297-2126
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Two Harbors, MN

Planning a relocation in or near Two Harbors? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Two Harbors.

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FAQs About Moving to Two Harbors, MN

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Check the cost of living, housing, traffic, and public transit in Two Harbors. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Two Harbors climate and weather.

Moving within Two Harbors usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Two Harbors. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Two Harbors offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Two Harbors at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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