Everything You Should Know Before Moving to Union City, TN
Considering a move to Union City, TN? This welcoming small city of just under 11,000 offers affordable housing, with median home prices around $128,000 and average rents near $730. Residents enjoy a short average commute of 16.5 minutes, plenty of sunny days (63% annually), and a low cost of living index (76.1). While property crime rates are higher than average, the community features a friendly atmosphere, convenient healthcare, and access to local schools and the nearby University of Tennessee at Martin. Union City is a great fit for those seeking value, a slower pace, and easy living.
Demographics - Union City, TN
Demographics - Union City, TN
Union City is home to about 10,900 residents, with a median age of 40.2, reflecting a balanced community of working adults and families. The city is predominantly White (73.8%), with a significant Black population (19.3%) and a modest presence of other groups. Its population density and low percentage of non-English speakers (4.2%) contribute to a close-knit, accessible environment.
Population:
10,895
Density:
1,330 per sq mi
Median Age:
40.2
Gender Ratio:
90 males per 100 females
Non-English Speakers Percentage:
4.2%

Ethnic Composition
White:
73.8%
Black:
19.3%
Asian:
0.8%
Others:
6.1%
Cost Of Living
What is the average cost of living in Union City, TN?
Union City offers a notably low cost of living, with a cost of living index of 76.1 and median home values around $128,000. Everyday expenses like rent and utilities remain affordable compared to national averages, making it an attractive option for budget-conscious families and retirees. State taxes are relatively low, further enhancing overall affordability.
Median House Value:
$128,000
Gross Rent:
$730
Monthly Electricity Charges:
$120
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$1,020
House Owner Cost Without Mortgage:
$375
State Taxes:
Low:
0%
|
High:
2% (sales tax up to 9.75%)
Cost Of Living Index:
76.1
Grocery:
92.0
Housing:
54.0
Utilities:
95.0
Transportation:
85.0
Health Care:
88.0
Miscellaneous:
90.0
Crime
Is Union City, TN a safe place to live?
While Union City maintains a small-town feel, residents should be aware that property crime rates are higher than average, with a 1 in 46 chance of being affected. Violent crime remains comparatively low, with a rate of 355 incidents per 100,000 people, helping many residents feel secure in their daily routines.
Violent Crimes Per 100k:
355
Property Crimes Per 100k:
2,150
Crime Index:
2,505
Chance Of Violent Crime:
1 in 282
Chance Of Property Crime:
1 in 46
Weather
What is the weather like in Union City, TN year-round?
Union City experiences four distinct seasons, with winters averaging lows near 29°F and summers reaching highs close to 89°F. The area enjoys 63% sunny days annually and receives about 52 inches of rainfall each year, offering a pleasant climate for outdoor activities.

Winter
Min:
29°F
Max:
48°F

Spring
Min:
47°F
Max:
71°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
48°F
Max:
73°F
Average Rainfall Inches:
52.0 inches
Sunny Days Percentage:
63%
Neighbors
The community in Union City is welcoming and diverse, with a median household income of $41,300 and a family income of $56,800. About 81.6% of residents have at least a high school diploma, and most neighbors enjoy a short average commute of 16.5 minutes, contributing to a relaxed pace of life.
Median Income:
$25,200
Household Income:
$41,300
Family Income:
$56,800
Per Capita Income:
$22,400
Income Male:
$34,600
Income Female:
$26,700
Poverty Rate:
23.5%
Non English Speakers:
4.2%
Rent:
$730
Unemployment Rate:
5.9%
Public Transport Usage:
0.5%
Commute Time:
16.5 minutes

Education
High School or Higher:
81.6%
Bachelors or More:
17.5%
Education
How are the schools in Union City, TN?
Union City provides quality educational opportunities, featuring public schools with favorable student-teacher ratios and a nearby university just 14 miles away in Martin. Families can choose between public, private, and higher education options, ensuring all ages have access to strong academic resources.

Public Schools
Name:
Union City High School
Street:
1305 High School Dr
Phone:
731-885-2373
Students:
450
Student Teacher Ratio:
13.8
Name:
Union City Middle School
Street:
1111 High School Dr
Phone:
731-885-2901
Students:
350
Student Teacher Ratio:
14.5

Private Schools
Name:
Obion County Central Christian Academy
Street:
700 S Ury St
Phone:
731-885-2158
Students:
80

Colleges
Name:
University of Tennessee at Martin
City:
Martin
State:
TN
Distance:
14 miles
Students:
7,000
Healthcare
Union City is served by Baptist Memorial Hospital and has a good ratio of physicians at 2.3 per 1,000 residents. With 88.1% of the population covered by health insurance, access to both emergency and routine healthcare services is reliable and convenient.

Major Hospitals
Name:
Baptist Memorial Hospital-Union City
Address:
1201 Bishop St, Union City, TN 38261
Phone:
(731) 885-2410
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
88.1%
Health Care Index:
67.2
Housing Market
What is the housing market like in Union City, TN?
The local housing market is very accessible, with a median home price of $128,000 and average rent for a two-bedroom at $750. Homeownership is common, and the market remains stable with modest appreciation and low foreclosure rates, making it a great place for both buyers and renters.
Median Home Price:
$128,000
Average Rent For 2 Bedroom:
$750
Owner Occupied Rate:
53.4%
Rental Vacancy Rate:
8.6%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.4%
DMV Information
Residents can access driver and vehicle services locally at the Tennessee Department of Safety and Homeland Security office on W Reelfoot Ave. The office provides essential DMV services and support, making it easy for new arrivals to settle in and manage their driving needs.
State:
Tennessee
Department:
Tennessee Department of Safety and Homeland Security
Address:
1604 W Reelfoot Ave, Union City, TN 38261
Phone:
1-866-849-3548
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.