Everything You Should Know Before Moving to Universal, IN
Thinking about relocating to Universal, IN? With a small-town population of just 325, Universal offers affordable living—median home prices are around $82,000 and average rents near $750. The town enjoys a low violent crime rate, short average commutes of about 22 minutes, and a close-knit community feel. While local amenities are modest, nearby schools and healthcare are accessible, and you'll experience four distinct seasons with plenty of sunny days. Universal is perfect for those seeking quiet, budget-friendly living in rural Indiana.
Demographics - Universal, IN
Demographics - Universal, IN
Universal, IN is a small and close-knit town of 325 residents, with a median age of 44 and a population density of 1,300 people per square mile. The community is predominantly White, and the gender ratio is nearly balanced, making it a welcoming place for families and individuals alike.
Population:
325
Density:
1,300 per sq mi
Median Age:
44.0
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
1.2%
Ethnic Composition
White:
96.5%
Black:
0.5%
Asian:
0.0%
Others:
3.0%
Cost Of Living
What is the average cost of living in Universal, IN?
The cost of living in Universal is very affordable, with median home values around $82,000 and average rents at $750. Utilities and daily expenses are generally lower than the national average, making it an attractive option for those seeking budget-friendly living in Indiana.
Median House Value:
$82,000
Gross Rent:
$750
Monthly Electricity Charges:
$120
Auto Insurance:
$1,050
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
3.23%
|
High:
3.23%
Cost Of Living Index:
78.5
Grocery:
90.2
Housing:
48.5
Utilities:
101.0
Transportation:
94.0
Health Care:
93.0
Miscellaneous:
96.0
Crime
Is Universal, IN a safe place to live?
Universal experiences a low violent crime rate, with only 220 incidents per 100,000 residents, and a property crime rate that is also below the national average. Most residents feel safe, enjoying a quiet and secure environment.
Violent Crimes Per 100k:
220
Property Crimes Per 100k:
1,250
Crime Index:
1,470
Chance Of Violent Crime:
1 in 455
Chance Of Property Crime:
1 in 80
Weather
What is the weather like in Universal, IN year-round?
Residents of Universal enjoy four distinct seasons, with winter lows averaging 20°F and summer highs reaching 87°F. The area receives about 42 inches of rainfall annually and benefits from sunshine roughly 54% of the year.
Winter
Min:
20°F
Max:
38°F
Spring
Min:
40°F
Max:
65°F
Summer
Min:
64°F
Max:
87°F
Fall
Min:
42°F
Max:
69°F
Average Rainfall Inches:
42.2 inches
Sunny Days Percentage:
54%
Neighbors
Households in Universal typically earn about $43,000 annually, with a median income of $27,500 and a poverty rate near 13%. Most residents commute about 22 minutes to work, and the area boasts a high school graduation rate of over 87%.
Median Income:
$27,500
Household Income:
$43,000
Family Income:
$51,000
Per Capita Income:
$22,100
Income Male:
$32,000
Income Female:
$21,000
Poverty Rate:
13.0%
Non English Speakers:
1.2%
Rent:
$750
Unemployment Rate:
4.8%
Public Transport Usage:
0%
Commute Time:
22.5 minutes
Education
High School or Higher:
87.5%
Bachelors or More:
12.0%
Education
How are the schools in Universal, IN?
Universal is served by Central Elementary School, offering small class sizes and a supportive learning environment. For higher education, residents are within a short drive of Saint Mary-of-the-Woods College and Indiana State University, expanding local educational opportunities.
Public Schools
Name:
Central Elementary School
Street:
103 S Main St
Phone:
765-832-7727
Students:
320
Student Teacher Ratio:
16.5
Colleges
Name:
Saint Mary-of-the-Woods College
City:
St. Mary-of-the-Woods
State:
IN
Distance:
11 miles
Students:
1,700
Name:
Indiana State University
City:
Terre Haute
State:
IN
Distance:
13 miles
Students:
9,600
Healthcare
Universal residents have access to nearby healthcare, including Union Hospital Clinton, and enjoy high health insurance coverage at 92%. There are about 1.6 physicians per 1,000 people, providing essential medical services for the community.
Major Hospitals
Name:
Union Hospital Clinton
Address:
777 S Main St, Clinton, IN 47842
Phone:
(765) 832-1234
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
92.2%
Health Care Index:
69.0
Housing Market
What is the housing market like in Universal, IN?
The housing market in Universal is stable and affordable, with a median home price of $82,000 and a high owner-occupancy rate of nearly 80%. Rental options are available, and home values have seen modest appreciation over the past year.
Median Home Price:
$82,000
Average Rent For 2 Bedroom:
$750
Owner Occupied Rate:
79.4%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
2.3%
New Construction Rate:
0.0%
Foreclosure Rate:
0.5%
DMV Information
Vehicle licensing and registration services for Universal are managed by the Indiana Bureau of Motor Vehicles, with resources available online and at the main office in Indianapolis. Residents can easily access information and complete transactions through the state’s official DMV website.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
100 N Senate Ave, Indianapolis, IN 46204
Phone:
1-888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.