Indiana / Vermillion County

Moving to Universal, IN

Thinking of making a move to Universal, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Universal, IN

Considering a move to Universal, IN? This welcoming community of 500 residents offers a blend of suburban charm and convenience, with median home prices around $145,000 and average rents near $820. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Universal's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Universal, IN

Universal has a population of 500 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 78% White, 11% Black, and 2% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
500
Density
1,100 per sq mi
Median Age
40.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.8%

Ethnic Composition

White
78.0%
Black
11.0%
Asian
1.5%
Others
9.5%

Cost Of Living

What is the average cost of living in Universal, IN?

The cost of living in Universal is higher than the national average, with a cost of living index of 80.6. Median home values are around $145,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$145,000
Gross Rent
$820
Monthly Electricity Charges
$145
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,050
House Owner Cost Without Mortgage
$410
State Taxes
Low: 3.15%| High: 3.15%
Cost Of Living Index
80.6
Grocery
94.0
Housing
61.5
Utilities
98.2
Transportation
88.4
Health Care
91.0
Miscellaneous
92.3

Crime

Is Universal, IN a safe place to live?

Universal is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 66. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,520
Crime Index
1,730
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 66

Weather

What is the weather like in Universal, IN year-round?

Universal experiences four distinct seasons, with warm summers reaching highs of 85°F and cold winters dipping to 23°F. The area receives about 43 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
23°F
Max
40°F

Summer

Min
64°F
Max
85°F

Spring

Min
43°F
Max
68°F

Fall

Min
46°F
Max
70°F
Average Rainfall Inches
42.5 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $63,000 and a low poverty rate of 13.8%. Over 89% of residents have at least a high school diploma, and nearly 17% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,500
Household Income
$63,000
Family Income
$72,500
Per Capita Income
$29,500
Income Male
$40,500
Income Female
$31,500
Poverty Rate
13.8%
Non English Speakers
4.6%
Rent
$820
Unemployment Rate
4.8%
Public Transport Usage
1.9%
Commute Time
24.8 minutes

Education

High School or Higher
89.0%
Bachelors or More
16.8%

Education

How are the schools in Universal, IN?

Universal offers quality education options, with public schools like West Vigo Elementary School and West Vigo Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Indiana State University and Rose-Hulman Institute of Technology. The community is committed to educational excellence for all age groups.

Public Schools

Name
West Vigo Elementary School
Street
501 W Honey Creek Dr
Phone
812-462-4017
Students
430
Student Teacher Ratio
16.1
Name
West Vigo Middle School
Street
15365 S. State Road 63
Phone
812-462-4018
Students
520
Student Teacher Ratio
15.4

Private Schools

Name
Terre Haute Catholic School
Street
2300 N 7th St
Phone
812-232-8404
Students
260

Colleges

Name
Indiana State University
City
Terre Haute
State
IN
Distance
8 miles
Students
8,400
Name
Rose-Hulman Institute of Technology
City
Terre Haute
State
IN
Distance
10 miles
Students
2,200

Healthcare

Universal residents have access to quality healthcare, with major hospitals like Union Hospital and Regional Hospital of Terre Haute nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 91.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Union Hospital
Address
1600 N 7th St, Terre Haute, IN 47804
Phone
(812) 238-7000
Type
General & Surgical
Emergency Services
Yes
Name
Regional Hospital of Terre Haute
Address
3901 S 7th St, Terre Haute, IN 47802
Phone
(812) 242-3000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
91.8%
Health Care Index
68.2

Housing Market

What is the housing market like in Universal, IN?

The local housing market is strong, with a median home price of $145,000 and an owner-occupied rate of nearly 74%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 8.1%. Universal offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$145,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
74.0%
Rental Vacancy Rate
8.1%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.7%
Foreclosure Rate
0.8%

DMV Information

Residents of Universal handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in Indianapolis. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
100 N Senate Ave, Indianapolis, IN 46204
Phone
(888) 692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Universal, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Universal, review the core fields on this page: population 500, median home value $145,000, average rent for 2 bedroom $820, commute time 24.8 minutes, and sunny days percentage 53%.

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