Indiana / Vermillion County

Moving to Universal, IN

Thinking of making a move to Universal, IN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Universal, IN

Considering a move to Universal, IN? This welcoming community of 325 residents offers a blend of suburban charm and convenience, with median home prices around $82,000 and average rents near $750. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Universal's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Universal, IN

Universal has a population of 325 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 0% Asian residents, and over 1% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
325
Density
1,300 per sq mi
Median Age
44.0
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
1.2%

Ethnic Composition

White
96.5%
Black
0.5%
Asian
0.0%
Others
3.0%

Cost Of Living

What is the average cost of living in Universal, IN?

The cost of living in Universal is higher than the national average, with a cost of living index of 78.5. Median home values are around $82,000 and average rents for a two-bedroom apartment are approximately $750. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$82,000
Gross Rent
$750
Monthly Electricity Charges
$120
Auto Insurance
$1,050
House Owner Cost With Mortgage
$950
House Owner Cost Without Mortgage
$410
State Taxes
Low: 3.23%| High: 3.23%
Cost Of Living Index
78.5
Grocery
90.2
Housing
48.5
Utilities
101.0
Transportation
94.0
Health Care
93.0
Miscellaneous
96.0

Crime

Is Universal, IN a safe place to live?

Universal is considered a safe community, with a low violent crime rate of 220 incidents per 100,000 residents and a property crime chance of 1 in 80. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Indiana.

Violent Crimes Per 100k
220
Property Crimes Per 100k
1,250
Crime Index
1,470
Chance Of Violent Crime
1 in 455
Chance Of Property Crime
1 in 80

Weather

What is the weather like in Universal, IN year-round?

Universal experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 20°F. The area receives about 42 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
20°F
Max
38°F

Summer

Min
64°F
Max
87°F

Spring

Min
40°F
Max
65°F

Fall

Min
42°F
Max
69°F
Average Rainfall Inches
42.2 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $43,000 and a low poverty rate of 13.0%. Over 88% of residents have at least a high school diploma, and nearly 12% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$27,500
Household Income
$43,000
Family Income
$51,000
Per Capita Income
$22,100
Income Male
$32,000
Income Female
$21,000
Poverty Rate
13.0%
Non English Speakers
1.2%
Rent
$750
Unemployment Rate
4.8%
Public Transport Usage
0%
Commute Time
22.5 minutes

Education

High School or Higher
87.5%
Bachelors or More
12.0%

Education

How are the schools in Universal, IN?

Universal offers quality education options, with public schools like Central Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Saint Mary-of-the-Woods College and Indiana State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Central Elementary School
Street
103 S Main St
Phone
765-832-7727
Students
320
Student Teacher Ratio
16.5

Colleges

Name
Saint Mary-of-the-Woods College
City
St. Mary-of-the-Woods
State
IN
Distance
11 miles
Students
1,700
Name
Indiana State University
City
Terre Haute
State
IN
Distance
13 miles
Students
9,600

Healthcare

Universal residents have access to quality healthcare, with major hospitals like Union Hospital Clinton nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 92.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Union Hospital Clinton
Address
777 S Main St, Clinton, IN 47842
Phone
(765) 832-1234
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
92.2%
Health Care Index
69.0

Housing Market

What is the housing market like in Universal, IN?

The local housing market is strong, with a median home price of $82,000 and an owner-occupied rate of nearly 79%. The market has seen a 2.3% appreciation over the past year, and rental vacancy rates remain moderate at 7.5%. Universal offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$82,000
Average Rent For 2 Bedroom
$750
Owner Occupied Rate
79.4%
Rental Vacancy Rate
7.5%
Home Appreciation Rate (1yr)
2.3%
New Construction Rate
0.0%
Foreclosure Rate
0.5%

DMV Information

Residents of Universal handle vehicle services through the Indiana Bureau of Motor Vehicles, conveniently located in Indianapolis. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Indiana
Department
Indiana Bureau of Motor Vehicles
Address
100 N Senate Ave, Indianapolis, IN 46204
Phone
1-888-692-6841

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Universal, IN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Universal, review the core fields on this page: population 325, median home value $82,000, average rent for 2 bedroom $750, commute time 22.5 minutes, and sunny days percentage 54%.

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