Everything You Should Know Before Moving to Valparaiso, FL
Considering a move to Valparaiso, FL? With a close-knit population of just over 5,000, Valparaiso boasts affordable living, a median home price of $326,000, and average rents around $1,450. The city features low crime rates, quick 22-minute commutes, and plenty of sunny days (70% annually). Excellent local schools and easy access to healthcare make it ideal for families, while the warm Gulf Coast climate ensures year-round enjoyment. Explore all the details below to see if Valparaiso is your next home!
Demographics - Valparaiso, FL
Demographics - Valparaiso, FL
Valparaiso has a population of just over 5,000 residents, offering a balanced gender ratio and a median age of 40.2 years. The community is predominantly White, with a modest mix of other ethnicities and about 7% non-English speakers, making it a welcoming and family-friendly city.
Population:
5,081
Density:
1,750 per sq mi
Median Age:
40.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
7.3%

Ethnic Composition
White:
81.0%
Black:
6.2%
Asian:
2.4%
Others:
10.4%
Cost Of Living
What is the average cost of living in Valparaiso, FL?
Cost of living in Valparaiso is slightly below the national average, with a median home value of $326,000 and average rents at $1,450. Residents benefit from Florida’s lack of state income tax, affordable groceries, and reasonable utility expenses, contributing to overall budget-friendly living.
Median House Value:
$326,000
Gross Rent:
$1,450
Monthly Electricity Charges:
$135
Auto Insurance:
$2,210
House Owner Cost With Mortgage:
$1,680
House Owner Cost Without Mortgage:
$575
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
98.5
Grocery:
97.2
Housing:
93.0
Utilities:
105.7
Transportation:
97.6
Health Care:
96.4
Miscellaneous:
98.1
Crime
Is Valparaiso, FL a safe place to live?
Valparaiso experiences relatively low crime rates, with a 1 in 550 chance of violent crime and a property crime rate of 1 in 83. This safe environment is ideal for families and individuals seeking peace of mind in a small-town setting.
Violent Crimes Per 100k:
182
Property Crimes Per 100k:
1,210
Crime Index:
1,392
Chance Of Violent Crime:
1 in 550
Chance Of Property Crime:
1 in 83
Weather
What is the weather like in Valparaiso, FL year-round?
The city enjoys a mild Gulf Coast climate, offering warm summers with highs around 91°F and mild winters averaging 63°F. With 70% sunny days and about 65 inches of rainfall annually, outdoor activities are easily enjoyed year-round.

Winter
Min:
45°F
Max:
63°F

Spring
Min:
56°F
Max:
77°F

Summer
Min:
74°F
Max:
91°F

Fall
Min:
59°F
Max:
78°F
Average Rainfall Inches:
65 inches
Sunny Days Percentage:
70%
Neighbors
Valparaiso residents enjoy a median household income of $74,900 and a low unemployment rate of 2.8%. Most neighbors are well-educated—over 95% have at least a high school diploma—and commute times average just 22 minutes, making for a convenient and comfortable lifestyle.
Median Income:
$49,500
Household Income:
$74,900
Family Income:
$83,800
Per Capita Income:
$34,200
Income Male:
$56,000
Income Female:
$41,000
Poverty Rate:
8.1%
Non English Speakers:
7.3%
Rent:
$1,450
Unemployment Rate:
2.8%
Public Transport Usage:
0.6%
Commute Time:
22.3 minutes

Education
High School or Higher:
95.4%
Bachelors or More:
30.8%
Education
How are the schools in Valparaiso, FL?
Valparaiso offers strong educational opportunities, with public and private school options and favorable student-teacher ratios. The city is also just a few miles from Northwest Florida State College, providing higher education within easy reach.

Public Schools
Name:
Lewis School
Street:
281 Mississippi Ave
Phone:
850-833-4130
Students:
1,050
Student Teacher Ratio:
14.6

Private Schools
Name:
Rocky Bayou Christian School
Street:
2101 Partin Dr N, Niceville, FL 32578
Phone:
850-682-5338
Students:
1,150

Colleges
Name:
Northwest Florida State College
City:
Niceville
State:
FL
Distance:
3 miles
Students:
8,000
Healthcare
Valparaiso provides access to quality healthcare, including the nearby Twin Cities Hospital offering emergency services. With around 2.5 physicians per 1,000 residents and over 90% health insurance coverage, healthcare needs are well supported.

Major Hospitals
Name:
Twin Cities Hospital
Address:
2190 FL-85, Niceville, FL 32578
Phone:
(850) 678-4131
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
90.7%
Health Care Index:
78.1
Housing Market
What is the housing market like in Valparaiso, FL?
The housing market is stable, with a median home price of $326,000 and a high owner-occupancy rate of over 70%. Modest home appreciation and low vacancy rates make Valparaiso appealing for both buyers and renters.
Median Home Price:
$326,000
Average Rent For 2 Bedroom:
$1,450
Owner Occupied Rate:
71.5%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
6.9%
New Construction Rate:
2.2%
Foreclosure Rate:
0.7%
DMV Information
Residents can access driver and vehicle services through the Florida Department of Highway Safety and Motor Vehicles, with the nearest office located in DeFuniak Springs. The state's online DMV portal offers convenient options for licensing and registration needs.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
746 Baldwin Ave, DeFuniak Springs, FL 32435
Phone:
850-892-8121
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.