Everything You Should Know Before Moving to Waddy, KY
Considering a move to Waddy, KY? This quiet rural community has a population of around 320 and offers affordable living, with median home prices near $187,000 and rents around $910. Enjoy a relaxed pace, low violent crime rate (105 per 100K), and short commutes averaging 28 minutes. Waddy features good public schools, a high owner-occupied housing rate, and four-season weather with plenty of sunny days—making it a great choice for those seeking small-town charm and value.
Demographics - Waddy, KY
Waddy is a small rural community of about 320 residents, with a median age of 41.8 and a predominantly White population. The town has a balanced gender ratio and a low percentage of non-English speakers, reflecting a close-knit and traditional community atmosphere.
Population:
320
Density:
45 per sq mi
Median Age:
41.8
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.4%

Ethnic Composition
White:
89.2%
Black:
5.7%
Asian:
0.8%
Others:
4.3%
Cost Of Living
What is the average cost of living in Waddy, KY?
Waddy offers an affordable cost of living, with a median home value of $187,000 and an overall cost of living index below the national average. Residents benefit from reasonable rent and utility costs, making it a budget-friendly choice for families and individuals alike.
Median House Value:
$187,000
Gross Rent:
$910
Monthly Electricity Charges:
$120
Auto Insurance:
$1,130
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
5%
|
High:
5%
Cost Of Living Index:
83.4
Grocery:
91.2
Housing:
61.4
Utilities:
96.6
Transportation:
87.3
Health Care:
94.8
Miscellaneous:
89.0
Crime
Is Waddy, KY a safe place to live?
Waddy experiences a low violent crime rate of 105 incidents per 100,000 residents, providing a sense of safety for its small population. Property crime is more common but still below urban averages, contributing to the town's peaceful, secure environment.
Violent Crimes Per 100k:
105
Property Crimes Per 100k:
1,230
Crime Index:
1,335
Chance Of Violent Crime:
1 in 952
Chance Of Property Crime:
1 in 81
Weather
What is the weather like in Waddy, KY year-round?
Waddy enjoys four distinct seasons, with warm summers reaching up to 87°F and mild winters with lows around 24°F. The area receives about 48 inches of rainfall annually and has a good balance of sunny days, making it appealing for outdoor activities.

Winter
Min:
24°F
Max:
41°F

Spring
Min:
46°F
Max:
69°F

Summer
Min:
65°F
Max:
87°F

Fall
Min:
48°F
Max:
70°F
Average Rainfall Inches:
48.3 inches
Sunny Days Percentage:
56%
Neighbors
Residents of Waddy typically earn a median household income of $65,700, with most households owner-occupied and a poverty rate of 11.2%. Commutes average just under 30 minutes, and the area boasts a high school graduation rate of nearly 88%, reflecting a stable and hardworking community.
Median Income:
$38,000
Household Income:
$65,700
Family Income:
$74,300
Per Capita Income:
$29,100
Income Male:
$41,200
Income Female:
$35,400
Poverty Rate:
11.2%
Non English Speakers:
2.4%
Rent:
$910
Unemployment Rate:
4.6%
Public Transport Usage:
0.2%
Commute Time:
28.4 minutes

Education
High School or Higher:
87.9%
Bachelors or More:
21.5%
Education
How are the schools in Waddy, KY?
Waddy is served by reputable public schools and nearby private options, with student-to-teacher ratios supporting personalized learning. For higher education, colleges like Jefferson Community and Technical College and Kentucky State University are a short drive away, making quality education accessible at all levels.

Public Schools
Name:
Heritage Elementary School
Street:
3120 Squire Ln, Shelbyville, KY 40065
Phone:
502-829-5242
Students:
560
Student Teacher Ratio:
15.4
Name:
Shelby County High School
Street:
1701 Frankfort Rd, Shelbyville, KY 40065
Phone:
502-633-2344
Students:
1,220
Student Teacher Ratio:
16.1

Private Schools
Name:
Cornerstone Christian Academy
Street:
3850 Frankfort Rd, Shelbyville, KY 40065
Phone:
502-633-4070
Students:
215

Colleges
Name:
Jefferson Community and Technical College - Shelby Campus
City:
Shelbyville
State:
KY
Distance:
12 miles
Students:
1,200
Name:
Kentucky State University
City:
Frankfort
State:
KY
Distance:
23 miles
Students:
2,290
Healthcare
Waddy residents have access to quality healthcare, with major hospitals like UofL Health – Shelbyville Hospital and Frankfort Regional Medical Center nearby. Health insurance coverage is high at 92.4%, and there are 1.6 physicians per 1,000 residents, ensuring essential services are within reach.

Major Hospitals
Name:
UofL Health – Shelbyville Hospital
Address:
727 Hospital Dr, Shelbyville, KY 40065
Phone:
(502) 647-4000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Frankfort Regional Medical Center
Address:
299 Kings Daughters Dr, Frankfort, KY 40601
Phone:
(502) 875-5240
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
92.4%
Health Care Index:
67.2
Housing Market
What is the housing market like in Waddy, KY?
The housing market in Waddy is characterized by affordable prices, with a median home price of $187,000 and a strong owner-occupied rate of 77%. Rental properties are available but limited, and home values have shown steady appreciation in recent years.
Median Home Price:
$187,000
Average Rent For 2 Bedroom:
$910
Owner Occupied Rate:
77.3%
Rental Vacancy Rate:
4.7%
Home Appreciation Rate (1yr):
3.7%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Local DMV services are managed by the Kentucky Transportation Cabinet in Frankfort, offering straightforward access to licensing and vehicle registration. Residents can conveniently find information and complete transactions online or at the main office.
State:
Kentucky
Department:
Kentucky Transportation Cabinet – Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.