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Everything You Should Know Before Moving to Waddy, KY

Considering a move to Waddy, KY? This quiet rural community has a population of around 320 and offers affordable living, with median home prices near $187,000 and rents around $910. Enjoy a relaxed pace, low violent crime rate (105 per 100K), and short commutes averaging 28 minutes. Waddy features good public schools, a high owner-occupied housing rate, and four-season weather with plenty of sunny days—making it a great choice for those seeking small-town charm and value.

Demographics - Waddy, KY

Demographics - Waddy, KY

Waddy is a small rural community of about 320 residents, with a median age of 41.8 and a predominantly White population. The town has a balanced gender ratio and a low percentage of non-English speakers, reflecting a close-knit and traditional community atmosphere.

demograph population
Population:
320
demograph density
Density:
45 per sq mi
demograph median age
Median Age:
41.8
Demograph Gender Ratio
Gender Ratio:
98 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
2.4%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
89.2%
demograph blacks
Black:
5.7%
demograph asian
Asian:
0.8%
demograph others
Others:
4.3%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Waddy, KY?

Waddy offers an affordable cost of living, with a median home value of $187,000 and an overall cost of living index below the national average. Residents benefit from reasonable rent and utility costs, making it a budget-friendly choice for families and individuals alike.

cost of living medianHouseValue
Median House Value:
$187,000
cost of living grossRent
Gross Rent:
$910
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$120
cost of living autoInsurance
Auto Insurance:
$1,130
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,120
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$370
cost of living stateTaxes State Taxes:
Low:
5%
|
High:
5%
cost of living costOfLivingIndex
Cost Of Living Index:
83.4
cost of living grocery
Grocery:
91.2
cost of living housing
Housing:
61.4
cost of living utilities
Utilities:
96.6
cost of living transportation
Transportation:
87.3
cost of living health-care
Health Care:
94.8
cost of living miscellaneous
Miscellaneous:
89.0

Crime

Crime

Is Waddy, KY a safe place to live?

Waddy experiences a low violent crime rate of 105 incidents per 100,000 residents, providing a sense of safety for its small population. Property crime is more common but still below urban averages, contributing to the town's peaceful, secure environment.

crime voilentCrimes
Violent Crimes Per 100k:
105
crime propertyCrime
Property Crimes Per 100k:
1,230
crime crimeIndex
Crime Index:
1,335
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 952
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 81
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Weather

Weather

What is the weather like in Waddy, KY year-round?

Waddy enjoys four distinct seasons, with warm summers reaching up to 87°F and mild winters with lows around 24°F. The area receives about 48 inches of rainfall annually and has a good balance of sunny days, making it appealing for outdoor activities.

weather winterWinter
weather min
Min:
24°F
weather max
Max:
41°F
weather springSpring
weather min
Min:
46°F
weather max
Max:
69°F
weather summerSummer
weather min
Min:
65°F
weather max
Max:
87°F
weather fallFall
weather min
Min:
48°F
weather max
Max:
70°F
weather averageRainfallInches
Average Rainfall Inches:
48.3 inches
weather sunnyDays Percentage
Sunny Days Percentage:
56%

Neighbors

Neighbors

Residents of Waddy typically earn a median household income of $65,700, with most households owner-occupied and a poverty rate of 11.2%. Commutes average just under 30 minutes, and the area boasts a high school graduation rate of nearly 88%, reflecting a stable and hardworking community.

neighbor medianIncome
Median Income:
$38,000
neighbor householdIncome
Household Income:
$65,700
neighbor familyIncome
Family Income:
$74,300
neighbor perCapitaIncome
Per Capita Income:
$29,100
neighbor incomeMale
Income Male:
$41,200
neighbor incomeFemale
Income Female:
$35,400
neighbor povertyRate
Poverty Rate:
11.2%
neighbor nonEnglishSpeakers
Non English Speakers:
2.4%
neighbor rent
Rent:
$910
neighbor unemployment
Unemployment Rate:
4.6%
neighbor publicTransport
Public Transport Usage:
0.2%
neighbor commuteTime
Commute Time:
28.4 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
87.9%
neighbor bachelors
Bachelors or More:
21.5%
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People moving

Education

Education

How are the schools in Waddy, KY?

Waddy is served by reputable public schools and nearby private options, with student-to-teacher ratios supporting personalized learning. For higher education, colleges like Jefferson Community and Technical College and Kentucky State University are a short drive away, making quality education accessible at all levels.

education PublicSchoolsPublic Schools
education publicName
Name:
Heritage Elementary School
education publicStreet
Street:
3120 Squire Ln, Shelbyville, KY 40065
education publicPhone
Phone:
502-829-5242
education publicStudents
Students:
560
education publicStudentTeacherRatio
Student Teacher Ratio:
15.4


education publicName
Name:
Shelby County High School
education publicStreet
Street:
1701 Frankfort Rd, Shelbyville, KY 40065
education publicPhone
Phone:
502-633-2344
education publicStudents
Students:
1,220
education publicStudentTeacherRatio
Student Teacher Ratio:
16.1


education privateSchoolsPrivate Schools
education privateName
Name:
Cornerstone Christian Academy
education privateStreet
Street:
3850 Frankfort Rd, Shelbyville, KY 40065
education privatePhone
Phone:
502-633-4070
education privateStudents
Students:
215


education collegesColleges
education collegeName
Name:
Jefferson Community and Technical College - Shelby Campus
education collegeCity
City:
Shelbyville
education collegeState
State:
KY
education collegeDistance
Distance:
12 miles
education collegeStudents
Students:
1,200


education collegeName
Name:
Kentucky State University
education collegeCity
City:
Frankfort
education collegeState
State:
KY
education collegeDistance
Distance:
23 miles
education collegeStudents
Students:
2,290


Healthcare

Healthcare

Waddy residents have access to quality healthcare, with major hospitals like UofL Health – Shelbyville Hospital and Frankfort Regional Medical Center nearby. Health insurance coverage is high at 92.4%, and there are 1.6 physicians per 1,000 residents, ensuring essential services are within reach.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
UofL Health – Shelbyville Hospital
healthcare hospitalAddress
Address:
727 Hospital Dr, Shelbyville, KY 40065
healthcare hospitalPhone
Phone:
(502) 647-4000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
Frankfort Regional Medical Center
healthcare hospitalAddress
Address:
299 Kings Daughters Dr, Frankfort, KY 40601
healthcare hospitalPhone
Phone:
(502) 875-5240
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
1.6
healthcare healthInsuranceCoverage
Health Insurance Coverage:
92.4%
healthcare healthCareIndex
Health Care Index:
67.2
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Waddy, KY?

The housing market in Waddy is characterized by affordable prices, with a median home price of $187,000 and a strong owner-occupied rate of 77%. Rental properties are available but limited, and home values have shown steady appreciation in recent years.

housing market medianHomePrice
Median Home Price:
$187,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$910
housing market ownerOccupiedRate
Owner Occupied Rate:
77.3%
housing market rentalVacancyRate
Rental Vacancy Rate:
4.7%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
3.7%
housing market newConstructionRate
New Construction Rate:
0.8%
housing market foreclosureRate
Foreclosure Rate:
0.7%

DMV Information

DMV Information

Local DMV services are managed by the Kentucky Transportation Cabinet in Frankfort, offering straightforward access to licensing and vehicle registration. Residents can conveniently find information and complete transactions online or at the main office.

dmv state
State:
Kentucky
dmv department
Department:
Kentucky Transportation Cabinet – Division of Driver Licensing
dmv address
Address:
200 Mero St, Frankfort, KY 40622
dmv phone
Phone:
502-564-1257
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Waddy, KY

Planning a relocation in or near Waddy? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Waddy.

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FAQs About Moving to Waddy, KY

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Check the cost of living, housing, traffic, and public transit in Waddy. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Waddy climate and weather.

Moving within Waddy usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Waddy. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Waddy offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Waddy at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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