Kentucky / Shelby County

Moving to Waddy, KY

Thinking of making a move to Waddy, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Waddy, KY

Considering a move to Waddy, KY? This welcoming community of 320 residents offers a blend of suburban charm and convenience, with median home prices around $187,000 and average rents near $910. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Waddy's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waddy, KY

Waddy has a population of 320 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 89% White, 6% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
320
Density
45 per sq mi
Median Age
41.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.4%

Ethnic Composition

White
89.2%
Black
5.7%
Asian
0.8%
Others
4.3%

Cost Of Living

What is the average cost of living in Waddy, KY?

The cost of living in Waddy is higher than the national average, with a cost of living index of 83.4. Median home values are around $187,000 and average rents for a two-bedroom apartment are approximately $910. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$187,000
Gross Rent
$910
Monthly Electricity Charges
$120
Auto Insurance
$1,130
House Owner Cost With Mortgage
$1,120
House Owner Cost Without Mortgage
$370
State Taxes
Low: 5%| High: 5%
Cost Of Living Index
83.4
Grocery
91.2
Housing
61.4
Utilities
96.6
Transportation
87.3
Health Care
94.8
Miscellaneous
89.0

Crime

Is Waddy, KY a safe place to live?

Waddy is considered a safe community, with a low violent crime rate of 105 incidents per 100,000 residents and a property crime chance of 1 in 81. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
105
Property Crimes Per 100k
1,230
Crime Index
1,335
Chance Of Violent Crime
1 in 952
Chance Of Property Crime
1 in 81

Weather

What is the weather like in Waddy, KY year-round?

Waddy experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 24°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
24°F
Max
41°F

Summer

Min
65°F
Max
87°F

Spring

Min
46°F
Max
69°F

Fall

Min
48°F
Max
70°F
Average Rainfall Inches
48.3 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $65,700 and a low poverty rate of 11.2%. Over 88% of residents have at least a high school diploma, and nearly 22% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,000
Household Income
$65,700
Family Income
$74,300
Per Capita Income
$29,100
Income Male
$41,200
Income Female
$35,400
Poverty Rate
11.2%
Non English Speakers
2.4%
Rent
$910
Unemployment Rate
4.6%
Public Transport Usage
0.2%
Commute Time
28.4 minutes

Education

High School or Higher
87.9%
Bachelors or More
21.5%

Education

How are the schools in Waddy, KY?

Waddy offers quality education options, with public schools like Heritage Elementary School and Shelby County High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Jefferson Community and Technical College - Shelby Campus and Kentucky State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Heritage Elementary School
Street
3120 Squire Ln, Shelbyville, KY 40065
Phone
502-829-5242
Students
560
Student Teacher Ratio
15.4
Name
Shelby County High School
Street
1701 Frankfort Rd, Shelbyville, KY 40065
Phone
502-633-2344
Students
1,220
Student Teacher Ratio
16.1

Private Schools

Name
Cornerstone Christian Academy
Street
3850 Frankfort Rd, Shelbyville, KY 40065
Phone
502-633-4070
Students
215

Colleges

Name
Jefferson Community and Technical College - Shelby Campus
City
Shelbyville
State
KY
Distance
12 miles
Students
1,200
Name
Kentucky State University
City
Frankfort
State
KY
Distance
23 miles
Students
2,290

Healthcare

Waddy residents have access to quality healthcare, with major hospitals like UofL Health – Shelbyville Hospital and Frankfort Regional Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 92.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
UofL Health – Shelbyville Hospital
Address
727 Hospital Dr, Shelbyville, KY 40065
Phone
(502) 647-4000
Type
General & Surgical
Emergency Services
Yes
Name
Frankfort Regional Medical Center
Address
299 Kings Daughters Dr, Frankfort, KY 40601
Phone
(502) 875-5240
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
92.4%
Health Care Index
67.2

Housing Market

What is the housing market like in Waddy, KY?

The local housing market is strong, with a median home price of $187,000 and an owner-occupied rate of nearly 77%. The market has seen a 3.7% appreciation over the past year, and rental vacancy rates remain moderate at 4.7%. Waddy offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$187,000
Average Rent For 2 Bedroom
$910
Owner Occupied Rate
77.3%
Rental Vacancy Rate
4.7%
Home Appreciation Rate (1yr)
3.7%
New Construction Rate
0.8%
Foreclosure Rate
0.7%

DMV Information

Residents of Waddy handle vehicle services through the Kentucky Transportation Cabinet – Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet – Division of Driver Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waddy, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waddy, review the core fields on this page: population 320, median home value $187,000, average rent for 2 bedroom $910, commute time 28.4 minutes, and sunny days percentage 56%.

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