Kentucky / Shelby County

Moving to Waddy, KY

Thinking of making a move to Waddy, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Waddy, KY

Considering a move to Waddy, KY? This welcoming community of 1,100 residents offers a blend of suburban charm and convenience, with median home prices around $235,000 and average rents near $975. Commute times average 29 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Waddy's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waddy, KY

Waddy has a population of 1,100 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 3% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,100
Density
120 per sq mi
Median Age
41.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
2.4%

Ethnic Composition

White
94.0%
Black
3.2%
Asian
0.6%
Others
2.2%

Cost Of Living

What is the average cost of living in Waddy, KY?

The cost of living in Waddy is higher than the national average, with a cost of living index of 84.5. Median home values are around $235,000 and average rents for a two-bedroom apartment are approximately $975. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$235,000
Gross Rent
$975
Monthly Electricity Charges
$155
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,420
House Owner Cost Without Mortgage
$520
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
84.5
Grocery
92.0
Housing
73.8
Utilities
101.2
Transportation
93.4
Health Care
92.5
Miscellaneous
89.7

Crime

Is Waddy, KY a safe place to live?

Waddy is considered a safe community, with a low violent crime rate of 170 incidents per 100,000 residents and a property crime chance of 1 in 81. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
170
Property Crimes Per 100k
1,240
Crime Index
1,410
Chance Of Violent Crime
1 in 588
Chance Of Property Crime
1 in 81

Weather

What is the weather like in Waddy, KY year-round?

Waddy experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 27°F. The area receives about 47 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
43°F

Summer

Min
67°F
Max
88°F

Spring

Min
46°F
Max
70°F

Fall

Min
48°F
Max
71°F
Average Rainfall Inches
47.0 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $64,500 and a low poverty rate of 12.8%. Over 88% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 29 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$41,000
Household Income
$64,500
Family Income
$73,000
Per Capita Income
$28,500
Income Male
$39,500
Income Female
$31,500
Poverty Rate
12.8%
Non English Speakers
3.1%
Rent
$975
Unemployment Rate
4.8%
Public Transport Usage
0.6%
Commute Time
29.4 minutes

Education

High School or Higher
88.1%
Bachelors or More
18.7%

Education

How are the schools in Waddy, KY?

Waddy offers quality education options, with public schools like Eminence Independent School District and Shelby County High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Sullivan University and Spalding University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Eminence Independent School District
Street
330 Pigeon Roost Rd
Phone
502-845-4900
Students
550
Student Teacher Ratio
14.6
Name
Shelby County High School
Street
1701 Frankfort Rd
Phone
502-633-2375
Students
1,050
Student Teacher Ratio
16.8

Private Schools

Name
Our Lady of Lourdes School
Street
508 Breckenridge Ln
Phone
502-255-0906
Students
210

Colleges

Name
Sullivan University
City
Louisville
State
KY
Distance
34 miles
Students
7,500
Name
Spalding University
City
Louisville
State
KY
Distance
35 miles
Students
2,000

Healthcare

Waddy residents have access to quality healthcare, with major hospitals like Baptist Health La Grange and Baptist Health Shelbyville nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 89.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health La Grange
Address
1025 New Moody Ln, La Grange, KY 40031
Phone
(502) 222-3251
Type
General & Surgical
Emergency Services
Yes
Name
Baptist Health Shelbyville
Address
1000 Breckenridge St, Shelbyville, KY 40065
Phone
(502) 647-4167
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
89.4%
Health Care Index
68.2

Housing Market

What is the housing market like in Waddy, KY?

The local housing market is strong, with a median home price of $235,000 and an owner-occupied rate of nearly 83%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Waddy offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$235,000
Average Rent For 2 Bedroom
$975
Owner Occupied Rate
82.5%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
0.8%
Foreclosure Rate
0.7%

DMV Information

Residents of Waddy handle vehicle services through the Kentucky Transportation Cabinet - Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waddy, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waddy, review the core fields on this page: population 1,100, median home value $235,000, average rent for 2 bedroom $975, commute time 29.4 minutes, and sunny days percentage 56%.

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