Everything You Should Know Before Moving to Waterford, CA
Thinking of moving to Waterford, CA? This small Central Valley city of about 9,200 offers affordable housing with a median home price of $363,000 and average rents around $1,250. Residents enjoy sunny weather 78% of the year and a family-friendly vibe. Commutes average 31.5 minutes, and while crime rates are moderate, you'll find access to healthcare and schools nearby. Waterford is a great pick for those seeking a relaxed lifestyle with a manageable cost of living in Northern California.
Demographics - Waterford, CA
Demographics - Waterford, CA
Waterford, CA is a small city with a population of about 9,230, marked by a youthful median age of 31.7 and a balanced gender ratio. The community is diverse, with around 62% identifying as White and over 31% speaking a language other than English at home, offering a culturally rich environment.
Population:
9,230
Density:
4,200 per sq mi
Median Age:
31.7
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
31.0%
Ethnic Composition
White:
62.3%
Black:
1.1%
Asian:
2.2%
Others:
34.4%
Cost Of Living
What is the average cost of living in Waterford, CA?
Living in Waterford offers relatively affordable options, with a median home value of $363,000 and average rents near $1,250. The overall cost of living index is slightly above the national average, but residents benefit from moderate housing and utility expenses compared to larger California cities.
Median House Value:
$363,000
Gross Rent:
$1,250
Monthly Electricity Charges:
$140
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,940
House Owner Cost Without Mortgage:
$520
State Taxes:
Low:
1.0%
|
High:
13.3%
Cost Of Living Index:
108.5
Grocery:
105.9
Housing:
110.2
Utilities:
115.1
Transportation:
113.5
Health Care:
104.7
Miscellaneous:
101.9
Crime
Is Waterford, CA a safe place to live?
Waterford experiences moderate crime rates, with a violent crime rate of 363 per 100,000 and a property crime rate of 1,835 per 100,000 residents. The chances of being affected by violent or property crime are generally lower than in many urban areas, contributing to a safe, family-friendly atmosphere.
Violent Crimes Per 100k:
363
Property Crimes Per 100k:
1,835
Crime Index:
2,198
Chance Of Violent Crime:
1 in 275
Chance Of Property Crime:
1 in 54
Weather
What is the weather like in Waterford, CA year-round?
Residents of Waterford enjoy a warm Mediterranean climate, featuring mild winters with lows around 38°F and hot summers reaching up to 96°F. With 78% sunny days each year and just over 13 inches of annual rainfall, the city provides plenty of opportunities for outdoor activities.
Winter
Min:
38°F
Max:
57°F
Spring
Min:
48°F
Max:
76°F
Summer
Min:
62°F
Max:
96°F
Fall
Min:
51°F
Max:
81°F
Average Rainfall Inches:
13.2 inches
Sunny Days Percentage:
78%
Neighbors
Waterford's households have a median income of $69,500 and a poverty rate of 13.7%, reflecting a modest but stable community. Most residents commute about 31.5 minutes for work, and over 72% have completed high school or higher education, contributing to a well-rounded local population.
Median Income:
$24,800
Household Income:
$69,500
Family Income:
$72,200
Per Capita Income:
$23,900
Income Male:
$38,500
Income Female:
$28,700
Poverty Rate:
13.7%
Non English Speakers:
31.0%
Rent:
$1,250
Unemployment Rate:
6.8%
Public Transport Usage:
0.7%
Commute Time:
31.5 minutes
Education
High School or Higher:
72.4%
Bachelors or More:
10.9%
Education
How are the schools in Waterford, CA?
Waterford offers quality public education with manageable student-teacher ratios in its local schools. Higher education opportunities are available within a short drive, including Modesto Junior College and California State University, Stanislaus, supporting lifelong learning for residents.
Public Schools
Name:
Waterford Junior High School
Street:
12916 Bentley St
Phone:
209-874-2382
Students:
530
Student Teacher Ratio:
18.5
Name:
Lucille Whitehead Intermediate
Street:
119 N Reinway Ave
Phone:
209-874-2371
Students:
400
Student Teacher Ratio:
20.1
Colleges
Name:
Modesto Junior College
City:
Modesto
State:
CA
Distance:
15 miles
Students:
16,800
Name:
California State University, Stanislaus
City:
Turlock
State:
CA
Distance:
18 miles
Students:
10,600
Healthcare
Access to healthcare is strong in Waterford, with nearby hospitals in Modesto offering comprehensive emergency and surgical services. The city has about 2.2 physicians per 1,000 residents and over 92% health insurance coverage, ensuring most residents' medical needs are well supported.
Major Hospitals
Name:
Doctors Medical Center Modesto
Address:
1441 Florida Ave, Modesto, CA 95350
Phone:
(209) 578-1211
Type:
General & Surgical
Emergency Services:
Yes
Name:
Memorial Medical Center
Address:
1700 Coffee Rd, Modesto, CA 95355
Phone:
(209) 526-4500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
92.3%
Health Care Index:
76.1
Housing Market
What is the housing market like in Waterford, CA?
Waterford's housing market is accessible, with a median home price of $363,000 and 64.7% owner occupancy. Rental vacancies are moderate at 5.1%, and home values have appreciated by 4.1% over the past year, making the area attractive for both buyers and renters.
Median Home Price:
$363,000
Average Rent For 2 Bedroom:
$1,250
Owner Occupied Rate:
64.7%
Rental Vacancy Rate:
5.1%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Waterford residents are served by the California Department of Motor Vehicles at a nearby Modesto location. The DMV offers all standard services, such as driver licensing and vehicle registration, ensuring convenient access for local drivers.
State:
California
Department:
California Department of Motor Vehicles
Address:
1127 11th St, Modesto, CA 95354
Phone:
1-800-777-0133
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.