California / Stanislaus County

Moving to Waterford, CA

Thinking of making a move to Waterford, CA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Waterford, CA

Considering a move to Waterford, CA? This welcoming community of 9,100 residents offers a blend of suburban charm and convenience, with median home prices around $540,000 and average rents near $1,700. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (80% annually), ideal for families and commuters alike. Explore Waterford's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waterford, CA

Waterford has a population of 9,100 residents, offering a diverse community with a median age of nearly 35 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 54% White, 3% Black, and 5% Asian residents, and over 24% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
9,100
Density
1,150 per sq mi
Median Age
34.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
23.8%

Ethnic Composition

White
54.0%
Black
2.6%
Asian
4.9%
Others
38.5%

Cost Of Living

What is the average cost of living in Waterford, CA?

The cost of living in Waterford is higher than the national average, with a cost of living index of 126.5. Median home values are around $540,000 and average rents for a two-bedroom apartment are approximately $1,700. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$540,000
Gross Rent
$1,700
Monthly Electricity Charges
$155
Auto Insurance
$2,050
House Owner Cost With Mortgage
$2,420
House Owner Cost Without Mortgage
$780
State Taxes
Low: 1.1%| High: 13.3%
Cost Of Living Index
126.5
Grocery
114.0
Housing
141.0
Utilities
107.5
Transportation
129.2
Health Care
105.8
Miscellaneous
109.6

Crime

Is Waterford, CA a safe place to live?

Waterford is considered a safe community, with a low violent crime rate of 240 incidents per 100,000 residents and a property crime chance of 1 in 62. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in California.

Violent Crimes Per 100k
240
Property Crimes Per 100k
1,620
Crime Index
1,860
Chance Of Violent Crime
1 in 417
Chance Of Property Crime
1 in 62

Weather

What is the weather like in Waterford, CA year-round?

Waterford experiences four distinct seasons, with warm summers reaching highs of 98°F and cold winters dipping to 38°F. The area receives about 13 inches of rainfall annually and enjoys sunshine on 80% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
38°F
Max
58°F

Summer

Min
63°F
Max
98°F

Spring

Min
48°F
Max
73°F

Fall

Min
50°F
Max
79°F
Average Rainfall Inches
13.2 inches
Sunny Days Percentage
80%

Neighbors

The neighborhood boasts a healthy median household income of $71,800 and a low poverty rate of 16.8%. Over 79% of residents have at least a high school diploma, and nearly 13% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 3% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$71,800
Family Income
$79,400
Per Capita Income
$27,900
Income Male
$38,000
Income Female
$31,500
Poverty Rate
16.8%
Non English Speakers
31.4%
Rent
$1,700
Unemployment Rate
8.1%
Public Transport Usage
3.1%
Commute Time
27.4 minutes

Education

High School or Higher
78.6%
Bachelors or More
13.4%

Education

How are the schools in Waterford, CA?

Waterford offers quality education options, with public schools like Waterford Elementary School and Richard M. Current Intermediate School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Modesto Junior College and California State University, Stanislaus. The community is committed to educational excellence for all age groups.

Public Schools

Name
Waterford Elementary School
Street
540 C St
Phone
209-874-9200
Students
520
Student Teacher Ratio
22.1
Name
Richard M. Current Intermediate School
Street
1232 Glengarry Rd
Phone
209-874-9201
Students
410
Student Teacher Ratio
20.4

Private Schools

Name
St. Anthony School
Street
512 Cherry St
Phone
209-524-7826
Students
180

Colleges

Name
Modesto Junior College
City
Modesto
State
CA
Distance
13 miles
Students
16,000
Name
California State University, Stanislaus
City
Turlock
State
CA
Distance
18 miles
Students
10,500

Healthcare

Waterford residents have access to quality healthcare, with major hospitals like Doctors Medical Center and Memorial Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 88.9% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Doctors Medical Center
Address
1441 Florida Ave, Modesto, CA 95350
Phone
(209) 578-1211
Type
General & Surgical
Emergency Services
Yes
Name
Memorial Medical Center
Address
1700 Coffee Rd, Modesto, CA 95355
Phone
(209) 526-4500
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
88.9%
Health Care Index
68.4

Housing Market

What is the housing market like in Waterford, CA?

The local housing market is strong, with a median home price of $540,000 and an owner-occupied rate of nearly 58%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 4.7%. Waterford offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$540,000
Average Rent For 2 Bedroom
$1,700
Owner Occupied Rate
58.3%
Rental Vacancy Rate
4.7%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.2%
Foreclosure Rate
0.7%

DMV Information

Residents of Waterford handle vehicle services through the California Department of Motor Vehicles, conveniently located in Sacramento. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
California
Department
California Department of Motor Vehicles
Address
2415 1st Ave, Sacramento, CA 95818
Phone
1-800-777-0133

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waterford, CA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waterford, review the core fields on this page: population 9,100, median home value $540,000, average rent for 2 bedroom $1,700, commute time 27.4 minutes, and sunny days percentage 80%.

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