California / Stanislaus County

Moving to Waterford, CA

Thinking of making a move to Waterford, CA? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Waterford, CA

Considering a move to Waterford, CA? This welcoming community of 9,100 residents offers a blend of suburban charm and convenience, with median home prices around $475,000 and average rents near $1,750. Commute times average 29 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (72% annually), ideal for families and commuters alike. Explore Waterford's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waterford, CA

Waterford has a population of 9,100 residents, offering a diverse community with a median age of nearly 32 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 61% White, 2% Black, and 3% Asian residents, and over 34% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
9,100
Density
3,250 per sq mi
Median Age
31.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
33.8%

Ethnic Composition

White
60.5%
Black
1.8%
Asian
3.4%
Others
34.3%

Cost Of Living

What is the average cost of living in Waterford, CA?

The cost of living in Waterford is higher than the national average, with a cost of living index of 120.4. Median home values are around $475,000 and average rents for a two-bedroom apartment are approximately $1,750. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$475,000
Gross Rent
$1,750
Monthly Electricity Charges
$165
Auto Insurance
$2,050
House Owner Cost With Mortgage
$2,520
House Owner Cost Without Mortgage
$760
State Taxes
Low: 1.0%| High: 13.3%
Cost Of Living Index
120.4
Grocery
116.8
Housing
131.0
Utilities
112.7
Transportation
119.5
Health Care
108.9
Miscellaneous
110.2

Crime

Is Waterford, CA a safe place to live?

Waterford is considered a safe community, with a low violent crime rate of 280 incidents per 100,000 residents and a property crime chance of 1 in 56. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in California.

Violent Crimes Per 100k
280
Property Crimes Per 100k
1,780
Crime Index
2,060
Chance Of Violent Crime
1 in 357
Chance Of Property Crime
1 in 56

Weather

What is the weather like in Waterford, CA year-round?

Waterford experiences four distinct seasons, with warm summers reaching highs of 97°F and cold winters dipping to 40°F. The area receives about 13 inches of rainfall annually and enjoys sunshine on 72% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
40°F
Max
58°F

Summer

Min
61°F
Max
97°F

Spring

Min
48°F
Max
74°F

Fall

Min
50°F
Max
78°F
Average Rainfall Inches
12.5 inches
Sunny Days Percentage
72%

Neighbors

The neighborhood boasts a healthy median household income of $76,500 and a low poverty rate of 14.8%. Over 79% of residents have at least a high school diploma, and nearly 15% hold a bachelor's degree or higher. Commute times average 29 minutes, and almost 3% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$58,000
Household Income
$76,500
Family Income
$82,800
Per Capita Income
$29,600
Income Male
$42,800
Income Female
$34,700
Poverty Rate
14.8%
Non English Speakers
39.2%
Rent
$1,750
Unemployment Rate
7.2%
Public Transport Usage
2.6%
Commute Time
29.4 minutes

Education

High School or Higher
78.6%
Bachelors or More
14.9%

Education

How are the schools in Waterford, CA?

Waterford offers quality education options, with public schools like Waterford High School, Lucille Whitehead Intermediate School, and Waterford Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Modesto Junior College and California State University, Stanislaus. The community is committed to educational excellence for all age groups.

Public Schools

Name
Waterford High School
Street
20301 Closter Dr
Phone
209-874-4768
Students
650
Student Teacher Ratio
21.0
Name
Lucille Whitehead Intermediate School
Street
1212 Rumble Rd
Phone
209-874-4754
Students
520
Student Teacher Ratio
20.4
Name
Waterford Elementary School
Street
1021 C St
Phone
209-874-2350
Students
480
Student Teacher Ratio
19.7

Private Schools

Name
St. Stanislaus Catholic School
Street
2323 St. John St
Phone
209-578-7197
Students
260

Colleges

Name
Modesto Junior College
City
Modesto
State
CA
Distance
12 miles
Students
17,000
Name
California State University, Stanislaus
City
Turlock
State
CA
Distance
18 miles
Students
10,000

Healthcare

Waterford residents have access to quality healthcare, with major hospitals like Memorial Medical Center and Stanislaus Surgical Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 88.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Memorial Medical Center
Address
1700 Coffee Rd, Modesto, CA 95355
Phone
(209) 526-4500
Type
General & Surgical
Emergency Services
Yes
Name
Stanislaus Surgical Hospital
Address
1601 La Loma Ave, Modesto, CA 95354
Phone
(209) 527-7000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
88.6%
Health Care Index
71.3

Housing Market

What is the housing market like in Waterford, CA?

The local housing market is strong, with a median home price of $475,000 and an owner-occupied rate of nearly 62%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 4.8%. Waterford offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$475,000
Average Rent For 2 Bedroom
$1,750
Owner Occupied Rate
62.4%
Rental Vacancy Rate
4.8%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
2.1%
Foreclosure Rate
0.4%

DMV Information

Residents of Waterford handle vehicle services through the California Department of Motor Vehicles, conveniently located in Sacramento. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
California
Department
California Department of Motor Vehicles
Address
2415 1st Ave, Sacramento, CA 95818
Phone
1-800-777-0133

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waterford, CA

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waterford, review the core fields on this page: population 9,100, median home value $475,000, average rent for 2 bedroom $1,750, commute time 29.4 minutes, and sunny days percentage 72%.

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