Connecticut / New London County

Moving to Waterford, CT

Thinking of making a move to Waterford, CT? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Waterford, CT

Considering a move to Waterford, CT? This welcoming community of 18,790 residents offers a blend of suburban charm and convenience, with median home prices around $340,000 and average rents near $1,425. Commute times average 21 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Waterford's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waterford, CT

Waterford has a population of 18,790 residents, offering a diverse community with a median age of nearly 47 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 83% White, 4% Black, and 4% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
18,790
Density
820 per sq mi
Median Age
47.2
Gender Ratio
94 males per 100 females
Non-English Speakers Percentage
7.8%

Ethnic Composition

White
83.1%
Black
3.5%
Asian
4.4%
Others
9.0%

Cost Of Living

What is the average cost of living in Waterford, CT?

The cost of living in Waterford is higher than the national average, with a cost of living index of 113.7. Median home values are around $340,000 and average rents for a two-bedroom apartment are approximately $1,425. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$340,000
Gross Rent
$1,425
Monthly Electricity Charges
$165
Auto Insurance
$1,410
House Owner Cost With Mortgage
$2,070
House Owner Cost Without Mortgage
$765
State Taxes
Low: 3.0%| High: 6.99%
Cost Of Living Index
113.7
Grocery
109.0
Housing
110.5
Utilities
120.4
Transportation
108.3
Health Care
107.2
Miscellaneous
104.2

Crime

Is Waterford, CT a safe place to live?

Waterford is considered a safe community, with a low violent crime rate of 85 incidents per 100,000 residents and a property crime chance of 1 in 83. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Connecticut.

Violent Crimes Per 100k
85
Property Crimes Per 100k
1,210
Crime Index
1,295
Chance Of Violent Crime
1 in 1,160
Chance Of Property Crime
1 in 83

Weather

What is the weather like in Waterford, CT year-round?

Waterford experiences four distinct seasons, with warm summers reaching highs of 82°F and cold winters dipping to 23°F. The area receives about 49 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
23°F
Max
39°F

Summer

Min
62°F
Max
82°F

Spring

Min
42°F
Max
65°F

Fall

Min
45°F
Max
68°F
Average Rainfall Inches
48.6 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $87,800 and a low poverty rate of 6.5%. Over 95% of residents have at least a high school diploma, and nearly 40% hold a bachelor's degree or higher. Commute times average 21 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$46,500
Household Income
$87,800
Family Income
$102,400
Per Capita Income
$43,200
Income Male
$56,800
Income Female
$44,200
Poverty Rate
6.5%
Non English Speakers
7.8%
Rent
$1,425
Unemployment Rate
3.9%
Public Transport Usage
1.2%
Commute Time
21.4 minutes

Education

High School or Higher
94.8%
Bachelors or More
39.5%

Education

How are the schools in Waterford, CT?

Waterford offers quality education options, with public schools like Waterford High School and Clark Lane Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Connecticut College and Mitchell College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Waterford High School
Street
20 Rope Ferry Rd
Phone
860-437-6956
Students
790
Student Teacher Ratio
11.8
Name
Clark Lane Middle School
Street
105 Clark Ln
Phone
860-443-2837
Students
610
Student Teacher Ratio
12.1

Private Schools

Name
The Williams School
Street
182 Mohegan Ave, New London, CT
Phone
860-443-5333
Students
270

Colleges

Name
Connecticut College
City
New London
State
CT
Distance
2 miles
Students
1,800
Name
Mitchell College
City
New London
State
CT
Distance
4 miles
Students
650

Healthcare

Waterford residents have access to quality healthcare, with major hospitals like Lawrence + Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.5 per 1,000 people and 95.2% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lawrence + Memorial Hospital
Address
365 Montauk Ave, New London, CT 06320
Phone
(860) 442-0711
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.5
Health Insurance Coverage
95.2%
Health Care Index
77.8

Housing Market

What is the housing market like in Waterford, CT?

The local housing market is strong, with a median home price of $340,000 and an owner-occupied rate of nearly 77%. The market has seen a 6.3% appreciation over the past year, and rental vacancy rates remain moderate at 6.7%. Waterford offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$340,000
Average Rent For 2 Bedroom
$1,425
Owner Occupied Rate
77.3%
Rental Vacancy Rate
6.7%
Home Appreciation Rate (1yr)
6.3%
New Construction Rate
0.8%
Foreclosure Rate
0.4%

DMV Information

Residents of Waterford handle vehicle services through the Connecticut Department of Motor Vehicles, conveniently located in Wethersfield. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Connecticut
Department
Connecticut Department of Motor Vehicles
Address
60 State Street, Wethersfield, CT 06161
Phone
1-860-263-5700

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waterford, CT

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waterford, review the core fields on this page: population 18,790, median home value $340,000, average rent for 2 bedroom $1,425, commute time 21.4 minutes, and sunny days percentage 54%.

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