Connecticut / New London County

Moving to Waterford, CT

Thinking of making a move to Waterford, CT? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Waterford, CT

Considering a move to Waterford, CT? This welcoming community of 19,300 residents offers a blend of suburban charm and convenience, with median home prices around $360,000 and average rents near $1,550. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Waterford's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waterford, CT

Waterford has a population of 19,300 residents, offering a diverse community with a median age of nearly 48 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 88% White, 4% Black, and 4% Asian residents, and over 8% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
19,300
Density
620 per sq mi
Median Age
48.1
Gender Ratio
95 males per 100 females
Non-English Speakers Percentage
7.8%

Ethnic Composition

White
88.0%
Black
3.8%
Asian
3.6%
Others
4.6%

Cost Of Living

What is the average cost of living in Waterford, CT?

The cost of living in Waterford is higher than the national average, with a cost of living index of 112.8. Median home values are around $360,000 and average rents for a two-bedroom apartment are approximately $1,550. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$360,000
Gross Rent
$1,550
Monthly Electricity Charges
$145
Auto Insurance
$2,050
House Owner Cost With Mortgage
$2,250
House Owner Cost Without Mortgage
$780
State Taxes
Low: 3.0%| High: 6.99%
Cost Of Living Index
112.8
Grocery
109.4
Housing
116.5
Utilities
114.2
Transportation
106.8
Health Care
107.1
Miscellaneous
104.6

Crime

Is Waterford, CT a safe place to live?

Waterford is considered a safe community, with a low violent crime rate of 105 incidents per 100,000 residents and a property crime chance of 1 in 90. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Connecticut.

Violent Crimes Per 100k
105
Property Crimes Per 100k
1,110
Crime Index
1,215
Chance Of Violent Crime
1 in 952
Chance Of Property Crime
1 in 90

Weather

What is the weather like in Waterford, CT year-round?

Waterford experiences four distinct seasons, with warm summers reaching highs of 83°F and cold winters dipping to 24°F. The area receives about 49 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
24°F
Max
40°F

Summer

Min
64°F
Max
83°F

Spring

Min
42°F
Max
64°F

Fall

Min
46°F
Max
67°F
Average Rainfall Inches
49.1 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $90,500 and a low poverty rate of 7.9%. Over 92% of residents have at least a high school diploma, and nearly 35% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 6% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$48,500
Household Income
$90,500
Family Income
$105,000
Per Capita Income
$42,300
Income Male
$53,500
Income Female
$44,500
Poverty Rate
7.9%
Non English Speakers
11.8%
Rent
$1,550
Unemployment Rate
4.7%
Public Transport Usage
6.1%
Commute Time
26.8 minutes

Education

High School or Higher
92.4%
Bachelors or More
34.6%

Education

How are the schools in Waterford, CT?

Waterford offers quality education options, with public schools like Waterford High School and Clark Lane Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Connecticut College and Three Rivers Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Waterford High School
Street
20 Rope Ferry Rd
Phone
860-444-5851
Students
850
Student Teacher Ratio
12.8
Name
Clark Lane Middle School
Street
3 Clark Ln
Phone
860-444-8750
Students
680
Student Teacher Ratio
11.9

Private Schools

Name
St. Bernard School
Street
1593 Norwich-New London Tpke
Phone
860-848-2823
Students
520

Colleges

Name
Connecticut College
City
New London
State
CT
Distance
5 miles
Students
1,900
Name
Three Rivers Community College
City
Norwich
State
CT
Distance
13 miles
Students
3,800

Healthcare

Waterford residents have access to quality healthcare, with major hospitals like Lawrence + Memorial Hospital and Backus Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.9 per 1,000 people and 96.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lawrence + Memorial Hospital
Address
365 Montauk Ave, New London, CT 06320
Phone
(860) 442-0711
Type
General & Surgical
Emergency Services
Yes
Name
Backus Hospital
Address
326 Washington St, Norwich, CT 06360
Phone
(860) 889-8331
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.9
Health Insurance Coverage
96.4%
Health Care Index
78.2

Housing Market

What is the housing market like in Waterford, CT?

The local housing market is strong, with a median home price of $360,000 and an owner-occupied rate of nearly 77%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 5.1%. Waterford offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$360,000
Average Rent For 2 Bedroom
$1,550
Owner Occupied Rate
76.8%
Rental Vacancy Rate
5.1%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Waterford handle vehicle services through the Connecticut Department of Motor Vehicles, conveniently located in Wethersfield. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Connecticut
Department
Connecticut Department of Motor Vehicles
Address
60 State St, Wethersfield, CT 06161
Phone
1-860-263-5700

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waterford, CT

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waterford, review the core fields on this page: population 19,300, median home value $360,000, average rent for 2 bedroom $1,550, commute time 26.8 minutes, and sunny days percentage 54%.

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