Everything You Should Know Before Moving to Waterloo, NE
Considering Waterloo, NE for your next move? With a friendly population of 935, Waterloo offers affordable living—median home prices are around $275,000 and rents average $1,120. The city features low violent crime rates, quick 24-minute commutes to Omaha, and highly rated local schools. Enjoy over 62% sunny days and all four seasons, plus access to quality healthcare nearby. Explore Waterloo's welcoming atmosphere and balanced lifestyle below.
Demographics - Waterloo, NE
Demographics - Waterloo, NE
Waterloo, NE is home to about 935 residents, with a balanced gender ratio and a median age of 38. Most residents are White, and nearly 7% speak a language other than English at home. The community offers a small-town feel with a moderate population density and a friendly, welcoming atmosphere.
Population:
935
Density:
1,050 per sq mi
Median Age:
38.1
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
6.5%

Ethnic Composition
White:
94.0%
Black:
0.4%
Asian:
0.5%
Others:
5.1%
Cost Of Living
What is the average cost of living in Waterloo, NE?
Living in Waterloo is affordable, with a median home value of $275,000 and average rent at $1,120. The cost of living index is below the national average at 92.5, making essentials like groceries, healthcare, and transportation more budget-friendly. State taxes range from 2.46% to 6.84%, contributing to manageable monthly expenses for residents.
Median House Value:
$275,000
Gross Rent:
$1,120
Monthly Electricity Charges:
$120
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,520
House Owner Cost Without Mortgage:
$600
State Taxes:
Low:
2.46%
|
High:
6.84%
Cost Of Living Index:
92.5
Grocery:
94.2
Housing:
82.7
Utilities:
98.9
Transportation:
92.0
Health Care:
93.5
Miscellaneous:
90.8
Crime
Is Waterloo, NE a safe place to live?
Waterloo has a low violent crime rate, with only 105 incidents per 100,000 people, making it a safe choice for families and individuals. Property crime is somewhat higher, but overall crime risks remain moderate compared to national averages. Residents enjoy a sense of security in this small, tight-knit community.
Violent Crimes Per 100k:
105
Property Crimes Per 100k:
1,120
Crime Index:
1,225
Chance Of Violent Crime:
1 in 950
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Waterloo, NE year-round?
Waterloo experiences all four seasons, with warm summers reaching highs around 87°F and cold winters dipping to 14°F. The area receives about 32.7 inches of rainfall annually and enjoys sunny weather 62% of the year. This climate offers a pleasant mix for outdoor activities year-round.

Winter
Min:
14°F
Max:
34°F

Spring
Min:
37°F
Max:
65°F

Summer
Min:
62°F
Max:
87°F

Fall
Min:
38°F
Max:
67°F
Average Rainfall Inches:
32.7 inches
Sunny Days Percentage:
62%
Neighbors
Residents in Waterloo benefit from a strong local economy, with a median household income of $90,500 and a low unemployment rate of 2.9%. Most neighbors have at least a high school education, and commute times average around 24 minutes. The community's low poverty rate and high owner-occupancy foster a stable and neighborly environment.
Median Income:
$43,000
Household Income:
$90,500
Family Income:
$102,000
Per Capita Income:
$36,700
Income Male:
$48,500
Income Female:
$40,000
Poverty Rate:
5.8%
Non English Speakers:
6.5%
Rent:
$1,120
Unemployment Rate:
2.9%
Public Transport Usage:
0.3%
Commute Time:
24.5 minutes

Education
High School or Higher:
97.0%
Bachelors or More:
28.2%
Education
How are the schools in Waterloo, NE?
Waterloo offers quality public education with small class sizes at Douglas County West schools and easy access to higher education nearby. Local schools are well-regarded, and residents can attend nearby colleges such as Metropolitan Community College and the University of Nebraska at Omaha. This provides families and students with a range of educational opportunities close to home.

Public Schools
Name:
Douglas County West Elementary School
Street:
401 S Pine St
Phone:
402-359-2151
Students:
390
Student Teacher Ratio:
13.5
Name:
Douglas County West Middle/High School
Street:
401 S Pine St
Phone:
402-359-2121
Students:
340
Student Teacher Ratio:
15.2

Colleges
Name:
Metropolitan Community College - Elkhorn Valley Campus
City:
Omaha
State:
NE
Distance:
8 miles
Students:
4,000
Name:
University of Nebraska at Omaha
City:
Omaha
State:
NE
Distance:
18 miles
Students:
15,500
Healthcare
Waterloo residents have convenient access to major hospitals in nearby Omaha, such as Methodist Women's Hospital and Nebraska Medicine – Village Pointe. With over 93% of the population covered by health insurance and 2.1 physicians per 1,000 residents, quality healthcare services are readily available. The local healthcare index reflects solid care and accessibility for families and individuals.

Major Hospitals
Name:
Methodist Women's Hospital
Address:
707 N 190th Plaza, Elkhorn, NE 68022
Phone:
(402) 815-4000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Nebraska Medicine - Village Pointe
Address:
111 N 175th St, Omaha, NE 68118
Phone:
(402) 559-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
93.8%
Health Care Index:
78.2
Housing Market
What is the housing market like in Waterloo, NE?
The Waterloo housing market is stable and affordable, with a median home price of $275,000 and a 73.5% owner-occupancy rate. Home values have appreciated by 7.2% in the past year, and rental vacancies remain low at 5%. These trends make Waterloo a great option for both buyers and renters seeking long-term value.
Median Home Price:
$275,000
Average Rent For 2 Bedroom:
$1,120
Owner Occupied Rate:
73.5%
Rental Vacancy Rate:
5.0%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
2.0%
Foreclosure Rate:
0.4%
DMV Information
Residents of Waterloo are served by the Nebraska Department of Motor Vehicles, based in Lincoln, offering convenient access to licensing and vehicle registration services. Information and online services can be found on the official DMV website, making it easy to manage driving-related needs. The central location ensures straightforward access for Waterloo residents.
State:
Nebraska
Department:
Nebraska Department of Motor Vehicles
Address:
301 Centennial Mall S, Lincoln, NE 68509
Phone:
402-471-3985
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.