Nebraska / Douglas County

Moving to Waterloo, NE

Thinking of making a move to Waterloo, NE? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Waterloo, NE

Considering a move to Waterloo, NE? This welcoming community of 935 residents offers a blend of suburban charm and convenience, with median home prices around $275,000 and average rents near $1,120. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (62% annually), ideal for families and commuters alike. Explore Waterloo's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waterloo, NE

Waterloo has a population of 935 residents, offering a diverse community with a median age of nearly 38 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 0% Black, and 1% Asian residents, and over 7% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
935
Density
1,050 per sq mi
Median Age
38.1
Gender Ratio
102 males per 100 females
Non-English Speakers Percentage
6.5%

Ethnic Composition

White
94.0%
Black
0.4%
Asian
0.5%
Others
5.1%

Cost Of Living

What is the average cost of living in Waterloo, NE?

The cost of living in Waterloo is higher than the national average, with a cost of living index of 92.5. Median home values are around $275,000 and average rents for a two-bedroom apartment are approximately $1,120. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$275,000
Gross Rent
$1,120
Monthly Electricity Charges
$120
Auto Insurance
$1,320
House Owner Cost With Mortgage
$1,520
House Owner Cost Without Mortgage
$600
State Taxes
Low: 2.46%| High: 6.84%
Cost Of Living Index
92.5
Grocery
94.2
Housing
82.7
Utilities
98.9
Transportation
92.0
Health Care
93.5
Miscellaneous
90.8

Crime

Is Waterloo, NE a safe place to live?

Waterloo is considered a safe community, with a low violent crime rate of 105 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Nebraska.

Violent Crimes Per 100k
105
Property Crimes Per 100k
1,120
Crime Index
1,225
Chance Of Violent Crime
1 in 950
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Waterloo, NE year-round?

Waterloo experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 14°F. The area receives about 33 inches of rainfall annually and enjoys sunshine on 62% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
14°F
Max
34°F

Summer

Min
62°F
Max
87°F

Spring

Min
37°F
Max
65°F

Fall

Min
38°F
Max
67°F
Average Rainfall Inches
32.7 inches
Sunny Days Percentage
62%

Neighbors

The neighborhood boasts a healthy median household income of $90,500 and a low poverty rate of 5.8%. Over 97% of residents have at least a high school diploma, and nearly 28% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$43,000
Household Income
$90,500
Family Income
$102,000
Per Capita Income
$36,700
Income Male
$48,500
Income Female
$40,000
Poverty Rate
5.8%
Non English Speakers
6.5%
Rent
$1,120
Unemployment Rate
2.9%
Public Transport Usage
0.3%
Commute Time
24.5 minutes

Education

High School or Higher
97.0%
Bachelors or More
28.2%

Education

How are the schools in Waterloo, NE?

Waterloo offers quality education options, with public schools like Douglas County West Elementary School and Douglas County West Middle/High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Metropolitan Community College - Elkhorn Valley Campus and University of Nebraska at Omaha. The community is committed to educational excellence for all age groups.

Public Schools

Name
Douglas County West Elementary School
Street
401 S Pine St
Phone
402-359-2151
Students
390
Student Teacher Ratio
13.5
Name
Douglas County West Middle/High School
Street
401 S Pine St
Phone
402-359-2121
Students
340
Student Teacher Ratio
15.2

Colleges

Name
Metropolitan Community College - Elkhorn Valley Campus
City
Omaha
State
NE
Distance
8 miles
Students
4,000
Name
University of Nebraska at Omaha
City
Omaha
State
NE
Distance
18 miles
Students
15,500

Healthcare

Waterloo residents have access to quality healthcare, with major hospitals like Methodist Women's Hospital and Nebraska Medicine - Village Pointe nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 93.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Methodist Women's Hospital
Address
707 N 190th Plaza, Elkhorn, NE 68022
Phone
(402) 815-4000
Type
General & Surgical
Emergency Services
Yes
Name
Nebraska Medicine - Village Pointe
Address
111 N 175th St, Omaha, NE 68118
Phone
(402) 559-8000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
93.8%
Health Care Index
78.2

Housing Market

What is the housing market like in Waterloo, NE?

The local housing market is strong, with a median home price of $275,000 and an owner-occupied rate of nearly 74%. The market has seen a 7.2% appreciation over the past year, and rental vacancy rates remain moderate at 5.0%. Waterloo offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$275,000
Average Rent For 2 Bedroom
$1,120
Owner Occupied Rate
73.5%
Rental Vacancy Rate
5.0%
Home Appreciation Rate (1yr)
7.2%
New Construction Rate
2.0%
Foreclosure Rate
0.4%

DMV Information

Residents of Waterloo handle vehicle services through the Nebraska Department of Motor Vehicles, conveniently located in Lincoln. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Nebraska
Department
Nebraska Department of Motor Vehicles
Address
301 Centennial Mall S, Lincoln, NE 68509
Phone
402-471-3985

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waterloo, NE

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waterloo, review the core fields on this page: population 935, median home value $275,000, average rent for 2 bedroom $1,120, commute time 24.5 minutes, and sunny days percentage 62%.

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