Nebraska / Douglas County

Moving to Waterloo, NE

Thinking of making a move to Waterloo, NE? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Waterloo, NE

Considering a move to Waterloo, NE? This welcoming community of 930 residents offers a blend of suburban charm and convenience, with median home prices around $315,000 and average rents near $1,050. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (61% annually), ideal for families and commuters alike. Explore Waterloo's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waterloo, NE

Waterloo has a population of 930 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 0% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
930
Density
1,150 per sq mi
Median Age
43.8
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
96.0%
Black
0.4%
Asian
0.8%
Others
2.8%

Cost Of Living

What is the average cost of living in Waterloo, NE?

The cost of living in Waterloo is higher than the national average, with a cost of living index of 91.8. Median home values are around $315,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$315,000
Gross Rent
$1,050
Monthly Electricity Charges
$145
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,780
House Owner Cost Without Mortgage
$540
State Taxes
Low: 2.46%| High: 6.84%
Cost Of Living Index
91.8
Grocery
96.4
Housing
85.2
Utilities
101.5
Transportation
93.8
Health Care
97.1
Miscellaneous
90.7

Crime

Is Waterloo, NE a safe place to live?

Waterloo is considered a safe community, with a low violent crime rate of 120 incidents per 100,000 residents and a property crime chance of 1 in 102. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Nebraska.

Violent Crimes Per 100k
120
Property Crimes Per 100k
980
Crime Index
1,100
Chance Of Violent Crime
1 in 833
Chance Of Property Crime
1 in 102

Weather

What is the weather like in Waterloo, NE year-round?

Waterloo experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 13°F. The area receives about 30 inches of rainfall annually and enjoys sunshine on 61% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
13°F
Max
34°F

Summer

Min
63°F
Max
87°F

Spring

Min
42°F
Max
68°F

Fall

Min
44°F
Max
69°F
Average Rainfall Inches
30.2 inches
Sunny Days Percentage
61%

Neighbors

The neighborhood boasts a healthy median household income of $92,500 and a low poverty rate of 4.8%. Over 93% of residents have at least a high school diploma, and nearly 27% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$48,000
Household Income
$92,500
Family Income
$105,000
Per Capita Income
$36,500
Income Male
$50,000
Income Female
$39,000
Poverty Rate
4.8%
Non English Speakers
5.0%
Rent
$1,050
Unemployment Rate
2.6%
Public Transport Usage
0.8%
Commute Time
22.4 minutes

Education

High School or Higher
92.5%
Bachelors or More
26.8%

Education

How are the schools in Waterloo, NE?

Waterloo offers quality education options, with public schools like Douglas County West Elementary School and Douglas County West Secondary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Metropolitan Community College - Fort Omaha Campus and University of Nebraska Omaha. The community is committed to educational excellence for all age groups.

Public Schools

Name
Douglas County West Elementary School
Street
100 E 2nd St
Phone
(402) 359-2583
Students
320
Student Teacher Ratio
13.4
Name
Douglas County West Secondary School
Street
401 S 138th St
Phone
(402) 359-2583
Students
410
Student Teacher Ratio
12.9

Private Schools

Name
Holy Trinity Catholic School
Street
206 W 9th St
Phone
(402) 399-2575
Students
185

Colleges

Name
Metropolitan Community College - Fort Omaha Campus
City
Omaha
State
NE
Distance
18 miles
Students
10,000
Name
University of Nebraska Omaha
City
Omaha
State
NE
Distance
20 miles
Students
15,000

Healthcare

Waterloo residents have access to quality healthcare, with major hospitals like Methodist Fremont Health and CHI Health Immanuel nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 92.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Methodist Fremont Health
Address
450 E 23rd St, Fremont, NE 68025
Phone
(402) 721-1610
Type
General & Surgical
Emergency Services
Yes
Name
CHI Health Immanuel
Address
6901 N 72nd St, Omaha, NE 68122
Phone
(402) 572-2000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
92.1%
Health Care Index
69.4

Housing Market

What is the housing market like in Waterloo, NE?

The local housing market is strong, with a median home price of $315,000 and an owner-occupied rate of nearly 82%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 4.1%. Waterloo offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$315,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
82.3%
Rental Vacancy Rate
4.1%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
1.2%
Foreclosure Rate
0.4%

DMV Information

Residents of Waterloo handle vehicle services through the Nebraska Department of Motor Vehicles, conveniently located in Lincoln. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Nebraska
Department
Nebraska Department of Motor Vehicles
Address
301 Centennial Mall South, Lincoln, NE 68509
Phone
(531) 510-2400

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waterloo, NE

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waterloo, review the core fields on this page: population 930, median home value $315,000, average rent for 2 bedroom $1,050, commute time 22.4 minutes, and sunny days percentage 61%.

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