New York / Seneca County

Moving to Waterloo, NY

Thinking of making a move to Waterloo, NY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

  • 100% Free Moving Quotes
  • No Obligation
  • Vetted & Licensed Movers
  • Secure & Private
Serving Waterloo and nearby areas View Nearby Cities Compare Moving Help
Plan smarter before requesting quotes. Use local costs, housing, schools, safety, weather, and DMV details below to compare Waterloo before you move.

Moving Help for Your Waterloo, NY Relocation

After you review the local facts on this page, use the service links below to compare quote options for the type of Waterloo move you are planning, including local, long-distance, apartment, piano, small, and budget-conscious moves.

Local Movers Waterloo, NY Piano Movers Waterloo, NY Cheap Movers Waterloo, NY Small Movers Waterloo, NY Apartment Movers Waterloo, NY Long Distance Movers Waterloo, NY

Everything You Should Know Before Moving to Waterloo, NY

Considering a move to Waterloo, NY? This welcoming community of 5,174 residents offers a blend of suburban charm and convenience, with median home prices around $145,000 and average rents near $1,050. Commute times average 22 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (48% annually), ideal for families and commuters alike. Explore Waterloo's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Waterloo, NY

Waterloo has a population of 5,174 residents, offering a diverse community with a median age of nearly 39 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 74% White, 14% Black, and 2% Asian residents, and over 7% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
5,174
Density
1,950 per sq mi
Median Age
39.0
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
6.8%

Ethnic Composition

White
73.5%
Black
13.5%
Asian
1.8%
Others
11.2%

Cost Of Living

What is the average cost of living in Waterloo, NY?

The cost of living in Waterloo is higher than the national average, with a cost of living index of 92.4. Median home values are around $145,000 and average rents for a two-bedroom apartment are approximately $1,050. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$145,000
Gross Rent
$1,050
Monthly Electricity Charges
$140
Auto Insurance
$1,720
House Owner Cost With Mortgage
$1,340
House Owner Cost Without Mortgage
$480
State Taxes
Low: 4.0%| High: 10.9%
Cost Of Living Index
92.4
Grocery
97.5
Housing
72.8
Utilities
104.6
Transportation
104.1
Health Care
100.8
Miscellaneous
96.2

Crime

Is Waterloo, NY a safe place to live?

Waterloo is considered a safe community, with a low violent crime rate of 310 incidents per 100,000 residents and a property crime chance of 1 in 55. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in New York.

Violent Crimes Per 100k
310
Property Crimes Per 100k
1,820
Crime Index
2,130
Chance Of Violent Crime
1 in 323
Chance Of Property Crime
1 in 55

Weather

What is the weather like in Waterloo, NY year-round?

Waterloo experiences four distinct seasons, with warm summers reaching highs of 82°F and cold winters dipping to 20°F. The area receives about 36 inches of rainfall annually and enjoys sunshine on 48% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
20°F
Max
35°F

Summer

Min
62°F
Max
82°F

Spring

Min
40°F
Max
63°F

Fall

Min
43°F
Max
65°F
Average Rainfall Inches
35.6 inches
Sunny Days Percentage
48%

Neighbors

The neighborhood boasts a healthy median household income of $57,500 and a low poverty rate of 15.8%. Over 87% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 22 minutes, and almost 5% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,500
Household Income
$57,500
Family Income
$68,000
Per Capita Income
$29,800
Income Male
$38,500
Income Female
$31,500
Poverty Rate
15.8%
Non English Speakers
11.2%
Rent
$1,050
Unemployment Rate
5.1%
Public Transport Usage
4.8%
Commute Time
22.4 minutes

Education

High School or Higher
87.4%
Bachelors or More
18.6%

Education

How are the schools in Waterloo, NY?

Waterloo offers quality education options, with public schools like Waterloo High School and Waterloo Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Finger Lakes Community College and SUNY Geneseo. The community is committed to educational excellence for all age groups.

Public Schools

Name
Waterloo High School
Street
65 Center St
Phone
315-539-3551
Students
560
Student Teacher Ratio
13.1
Name
Waterloo Middle School
Street
65 Center St
Phone
315-539-3321
Students
420
Student Teacher Ratio
12.8

Private Schools

Name
Finger Lakes Christian School
Street
2607 Route 14
Phone
315-539-1091
Students
120

Colleges

Name
Finger Lakes Community College
City
Canandaigua
State
NY
Distance
28 miles
Students
6,500
Name
SUNY Geneseo
City
Geneseo
State
NY
Distance
48 miles
Students
3,700

Healthcare

Waterloo residents have access to quality healthcare, with major hospitals like Geneva General Hospital and Strong Memorial Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.1 per 1,000 people and 94.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Geneva General Hospital
Address
196 North St, Geneva, NY 14456
Phone
(315) 787-4000
Type
General & Surgical
Emergency Services
Yes
Name
Strong Memorial Hospital
Address
601 Elmwood Ave, Rochester, NY 14642
Phone
(585) 275-2100
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.1
Health Insurance Coverage
94.0%
Health Care Index
71.8

Housing Market

What is the housing market like in Waterloo, NY?

The local housing market is strong, with a median home price of $145,000 and an owner-occupied rate of nearly 62%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Waterloo offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$145,000
Average Rent For 2 Bedroom
$1,050
Owner Occupied Rate
61.5%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.8%
Foreclosure Rate
0.7%

DMV Information

Residents of Waterloo handle vehicle services through the New York State Department of Motor Vehicles, conveniently located in Binghamton. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
New York
Department
New York State Department of Motor Vehicles
Address
44 Hawley Street, Binghamton, NY 13901
Phone
1-518-486-9786

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Waterloo, NY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Waterloo, review the core fields on this page: population 5,174, median home value $145,000, average rent for 2 bedroom $1,050, commute time 22.4 minutes, and sunny days percentage 48%.

Ready to Move to Waterloo, NY?

When your relocation research is done, request quote options and plan your move with confidence.

Get Free Moving Quotes