Everything You Should Know Before Moving to Watertown, SD
Considering a move to Watertown, SD? With a welcoming population of 22,655, Watertown offers affordable living—median home prices average $247,500 and typical rents around $910. Residents enjoy short 13-minute commutes, a low unemployment rate, and access to quality healthcare and schools. The city boasts 60% sunny days, a relaxed pace, and a strong sense of community, making it ideal for families or anyone seeking a comfortable Midwest lifestyle.
Demographics - Watertown, SD
Demographics - Watertown, SD
Watertown, SD is home to 22,655 residents, with a median age of 38 and a balanced gender ratio. The city is predominantly White (over 92%), with a small but growing diversity and nearly 5% of the population speaking a language other than English at home. Its moderate population density contributes to a friendly, small-city atmosphere.
Population:
22,655
Density:
1,230 per sq mi
Median Age:
38.0
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
4.8%

Ethnic Composition
White:
92.1%
Black:
0.6%
Asian:
0.6%
Others:
6.7%
Cost Of Living
What is the average cost of living in Watertown, SD?
Watertown offers an affordable cost of living, with median home values at $247,500 and average rents around $910. The cost of living index is well below the national average at 84.5, and residents benefit from South Dakota's 0% state income tax. Utilities, groceries, and healthcare are also reasonably priced, making it an attractive choice for budget-conscious movers.
Median House Value:
$247,500
Gross Rent:
$910
Monthly Electricity Charges:
$110
Auto Insurance:
$1,110
House Owner Cost With Mortgage:
$1,435
House Owner Cost Without Mortgage:
$435
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
84.5
Grocery:
96.1
Housing:
76.3
Utilities:
93.8
Transportation:
89.4
Health Care:
97.2
Miscellaneous:
90.3
Crime
Is Watertown, SD a safe place to live?
Crime rates in Watertown are moderate for a city of its size, with a chance of violent crime at 1 in 256 and property crime at 1 in 49. While these rates are something to be aware of, Watertown maintains a generally safe environment with active community involvement and responsive local law enforcement.
Violent Crimes Per 100k:
390
Property Crimes Per 100k:
2,040
Crime Index:
2,430
Chance Of Violent Crime:
1 in 256
Chance Of Property Crime:
1 in 49
Weather
What is the weather like in Watertown, SD year-round?
Watertown experiences classic Midwest weather, featuring cold winters with lows around 4°F and warm summers reaching highs of 83°F. The city enjoys 60% sunny days annually and receives about 23.6 inches of rainfall, offering residents four distinct seasons and plenty of opportunities for outdoor activities.

Winter
Min:
4°F
Max:
25°F

Spring
Min:
33°F
Max:
62°F

Summer
Min:
58°F
Max:
83°F

Fall
Min:
35°F
Max:
62°F
Average Rainfall Inches:
23.6 inches
Sunny Days Percentage:
60%
Neighbors
Residents in Watertown benefit from a median household income of $63,800 and a low unemployment rate of 2.7%. The community is well-educated, with almost 94% of adults holding at least a high school diploma, and most commutes are under 15 minutes, supporting a comfortable and convenient lifestyle.
Median Income:
$38,900
Household Income:
$63,800
Family Income:
$81,900
Per Capita Income:
$33,200
Income Male:
$45,100
Income Female:
$38,200
Poverty Rate:
10.1%
Non English Speakers:
4.8%
Rent:
$910
Unemployment Rate:
2.7%
Public Transport Usage:
0.5%
Commute Time:
13.4 minutes

Education
High School or Higher:
93.8%
Bachelors or More:
24.3%
Education
How are the schools in Watertown, SD?
Watertown features a range of educational opportunities, including well-rated public schools like Watertown High School and access to higher education at Lake Area Technical College. Smaller class sizes and a community focus on education contribute to strong student outcomes and family appeal.

Public Schools
Name:
Watertown High School
Street:
200 9th St NE
Phone:
605-882-6316
Students:
1,200
Student Teacher Ratio:
16.3
Name:
McKinley Elementary School
Street:
1212 14th St NE
Phone:
605-882-6340
Students:
410
Student Teacher Ratio:
14.7

Private Schools
Name:
Great Plains Lutheran High School
Street:
1200 Luther Ln NE
Phone:
605-886-0672
Students:
120

Colleges
Name:
Lake Area Technical College
City:
Watertown
State:
SD
Distance:
0 miles
Students:
2,200
Healthcare
Watertown provides quality healthcare services, anchored by the Prairie Lakes Healthcare System and a strong network of local physicians. With 92.5% of residents covered by health insurance and a healthcare index of 77.0, the city ensures accessible medical care for families and individuals alike.

Major Hospitals
Name:
Prairie Lakes Healthcare System
Address:
401 9th Ave NW, Watertown, SD 57201
Phone:
(605) 882-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
92.5%
Health Care Index:
77.0
Housing Market
What is the housing market like in Watertown, SD?
Homeownership is strong in Watertown, where nearly 66% of residents own their homes and the median price is $247,500. The housing market is stable, with a 5.2% appreciation rate over the past year and a low foreclosure rate, making it a solid option for buyers and renters alike.
Median Home Price:
$247,500
Average Rent For 2 Bedroom:
$910
Owner Occupied Rate:
65.9%
Rental Vacancy Rate:
5.8%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
1.7%
Foreclosure Rate:
0.4%
DMV Information
Residents of Watertown are served by the South Dakota Department of Public Safety, with main offices in Pierre and comprehensive services available online. The DMV provides essential licensing, registration, and vehicle services efficiently for all South Dakota drivers.
State:
South Dakota
Department:
South Dakota Department of Public Safety
Address:
118 W Capitol Ave, Pierre, SD 57501
Phone:
605-773-6883
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.