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Everything You Should Know Before Moving to West Panama City Beach, FL

Considering a move to West Panama City Beach, FL? This friendly beachside community of about 14,000 offers relaxed Gulf Coast living with a median home price of $425,000 and average rent around $1,720. Enjoy 67% sunny days, short 21-minute commutes, and easy access to quality schools and healthcare. While crime rates are a bit higher than average, the area draws residents with its vibrant coastal lifestyle, reasonable cost of living, and year-round mild climate. Explore housing, schools, and more to see if this sunny spot is right for you.

Demographics - West Panama City Beach, FL

Demographics - West Panama City Beach, FL

West Panama City Beach is home to about 14,000 residents, with a median age of 41.8 and a nearly equal gender balance. The community is predominantly White at 87%, with a small but notable mix of other ethnicities and around 7% of residents speaking a language other than English at home. This area offers a friendly, midsized coastal vibe ideal for families and retirees alike.

demograph population
Population:
14,000
demograph density
Density:
900 per sq mi
demograph median age
Median Age:
41.8
Demograph Gender Ratio
Gender Ratio:
99 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
7.2%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
87.2%
demograph blacks
Black:
4.3%
demograph asian
Asian:
2.0%
demograph others
Others:
6.5%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in West Panama City Beach, FL?

The cost of living in West Panama City Beach is slightly above the U.S. average, driven mainly by housing with a median home value of $425,000 and average rent at $1,720 per month. State taxes are a benefit with Florida’s 0% income tax, but expect higher-than-average costs for utilities, groceries, and auto insurance. Overall, the area offers a comfortable lifestyle with expenses that reflect its desirable beachside location.

cost of living medianHouseValue
Median House Value:
$425,000
cost of living grossRent
Gross Rent:
$1,720
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$155
cost of living autoInsurance
Auto Insurance:
$2,300
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$2,050
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$650
cost of living stateTaxes State Taxes:
Low:
0%
|
High:
0%
cost of living costOfLivingIndex
Cost Of Living Index:
106.5
cost of living grocery
Grocery:
105.2
cost of living housing
Housing:
110.8
cost of living utilities
Utilities:
109.7
cost of living transportation
Transportation:
103.5
cost of living health-care
Health Care:
101.2
cost of living miscellaneous
Miscellaneous:
100.9

Crime

Crime

Is West Panama City Beach, FL a safe place to live?

West Panama City Beach has a property crime rate of 2,240 incidents per 100,000 people, with a 1 in 45 chance of experiencing property crime, and a violent crime rate of 352 per 100,000. While these rates are above national averages, many residents feel that taking basic precautions helps maintain a safe, relaxed environment. The area’s vibrant community and coastal amenities continue to attract new residents despite these concerns.

crime voilentCrimes
Violent Crimes Per 100k:
352
crime propertyCrime
Property Crimes Per 100k:
2,240
crime crimeIndex
Crime Index:
2,592
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 284
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 45
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Weather

Weather

What is the weather like in West Panama City Beach, FL year-round?

Residents enjoy a mild, subtropical climate with hot summers in the upper 80s to 90°F, mild winters in the 60s, and around 67% of days filled with sunshine. With annual rainfall averaging 62 inches, the area experiences lush greenery but occasional storms. The weather supports an active outdoor lifestyle year-round, perfect for beach and water activities.

weather winterWinter
weather min
Min:
46°F
weather max
Max:
64°F
weather springSpring
weather min
Min:
59°F
weather max
Max:
77°F
weather summerSummer
weather min
Min:
74°F
weather max
Max:
90°F
weather fallFall
weather min
Min:
60°F
weather max
Max:
80°F
weather averageRainfallInches
Average Rainfall Inches:
62.0 inches
weather sunnyDays Percentage
Sunny Days Percentage:
67%

Neighbors

Neighbors

Households in West Panama City Beach have a median income of about $72,000, with a typical commute of 21 minutes and a low unemployment rate of 3.9%. The neighborhood is highly educated, with over 92% of adults holding a high school diploma and 33% with a bachelor’s degree or higher. With a poverty rate just above 10% and little reliance on public transportation, the area offers a stable, family-friendly environment.

neighbor medianIncome
Median Income:
$40,200
neighbor householdIncome
Household Income:
$71,900
neighbor familyIncome
Family Income:
$85,500
neighbor perCapitaIncome
Per Capita Income:
$39,800
neighbor incomeMale
Income Male:
$44,800
neighbor incomeFemale
Income Female:
$35,600
neighbor povertyRate
Poverty Rate:
10.4%
neighbor nonEnglishSpeakers
Non English Speakers:
8.0%
neighbor rent
Rent:
$1,720
neighbor unemployment
Unemployment Rate:
3.9%
neighbor publicTransport
Public Transport Usage:
0.8%
neighbor commuteTime
Commute Time:
21.4 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
92.1%
neighbor bachelors
Bachelors or More:
33.2%
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People moving

Education

Education

How are the schools in West Panama City Beach, FL?

Families in West Panama City Beach benefit from quality public schools such as West Bay Elementary and Surfside Middle, both offering favorable student-teacher ratios. There are also private school options and two nearby colleges, Gulf Coast State College and FSU Panama City, just a short drive away. The area’s strong educational infrastructure supports lifelong learning for all ages.

education PublicSchoolsPublic Schools
education publicName
Name:
West Bay Elementary School
education publicStreet
Street:
14813 School Dr
education publicPhone
Phone:
850-767-1850
education publicStudents
Students:
430
education publicStudentTeacherRatio
Student Teacher Ratio:
14.9


education publicName
Name:
Surfside Middle School
education publicStreet
Street:
300 Nautilus St
education publicPhone
Phone:
850-767-4871
education publicStudents
Students:
950
education publicStudentTeacherRatio
Student Teacher Ratio:
17.4


education privateSchoolsPrivate Schools
education privateName
Name:
St. John Catholic School
education privateStreet
Street:
1005 Fortune Ave
education privatePhone
Phone:
850-436-6435
education privateStudents
Students:
210


education collegesColleges
education collegeName
Name:
Gulf Coast State College
education collegeCity
City:
Panama City
education collegeState
State:
FL
education collegeDistance
Distance:
9 miles
education collegeStudents
Students:
5,600


education collegeName
Name:
FSU Panama City
education collegeCity
City:
Panama City
education collegeState
State:
FL
education collegeDistance
Distance:
11 miles
education collegeStudents
Students:
4,200


Healthcare

Healthcare

Access to healthcare is strong, with two major hospitals nearby and an above-average ratio of 2.2 physicians per 1,000 residents. Nearly 88% of the population has health insurance, and emergency services are readily available. Residents benefit from comprehensive medical facilities and a high healthcare index, ensuring peace of mind for families and retirees.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Ascension Sacred Heart Bay
healthcare hospitalAddress
Address:
615 N Bonita Ave, Panama City, FL 32401
healthcare hospitalPhone
Phone:
(850) 434-4011
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
HCA Florida Gulf Coast Hospital
healthcare hospitalAddress
Address:
449 W 23rd St, Panama City, FL 32405
healthcare hospitalPhone
Phone:
(850) 769-8341
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
2.2
healthcare healthInsuranceCoverage
Health Insurance Coverage:
87.8%
healthcare healthCareIndex
Health Care Index:
77.0
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in West Panama City Beach, FL?

West Panama City Beach features a robust housing market with a median home price of $425,000 and home appreciation of 4.2% over the past year. About 70% of homes are owner-occupied, indicating a stable community, while rental vacancies remain moderate at 7.2%. The area’s steady growth and new construction make it attractive for both buyers and renters seeking coastal living.

housing market medianHomePrice
Median Home Price:
$425,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$1,720
housing market ownerOccupiedRate
Owner Occupied Rate:
70.1%
housing market rentalVacancyRate
Rental Vacancy Rate:
7.2%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
4.2%
housing market newConstructionRate
New Construction Rate:
2.6%
housing market foreclosureRate
Foreclosure Rate:
0.7%

DMV Information

DMV Information

The Florida Department of Highway Safety and Motor Vehicles serves West Panama City Beach, offering convenient licensing and registration services at its Panama City office. Residents can easily manage vehicle-related needs online or in person, with support from a well-established state department. For more information, visit the official website or call the local DMV office.

dmv state
State:
Florida
dmv department
Department:
Florida Department of Highway Safety and Motor Vehicles
dmv address
Address:
461 Hwy 231 N, Panama City, FL 32405
dmv phone
Phone:
(850) 617-2000
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in West Panama City Beach, FL

Planning a relocation in or near West Panama City Beach? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in West Panama City Beach.

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FAQs About Moving to West Panama City Beach, FL

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Check the cost of living, housing, traffic, and public transit in West Panama City Beach. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for West Panama City Beach climate and weather.

Moving within West Panama City Beach usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in West Panama City Beach. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in West Panama City Beach offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from West Panama City Beach at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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