Everything You Should Know Before Moving to Westerlo, NY
Considering a move to Westerlo, NY? This peaceful rural town of around 3,200 residents features affordable homes (median price: $261,000), low crime rates, and a welcoming, close-knit community. Enjoy a cost of living close to the national average, scenic seasons with warm summers and snowy winters, and nearby access to quality healthcare and schools with small class sizes. Average commute times are about 33 minutes, making it a great option for those seeking quiet country living with city amenities within reach.
Demographics - Westerlo, NY
Demographics - Westerlo, NY
Westerlo, NY is a small rural community with a population of about 3,200 people, primarily White, and a median age nearing 50, reflecting a mature and settled population. The area is low in population density, fostering a peaceful, close-knit atmosphere. A small proportion of residents speak a language other than English at home.
Population:
3,194
Density:
61 per sq mi
Median Age:
49.6
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
4.8%

Ethnic Composition
White:
95.2%
Black:
1.0%
Asian:
0.7%
Others:
3.1%
Cost Of Living
What is the average cost of living in Westerlo, NY?
The cost of living in Westerlo is very close to the national average, with a median home value of $261,000 and typical monthly rent around $1,150. Utilities and healthcare costs are slightly higher than average, while housing remains relatively affordable for the region. State income taxes range from 4.0% to 8.82%.
Median House Value:
$261,000
Gross Rent:
$1,150
Monthly Electricity Charges:
$130
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,625
House Owner Cost Without Mortgage:
$540
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
100.6
Grocery:
102.8
Housing:
88.5
Utilities:
110.2
Transportation:
98.7
Health Care:
107.5
Miscellaneous:
101.1
Crime
Is Westerlo, NY a safe place to live?
Westerlo boasts notably low crime rates, with violent crime at just 68 incidents per 100,000 residents and a 1 in 1,470 chance of experiencing such an event, making it a safe choice for families and retirees. Property crime is also low, contributing to a strong sense of security in the community. Overall, residents enjoy peace of mind in their day-to-day lives.
Violent Crimes Per 100k:
68
Property Crimes Per 100k:
770
Crime Index:
838
Chance Of Violent Crime:
1 in 1,470
Chance Of Property Crime:
1 in 130
Weather
What is the weather like in Westerlo, NY year-round?
Residents experience all four seasons, with warm summers averaging highs in the low 80s and cold, snowy winters with lows around 15°F. The area receives nearly 40 inches of rainfall annually and enjoys sunshine about half the year. This seasonal variety is ideal for those who appreciate changing landscapes and outdoor activities year-round.

Winter
Min:
15°F
Max:
33°F

Spring
Min:
35°F
Max:
65°F

Summer
Min:
57°F
Max:
82°F

Fall
Min:
38°F
Max:
68°F
Average Rainfall Inches:
39.8 inches
Sunny Days Percentage:
51%
Neighbors
Westerlo households have a median income of nearly $72,000, and the area enjoys a low poverty rate of 7.7%. Most adults have at least a high school diploma, and a third hold a bachelor’s degree or higher. Commute times average around 33 minutes, reflecting the town's rural character and connection to nearby cities.
Median Income:
$38,500
Household Income:
$71,900
Family Income:
$85,200
Per Capita Income:
$33,600
Income Male:
$44,500
Income Female:
$39,000
Poverty Rate:
7.7%
Non English Speakers:
4.8%
Rent:
$1,150
Unemployment Rate:
4.7%
Public Transport Usage:
0.6%
Commute Time:
33.1 minutes

Education
High School or Higher:
92.4%
Bachelors or More:
32.1%
Education
How are the schools in Westerlo, NY?
Westerlo’s public schools offer small class sizes, with the local elementary and junior/senior high school serving roughly 875 students combined. The town is also just 20 miles from the University at Albany, providing higher education opportunities close to home. Families benefit from a strong educational foundation and proximity to renowned colleges.

Public Schools
Name:
Berne-Knox-Westerlo Elementary School
Street:
1738 Helderberg Trail
Phone:
518-872-2030
Students:
410
Student Teacher Ratio:
10.7
Name:
Berne-Knox-Westerlo Junior/Senior High School
Street:
1738 Helderberg Trail
Phone:
518-872-1482
Students:
465
Student Teacher Ratio:
11.4

Colleges
Name:
University at Albany, SUNY
City:
Albany
State:
NY
Distance:
20 miles
Students:
17,000
Healthcare
Westerlo residents have access to major hospitals in nearby Albany, including Albany Medical Center and St. Peter's Hospital, both offering comprehensive emergency services. The area has approximately 2.4 physicians per 1,000 people and a high rate of health insurance coverage at nearly 94%. Healthcare services are reliable and accessible for families and individuals alike.

Major Hospitals
Name:
Albany Medical Center
Address:
43 New Scotland Ave, Albany, NY 12208
Phone:
(518) 262-3125
Type:
General & Surgical
Emergency Services:
Yes
Name:
St. Peter's Hospital
Address:
315 S Manning Blvd, Albany, NY 12208
Phone:
(518) 525-1550
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
93.9%
Health Care Index:
77.2
Housing Market
What is the housing market like in Westerlo, NY?
The Westerlo housing market is stable and affordable, with a median home price of $261,000 and an owner-occupancy rate above 80%. Home values have appreciated by nearly 5% over the past year, and rental options remain available with a moderate vacancy rate. Most residents own their homes, reflecting the town’s settled and community-oriented nature.
Median Home Price:
$261,000
Average Rent For 2 Bedroom:
$1,180
Owner Occupied Rate:
83.7%
Rental Vacancy Rate:
6.0%
Home Appreciation Rate (1yr):
4.9%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Westerlo is served by the New York State Department of Motor Vehicles in nearby Albany, offering a full range of driver and vehicle services. Residents can access convenient in-person support or utilize the DMV’s online resources for common transactions.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
224 S Pearl St, Albany, NY 12202
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.