Everything You Should Know Before Moving to White Bear Lake, MN
Considering a move to White Bear Lake, MN? This lakeside suburb of the Twin Cities has a friendly population of 25,887 and a median home price of $335,000, offering affordable living with a small-town feel. Expect low violent crime (83 per 100k), short 23-minute commutes, and excellent school options, with 38% of adults holding a bachelor’s degree or higher. Enjoy four distinct seasons, plenty of sunny days, and access to great healthcare and outdoor recreation around the lake!
Demographics - White Bear Lake, MN
Demographics - White Bear Lake, MN
White Bear Lake is home to about 25,900 residents, with a median age of 43, reflecting a mature and family-oriented community. The city is predominantly White (over 90%), with a small but growing population of non-English speakers, and maintains a balanced gender ratio. This welcoming suburb offers a tight-knit feel while embracing some cultural diversity.
Population:
25,887
Density:
2,600 per sq mi
Median Age:
43.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
7.8%
Ethnic Composition
White:
91.6%
Black:
1.7%
Asian:
2.2%
Others:
4.5%
Cost Of Living
What is the average cost of living in White Bear Lake, MN?
Living in White Bear Lake comes with a modest cost of living, with a median home value of $335,000 and average rent around $1,270. The overall cost of living index is slightly above the national average, but everyday expenses like groceries and utilities remain reasonable. Residents benefit from affordable housing options and manageable state tax rates.
Median House Value:
$335,000
Gross Rent:
$1,270
Monthly Electricity Charges:
$115
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,780
House Owner Cost Without Mortgage:
$620
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
104.7
Grocery:
98.6
Housing:
106.3
Utilities:
96.5
Transportation:
101.8
Health Care:
105.2
Miscellaneous:
101.0
Crime
Is White Bear Lake, MN a safe place to live?
White Bear Lake enjoys a low crime rate, with only 83 violent crimes per 100,000 people and a property crime rate well below national averages. Residents have a low chance of experiencing violent crime, making it a safe choice for families and individuals. This strong sense of security adds to the city's appeal.
Violent Crimes Per 100k:
83
Property Crimes Per 100k:
1,430
Crime Index:
1,513
Chance Of Violent Crime:
1 in 1,205
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in White Bear Lake, MN year-round?
Residents experience all four seasons, with cold winters averaging lows around 6°F and warm summers peaking in the low 80s. The city receives about 32 inches of rain annually and enjoys sunshine 56% of the year, perfect for those who appreciate seasonal variety and outdoor activities. Spring and fall bring mild, comfortable temperatures.
Winter
Min:
6°F
Max:
25°F
Spring
Min:
35°F
Max:
61°F
Summer
Min:
60°F
Max:
83°F
Fall
Min:
38°F
Max:
62°F
Average Rainfall Inches:
31.8 inches
Sunny Days Percentage:
56%
Neighbors
White Bear Lake boasts a median household income of $77,230 and a low poverty rate of 6.9%, indicating economic stability. Most adults have completed high school, and nearly 40% hold a bachelor's degree or higher. Commute times average just under 23 minutes, contributing to a convenient suburban lifestyle.
Median Income:
$42,700
Household Income:
$77,230
Family Income:
$98,600
Per Capita Income:
$41,250
Income Male:
$52,400
Income Female:
$44,100
Poverty Rate:
6.9%
Non English Speakers:
7.8%
Rent:
$1,270
Unemployment Rate:
2.7%
Public Transport Usage:
1.1%
Commute Time:
22.8 minutes
Education
High School or Higher:
95.5%
Bachelors or More:
38.2%
Education
How are the schools in White Bear Lake, MN?
White Bear Lake offers strong educational opportunities, with public schools like White Bear Lake Area High serving large student populations and favorable student-teacher ratios. Several private schools and easy access to local colleges such as Century College make higher education convenient. The city’s commitment to education is reflected in its high graduation rates and college attainment.
Public Schools
Name:
White Bear Lake Area High School
Street:
3551 McKnight Rd N
Phone:
651-653-2920
Students:
2,400
Student Teacher Ratio:
19.2
Name:
Lakeaires Elementary School
Street:
3963 Van Dyke St
Phone:
651-653-2808
Students:
360
Student Teacher Ratio:
15.4
Private Schools
Name:
St. Mary of the Lake School
Street:
4690 Bald Eagle Ave
Phone:
651-429-7771
Students:
210
Colleges
Name:
Century College
City:
White Bear Lake
State:
MN
Distance:
3 miles
Students:
10,000
Name:
Bethel University
City:
Arden Hills
State:
MN
Distance:
9 miles
Students:
3,800
Healthcare
Access to quality healthcare is strong, with nearly 95% of residents insured and major hospitals like M Health Fairview St. John's Hospital located nearby. The city offers a good supply of physicians and a solid healthcare index, ensuring residents have reliable care close to home. Emergency services and specialized treatment are readily available.
Major Hospitals
Name:
M Health Fairview St. John's Hospital
Address:
1575 Beam Ave, Maplewood, MN 55109
Phone:
(651) 232-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Regions Hospital
Address:
640 Jackson St, St Paul, MN 55101
Phone:
(651) 254-3456
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
94.8%
Health Care Index:
77.1
Housing Market
What is the housing market like in White Bear Lake, MN?
The local housing market is robust, with a median home price of $335,000 and high owner occupancy at nearly 75%. Rental options are available, with average two-bedroom rents at $1,270 and a healthy vacancy rate. Home values have appreciated by 4.5% over the past year, reflecting steady demand.
Median Home Price:
$335,000
Average Rent For 2 Bedroom:
$1,270
Owner Occupied Rate:
74.8%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
4.5%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
Minnesota Driver and Vehicle Services provides DMV services for White Bear Lake at a convenient St. Paul location, reachable by phone or online. Residents can access driver's licensing, vehicle registration, and other essential services nearby. The department ensures smooth processing for new and current residents alike.
State:
Minnesota
Department:
Minnesota Driver and Vehicle Services
Address:
445 Minnesota St, St Paul, MN 55101
Phone:
651-297-2126
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.