Minnesota / County

Moving to White Bear Lake, MN

Thinking of making a move to White Bear Lake, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to White Bear Lake, MN

Considering a move to White Bear Lake, MN? This welcoming community of 24,500 residents offers a blend of suburban charm and convenience, with median home prices around $365,000 and average rents near $1,450. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (52% annually), ideal for families and commuters alike. Explore White Bear Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - White Bear Lake, MN

White Bear Lake has a population of 24,500 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 82% White, 6% Black, and 6% Asian residents, and over 10% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
24,500
Density
3,100 per sq mi
Median Age
39.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
9.8%

Ethnic Composition

White
82.0%
Black
5.8%
Asian
6.2%
Others
6.0%

Cost Of Living

What is the average cost of living in White Bear Lake, MN?

The cost of living in White Bear Lake is higher than the national average, with a cost of living index of 112.4. Median home values are around $365,000 and average rents for a two-bedroom apartment are approximately $1,450. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$365,000
Gross Rent
$1,450
Monthly Electricity Charges
$125
Auto Insurance
$1,650
House Owner Cost With Mortgage
$2,150
House Owner Cost Without Mortgage
$730
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
112.4
Grocery
104.8
Housing
118.6
Utilities
100.7
Transportation
102.3
Health Care
103.5
Miscellaneous
101.6

Crime

Is White Bear Lake, MN a safe place to live?

White Bear Lake is considered a safe community, with a low violent crime rate of 145 incidents per 100,000 residents and a property crime chance of 1 in 66. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
145
Property Crimes Per 100k
1,520
Crime Index
1,665
Chance Of Violent Crime
1 in 690
Chance Of Property Crime
1 in 66

Weather

What is the weather like in White Bear Lake, MN year-round?

White Bear Lake experiences four distinct seasons, with warm summers reaching highs of 82°F and cold winters dipping to 7°F. The area receives about 31 inches of rainfall annually and enjoys sunshine on 52% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
7°F
Max
24°F

Summer

Min
63°F
Max
82°F

Spring

Min
38°F
Max
64°F

Fall

Min
41°F
Max
64°F
Average Rainfall Inches
30.5 inches
Sunny Days Percentage
52%

Neighbors

The neighborhood boasts a healthy median household income of $88,500 and a low poverty rate of 6.8%. Over 95% of residents have at least a high school diploma, and nearly 49% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 8% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$42,500
Household Income
$88,500
Family Income
$104,000
Per Capita Income
$46,200
Income Male
$57,000
Income Female
$45,500
Poverty Rate
6.8%
Non English Speakers
8.9%
Rent
$1,450
Unemployment Rate
3.7%
Public Transport Usage
7.6%
Commute Time
24.8 minutes

Education

High School or Higher
95.2%
Bachelors or More
48.6%

Education

How are the schools in White Bear Lake, MN?

White Bear Lake offers quality education options, with public schools like White Bear Lake Area High School and White Bear Lake Area Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Century College and Bethel University. The community is committed to educational excellence for all age groups.

Public Schools

Name
White Bear Lake Area High School
Street
5045 Division Ave
Phone
651-653-2800
Students
2,100
Student Teacher Ratio
17.1
Name
White Bear Lake Area Middle School
Street
4855 Bloom Ave
Phone
651-653-2800
Students
1,050
Student Teacher Ratio
16.4

Private Schools

Name
St. Mary of the Lake School
Street
4690 Bald Eagle Ave
Phone
651-429-7761
Students
240

Colleges

Name
Century College
City
White Bear Lake
State
MN
Distance
4 miles
Students
10,000
Name
Bethel University
City
Arden Hills
State
MN
Distance
8 miles
Students
5,000

Healthcare

White Bear Lake residents have access to quality healthcare, with major hospitals like Lakeview Hospital and M Health Fairview St. John's Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.5 per 1,000 people and 94.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Lakeview Hospital
Address
927 W. Churchill St, Stillwater, MN 55082
Phone
(651) 430-3328
Type
General & Surgical
Emergency Services
Yes
Name
M Health Fairview St. John's Hospital
Address
1575 Beam Ave, Maplewood, MN 55109
Phone
(651) 232-2000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.5
Health Insurance Coverage
94.1%
Health Care Index
76.8

Housing Market

What is the housing market like in White Bear Lake, MN?

The local housing market is strong, with a median home price of $365,000 and an owner-occupied rate of nearly 72%. The market has seen a 4.6% appreciation over the past year, and rental vacancy rates remain moderate at 4.8%. White Bear Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$365,000
Average Rent For 2 Bedroom
$1,450
Owner Occupied Rate
72.4%
Rental Vacancy Rate
4.8%
Home Appreciation Rate (1yr)
4.6%
New Construction Rate
1.4%
Foreclosure Rate
0.4%

DMV Information

Residents of White Bear Lake handle vehicle services through the Minnesota Driver and Vehicle Services, conveniently located in St. Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Driver and Vehicle Services
Address
445 Minnesota St, St. Paul, MN 55101
Phone
(651) 297-2126

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to White Bear Lake, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to White Bear Lake, review the core fields on this page: population 24,500, median home value $365,000, average rent for 2 bedroom $1,450, commute time 24.8 minutes, and sunny days percentage 52%.

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