Everything You Should Know Before Moving to White Bear Township, MN
Thinking of moving to White Bear Township, MN? With a friendly population of around 11,000, this lakeside community offers affordable living, a median home price of $340,000, and low crime rates—just 75 violent crimes per 100K residents. Enjoy short 25-minute average commutes, highly rated public schools, and four beautiful seasons with 56% sunny days. White Bear Township is perfect for those seeking a peaceful lifestyle with strong schools and easy access to the Twin Cities.
Demographics - White Bear Township, MN
Demographics - White Bear Township, MN
White Bear Township is home to about 11,000 residents, with a median age of 46.1, reflecting a mature and established community. The population is predominantly White, with smaller Asian and Black communities, and about 7.5% of residents speak a language other than English at home. The gender ratio is nearly balanced, and the area offers a suburban feel with a moderate population density.
Population:
11,049
Density:
1,340 per sq mi
Median Age:
46.1
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
7.5%

Ethnic Composition
White:
92.5%
Black:
1.4%
Asian:
2.6%
Others:
3.5%
Cost Of Living
What is the average cost of living in White Bear Township, MN?
The cost of living in White Bear Township is slightly above the national average, with a cost of living index of 110.2. Homeowners can expect a median house value of $340,000 and average rents around $1,350, while utilities and groceries remain reasonably priced for the region. State income tax rates range from 5.35% to 9.85%, making budgeting important for new residents.
Median House Value:
$340,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$120
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$1,950
House Owner Cost Without Mortgage:
$670
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
110.2
Grocery:
104.5
Housing:
115.8
Utilities:
103.6
Transportation:
108.0
Health Care:
101.7
Miscellaneous:
106.3
Crime
Is White Bear Township, MN a safe place to live?
White Bear Township boasts low crime rates, with only 75 violent crimes per 100,000 residents and a 1 in 1,330 chance of being a victim of violent crime. Property crime is also relatively uncommon, making the community a safe choice for families and individuals alike. The overall crime index is much lower than many urban areas in Minnesota.
Violent Crimes Per 100k:
75
Property Crimes Per 100k:
1,050
Crime Index:
1,125
Chance Of Violent Crime:
1 in 1,330
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in White Bear Township, MN year-round?
Residents experience all four seasons, with cold winters (lows around 7°F) and warm summers reaching highs of 82°F. The township receives about 31 inches of annual rainfall and enjoys sunshine 56% of the year, providing a classic Minnesota climate with plenty of opportunities for outdoor activities. Spring and fall offer mild transitions, making the area appealing to those who appreciate seasonal variety.

Winter
Min:
7°F
Max:
26°F

Spring
Min:
34°F
Max:
62°F

Summer
Min:
59°F
Max:
82°F

Fall
Min:
36°F
Max:
62°F
Average Rainfall Inches:
31 inches
Sunny Days Percentage:
56%
Neighbors
White Bear Township features a well-educated and prosperous population, with a median household income of $93,750 and a low poverty rate of 4.6%. Most residents enjoy short commutes averaging 25 minutes, and 97.5% have at least a high school diploma. The community is primarily made up of families and professionals, contributing to a friendly and stable atmosphere.
Median Income:
$47,500
Household Income:
$93,750
Family Income:
$104,000
Per Capita Income:
$44,300
Income Male:
$54,900
Income Female:
$44,700
Poverty Rate:
4.6%
Non English Speakers:
7.5%
Rent:
$1,350
Unemployment Rate:
3.2%
Public Transport Usage:
1.8%
Commute Time:
25.1 minutes

Education
High School or Higher:
97.5%
Bachelors or More:
40.2%
Education
How are the schools in White Bear Township, MN?
White Bear Township is served by highly regarded public schools such as Otter Lake Elementary and White Bear Lake Area High School, both offering favorable student-teacher ratios. Families also have access to private education at Frassati Catholic Academy and higher education at nearby Century College. The strong educational resources make the township attractive for families prioritizing learning opportunities.

Public Schools
Name:
Otter Lake Elementary School
Street:
1401 County Road H2, White Bear Lake, MN 55110
Phone:
651-653-2843
Students:
650
Student Teacher Ratio:
15:1
Name:
White Bear Lake Area High School
Street:
3551 McKnight Rd N, White Bear Lake, MN 55110
Phone:
651-653-2920
Students:
2,500
Student Teacher Ratio:
18:1

Private Schools
Name:
Frassati Catholic Academy
Street:
4690 Bald Eagle Ave, White Bear Lake, MN 55110
Phone:
651-429-7771
Students:
320

Colleges
Name:
Century College
City:
White Bear Lake
State:
MN
Distance:
3 miles
Students:
8,100
Name:
Metropolitan State University
City:
St. Paul
State:
MN
Distance:
14 miles
Students:
10,300
Healthcare
Residents benefit from access to nearby hospitals like St. John's Hospital and M Health Fairview Lakes Medical Center, offering comprehensive emergency and surgical care. With 2.4 physicians per 1,000 people and a high health insurance coverage rate of 95.6%, healthcare services in and around the township are accessible and reliable. The area is well-served for both routine and specialized medical needs.

Major Hospitals
Name:
St. John's Hospital
Address:
1575 Beam Ave, Maplewood, MN 55109
Phone:
(651) 232-7000
Type:
General & Surgical
Emergency Services:
Yes
Name:
M Health Fairview Lakes Medical Center
Address:
5200 Fairview Blvd, Wyoming, MN 55092
Phone:
(651) 982-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
95.6%
Health Care Index:
72.8
Housing Market
What is the housing market like in White Bear Township, MN?
The housing market in White Bear Township is strong, with a median home price of $340,000 and an impressive owner-occupied rate of 91.6%. Home values have appreciated by 5.2% over the past year, and rental vacancies are low, indicating steady demand. The area offers stable investment opportunities for both buyers and renters.
Median Home Price:
$340,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
91.6%
Rental Vacancy Rate:
4.1%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
1.3%
Foreclosure Rate:
0.3%
DMV Information
Driver and vehicle services for White Bear Township residents are managed by the Minnesota Department of Public Safety, located in nearby St. Paul. The department provides comprehensive licensing, registration, and title services, and helpful information is available on their official website. Residents can expect efficient access to all DMV-related needs within a short drive.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota St, Suite 190, St. Paul, MN 55101
Phone:
651-297-2126
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.