Everything You Should Know Before Moving to White Cloud, MI
Thinking of moving to White Cloud, MI? With a close-knit population of 1,355, this affordable city features median home prices around $118,000 and average rents at $760. Residents enjoy a manageable commute time of 23 minutes, four seasons with snowy winters, and a peaceful rural setting. While the cost of living is well below the national average, local schools serve the community and major hospitals are nearby. Explore White Cloud for small-town charm and budget-friendly living.
Demographics - White Cloud, MI
Demographics - White Cloud, MI
White Cloud is a small, close-knit community of 1,355 residents, with a median age of nearly 40 and a balanced gender ratio. The city is predominantly White, with over 90% of the population, and a small but present diversity. Most residents speak English, creating a familiar and welcoming environment for newcomers.
Population:
1,355
Density:
612 per sq mi
Median Age:
39.8
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
4.2%
Ethnic Composition
White:
91.0%
Black:
1.5%
Asian:
0.5%
Others:
7.0%
Cost Of Living
What is the average cost of living in White Cloud, MI?
Living in White Cloud is budget-friendly, with a median home value of $118,000 and an average rent of $760, making it affordable for both homeowners and renters. The overall cost of living index is 82.1, significantly lower than the national average, and everyday expenses like groceries and utilities are also attractively priced. State taxes are steady at 4.25%, further helping residents manage their budgets.
Median House Value:
$118,000
Gross Rent:
$760
Monthly Electricity Charges:
$110
Auto Insurance:
$1,240
House Owner Cost With Mortgage:
$970
House Owner Cost Without Mortgage:
$390
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
82.1
Grocery:
92.5
Housing:
58.7
Utilities:
96.3
Transportation:
85.0
Health Care:
89.2
Miscellaneous:
84.0
Crime
Is White Cloud, MI a safe place to live?
White Cloud offers a relatively safe environment, with a low violent crime rate of 180 incidents per 100,000 people and a 1 in 555 chance of experiencing a violent crime. Property crime is more common, with a rate of 1,740 per 100,000, but overall crime remains manageable for a small town. These figures suggest a community where residents generally feel secure.
Violent Crimes Per 100k:
180
Property Crimes Per 100k:
1,740
Crime Index:
1,920
Chance Of Violent Crime:
1 in 555
Chance Of Property Crime:
1 in 57
Weather
What is the weather like in White Cloud, MI year-round?
Residents of White Cloud experience all four seasons, with cold, snowy winters where temperatures can dip to 13°F and mild summers reaching up to 81°F. The area receives around 34 inches of annual rainfall and enjoys sunny weather about half the year. This climate supports a variety of outdoor activities throughout the seasons.
Winter
Min:
13°F
Max:
31°F
Spring
Min:
34°F
Max:
61°F
Summer
Min:
56°F
Max:
81°F
Fall
Min:
36°F
Max:
61°F
Average Rainfall Inches:
34.4 inches
Sunny Days Percentage:
49%
Neighbors
White Cloud’s neighbors typically have a median household income of $37,200, reflecting the area’s modest, working-class character. The community has a poverty rate around 23% and an unemployment rate of 6.2%, with most residents commuting about 23 minutes to work. Educational attainment is solid, with over 83% having at least a high school diploma.
Median Income:
$25,100
Household Income:
$37,200
Family Income:
$44,000
Per Capita Income:
$18,900
Income Male:
$29,000
Income Female:
$22,000
Poverty Rate:
22.7%
Non English Speakers:
4.2%
Rent:
$760
Unemployment Rate:
6.2%
Public Transport Usage:
0.2%
Commute Time:
23.4 minutes
Education
High School or Higher:
83.1%
Bachelors or More:
10.2%
Education
How are the schools in White Cloud, MI?
White Cloud provides quality education through local public schools, including White Cloud Junior/Senior High and White Cloud Elementary, both with student-teacher ratios around 16–19. While there are no private schools in town, higher education is accessible with Muskegon Community College and Ferris State University located within a 40-mile drive. This makes it easy for families to access a range of educational opportunities close to home.
Public Schools
Name:
White Cloud Junior/Senior High School
Street:
555 Wilcox Ave
Phone:
231-689-3311
Students:
366
Student Teacher Ratio:
19.1
Name:
White Cloud Elementary School
Street:
585 E Pine Hill Ave
Phone:
231-689-3381
Students:
384
Student Teacher Ratio:
16.0
Colleges
Name:
Muskegon Community College
City:
Muskegon
State:
MI
Distance:
37 miles
Students:
4,200
Name:
Ferris State University
City:
Big Rapids
State:
MI
Distance:
32 miles
Students:
10,361
Healthcare
Healthcare in White Cloud is accessible, with Spectrum Health Gerber Memorial located nearby and 1.5 physicians per 1,000 residents. About 89% of residents have health insurance, ensuring most people have coverage for their medical needs. The area’s healthcare index of 67.3 indicates satisfactory services for a small town.
Major Hospitals
Name:
Spectrum Health Gerber Memorial
Address:
212 S Sullivan Ave, Fremont, MI 49412
Phone:
(231) 924-3300
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
89.1%
Health Care Index:
67.3
Housing Market
What is the housing market like in White Cloud, MI?
White Cloud’s housing market is affordable, with a median home price of $118,000 and about 63% of homes owner-occupied. The rental market is stable, with a 7.5% vacancy rate and average rents at $760 for a two-bedroom unit. Home values have appreciated modestly over the past year, offering opportunities for both buyers and investors.
Median Home Price:
$118,000
Average Rent For 2 Bedroom:
$760
Owner Occupied Rate:
62.8%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
White Cloud residents are served by the Michigan Secretary of State office located at 1765 Wells St. The local branch offers convenient access to driver's licensing, vehicle registration, and other essential DMV services. For more information or to schedule appointments, residents can visit the Michigan Secretary of State website.
State:
Michigan
Department:
Michigan Secretary of State
Address:
1765 Wells St, White Cloud, MI 49349
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.