Everything You Should Know Before Moving to White Oak, OH
Considering a move to White Oak, OH? This close-knit suburb of Cincinnati has a population of about 19,200 and offers affordable living, with median home prices around $187,000 and average rents near $1,060. Residents enjoy low crime rates, short commute times of about 25 minutes, and solid public schools. The area boasts a friendly community, 54% sunny days each year, and convenient access to major hospitals and higher education options, making White Oak a practical and welcoming choice for families and professionals alike.
Demographics - White Oak, OH
Demographics - White Oak, OH
White Oak, Ohio, is home to approximately 19,200 residents, with a median age of just over 41, reflecting a mature and stable community. The population is predominantly White at nearly 85%, with smaller representations from Black, Asian, and other groups, and about 6% of residents speak a language other than English at home. With a balanced gender ratio and moderate population density, White Oak offers the feel of a close-knit suburb.
Population:
19,200
Density:
3,200 per sq mi
Median Age:
41.2
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
6.4%

Ethnic Composition
White:
84.7%
Black:
7.2%
Asian:
2.1%
Others:
6.0%
Cost Of Living
What is the average cost of living in White Oak, OH?
White Oak boasts a cost of living index of 87.5, making it more affordable than many U.S. cities. Median home values are around $187,000 and average rents for a two-bedroom are just over $1,000, while utilities and groceries remain reasonably priced. The area’s low state taxes and moderate expenses make it attractive for both homeowners and renters.
Median House Value:
$187,000
Gross Rent:
$1,060
Monthly Electricity Charges:
$120
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,340
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
0.5%
|
High:
4.8%
Cost Of Living Index:
87.5
Grocery:
96.2
Housing:
72.3
Utilities:
101.6
Transportation:
96.7
Health Care:
93.4
Miscellaneous:
92.0
Crime
Is White Oak, OH a safe place to live?
White Oak experiences low crime rates, with violent crime at 185 incidents per 100,000 residents and property crime at 1,480 per 100,000, keeping the risk below national averages. Residents have a 1 in 540 chance of experiencing violent crime, contributing to the community’s safe and welcoming atmosphere. This makes White Oak a reassuring choice for families and individuals seeking peace of mind.
Violent Crimes Per 100k:
185
Property Crimes Per 100k:
1,480
Crime Index:
1,665
Chance Of Violent Crime:
1 in 540
Chance Of Property Crime:
1 in 68
Weather
What is the weather like in White Oak, OH year-round?
Residents of White Oak enjoy four distinct seasons, with winter lows near 23°F and summer highs reaching 86°F. The city receives about 42.5 inches of rainfall annually and sees sunshine 54% of the year, providing a balanced climate for outdoor activities. Seasonal changes offer both snowy winters and warm, comfortable summers.

Winter
Min:
23°F
Max:
39°F

Spring
Min:
44°F
Max:
67°F

Summer
Min:
66°F
Max:
86°F

Fall
Min:
47°F
Max:
69°F
Average Rainfall Inches:
42.5 inches
Sunny Days Percentage:
54%
Neighbors
The median household income in White Oak is $76,200, with a low poverty rate of 7.9% and a moderate unemployment rate of 4.2%. Most residents commute about 25 minutes to work and over 93% have at least a high school diploma, reflecting a well-educated, stable, and prosperous community. The neighborhood features a mix of families and professionals, contributing to its welcoming suburban character.
Median Income:
$34,800
Household Income:
$76,200
Family Income:
$89,300
Per Capita Income:
$37,400
Income Male:
$48,100
Income Female:
$38,900
Poverty Rate:
7.9%
Non English Speakers:
6.4%
Rent:
$1,060
Unemployment Rate:
4.2%
Public Transport Usage:
2.3%
Commute Time:
24.8 minutes

Education
High School or Higher:
93.8%
Bachelors or More:
29.1%
Education
How are the schools in White Oak, OH?
White Oak offers access to reputable public and private schools, including White Oak Middle School and St. James School, both known for their strong student-teacher ratios and community involvement. Higher education is close at hand with the University of Cincinnati just seven miles away, making advanced learning options easily accessible. The community’s emphasis on education supports families and lifelong learners alike.

Public Schools
Name:
White Oak Middle School
Street:
3130 Jessup Rd
Phone:
513-741-4300
Students:
620
Student Teacher Ratio:
16.5
Name:
Monfort Heights Elementary School
Street:
3711 W Fork Rd
Phone:
513-923-3640
Students:
410
Student Teacher Ratio:
18.2

Private Schools
Name:
St. James School
Street:
6111 Cheviot Rd
Phone:
513-741-5333
Students:
660

Colleges
Name:
University of Cincinnati
City:
Cincinnati
State:
OH
Distance:
7 miles
Students:
46,700
Healthcare
White Oak residents have convenient access to major hospitals like Mercy Health – West Hospital, and a high rate of health insurance coverage at 92.5%. With 2.4 physicians per 1,000 people and a strong healthcare index of 78.6, the area ensures quality medical care and emergency services are readily available. This makes the city a reliable choice for families and seniors alike.

Major Hospitals
Name:
Mercy Health – West Hospital
Address:
3300 Mercy Health Blvd, Cincinnati, OH 45211
Phone:
(513) 215-5000
Type:
General & Surgical
Emergency Services:
Yes
Name:
The Jewish Hospital – Mercy Health
Address:
4777 E Galbraith Rd, Cincinnati, OH 45236
Phone:
(513) 686-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
92.5%
Health Care Index:
78.6
Housing Market
What is the housing market like in White Oak, OH?
The housing market in White Oak remains accessible, with a median home price of $187,000 and a high owner-occupancy rate of over 70%. Home values have appreciated by 4.2% in the past year, and the rental vacancy rate is a manageable 6.1%. The steady home appreciation and low foreclosure rate indicate a healthy, stable market for both buyers and renters.
Median Home Price:
$187,000
Average Rent For 2 Bedroom:
$1,060
Owner Occupied Rate:
71.5%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
1.5%
Foreclosure Rate:
0.6%
DMV Information
White Oak falls under the Ohio Bureau of Motor Vehicles, with the main office located in Columbus and a user-friendly website for drivers' services. Residents can conveniently handle vehicle registration, licensing, and other DMV needs through the state’s centralized system. The DMV provides accessible support and resources for new and current drivers.
State:
Ohio
Department:
Ohio Bureau of Motor Vehicles
Address:
1970 West Broad Street, Columbus, OH 43223
Phone:
1-844-644-6268
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.