Everything You Should Know Before Moving to Whitley City, KY
Thinking about moving to Whitley City, KY? With a small-town population of 1,170, Whitley City offers affordable living—median home prices are just $73,000 and average rents around $620. The area has a low cost of living, a friendly rural atmosphere, and easy commutes averaging 21 minutes. Crime rates are moderate for the region, and while education attainment is below national averages, local schools serve the community well. Enjoy a mild climate and scenic surroundings while benefiting from access to nearby healthcare and colleges.
Demographics - Whitley City, KY
Demographics - Whitley City, KY
Whitley City is home to about 1,170 residents, with a population density of 550 people per square mile and a median age of 38.8 years. The community is predominantly White, and the gender ratio is nearly balanced, offering a quiet, close-knit atmosphere.
Population:
1,170
Density:
550 per sq mi
Median Age:
38.8
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
2.0%

Ethnic Composition
White:
97.2%
Black:
0.4%
Asian:
0.2%
Others:
2.2%
Cost Of Living
What is the average cost of living in Whitley City, KY?
Living in Whitley City is budget-friendly, with a median home value of $73,000 and average rents at $620. The overall cost of living index is well below the national average, making it an attractive option for those seeking affordability.
Median House Value:
$73,000
Gross Rent:
$620
Monthly Electricity Charges:
$125
Auto Insurance:
$1,250
House Owner Cost With Mortgage:
$820
House Owner Cost Without Mortgage:
$310
State Taxes:
Low:
2%
|
High:
5%
Cost Of Living Index:
74.0
Grocery:
90.5
Housing:
45.2
Utilities:
95.0
Transportation:
82.0
Health Care:
84.5
Miscellaneous:
80.2
Crime
Is Whitley City, KY a safe place to live?
Crime rates in Whitley City are moderate for the region, with a 1 in 444 chance of experiencing violent crime and a 1 in 55 chance of property crime. Residents should remain aware but will find crime levels typical for a small Kentucky town.
Violent Crimes Per 100k:
225
Property Crimes Per 100k:
1,810
Crime Index:
2,035
Chance Of Violent Crime:
1 in 444
Chance Of Property Crime:
1 in 55
Weather
What is the weather like in Whitley City, KY year-round?
The city experiences four distinct seasons with mild winters averaging lows of 26°F and warm summers reaching up to 88°F. With 58% sunny days and nearly 52 inches of annual rainfall, Whitley City offers a pleasant climate for outdoor activities.

Winter
Min:
26°F
Max:
44°F

Spring
Min:
44°F
Max:
72°F

Summer
Min:
65°F
Max:
88°F

Fall
Min:
48°F
Max:
74°F
Average Rainfall Inches:
51.7 inches
Sunny Days Percentage:
58%
Neighbors
Household incomes in Whitley City are modest, with a median income of $17,000 and a high poverty rate of 47.5%. The community has a strong local identity, low public transport usage, and most commutes last about 21 minutes.
Median Income:
$17,000
Household Income:
$23,600
Family Income:
$29,800
Per Capita Income:
$13,800
Income Male:
$26,000
Income Female:
$18,000
Poverty Rate:
47.5%
Non English Speakers:
2.0%
Rent:
$620
Unemployment Rate:
7.5%
Public Transport Usage:
0.7%
Commute Time:
21.3 minutes

Education
High School or Higher:
68.4%
Bachelors or More:
8.2%
Education
How are the schools in Whitley City, KY?
Whitley City is served by public schools with favorable student-teacher ratios, and higher education opportunities are available within a short drive at Somerset Community College and the University of the Cumberlands. While educational attainment is below national averages, local schools are active in supporting the community.

Public Schools
Name:
McCreary Central High School
Street:
400 Raider Way
Phone:
606-376-7075
Students:
700
Student Teacher Ratio:
16.0
Name:
Whitley City Elementary School
Street:
600 Williamsburg St
Phone:
606-376-8736
Students:
420
Student Teacher Ratio:
15.3

Colleges
Name:
Somerset Community College
City:
Somerset
State:
KY
Distance:
35 miles
Students:
6,000
Name:
University of the Cumberlands
City:
Williamsburg
State:
KY
Distance:
20 miles
Students:
19,000
Healthcare
Residents have access to local healthcare at the McCreary County Health Department and emergency services at Lake Cumberland Regional Hospital nearby. About 87.5% of locals have health insurance, and there are 1.1 physicians per 1,000 people, ensuring basic medical needs are met.

Major Hospitals
Name:
McCreary County Health Department
Address:
119 Medical Ln, Whitley City, KY 42653
Phone:
(606) 376-2412
Type:
Community Health Center
Emergency Services:
No
Name:
Lake Cumberland Regional Hospital
Address:
305 Langdon St, Somerset, KY 42503
Phone:
(606) 679-7441
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
87.5%
Health Care Index:
67.2
Housing Market
What is the housing market like in Whitley City, KY?
Whitley City offers affordable housing, with a median home price of $73,000 and average rent for a two-bedroom at $620. Most homes are owner-occupied, and the market has a low foreclosure rate and steady appreciation.
Median Home Price:
$73,000
Average Rent For 2 Bedroom:
$620
Owner Occupied Rate:
57.3%
Rental Vacancy Rate:
10.6%
Home Appreciation Rate (1yr):
3.7%
New Construction Rate:
0.5%
Foreclosure Rate:
0.9%
DMV Information
Local DMV services are provided by the Kentucky Transportation Cabinet in nearby Williamsburg, offering convenient access for licensing and vehicle needs. Residents can visit the office or use online services for routine tasks.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
1055 Hwy 92 W, Ste 2, Williamsburg, KY 40769
Phone:
(606) 549-6002
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.