Everything You Should Know Before Moving to Windfall, IN
Considering a move to Windfall, IN? This small, friendly town of 695 residents boasts a very affordable median home price of $122,000 and low average rents. Crime rates are well below national averages, and with a typical commute of 25 minutes, work and leisure are within easy reach. The community enjoys a classic Midwest climate with over half the days sunny, plus access to local schools and nearby healthcare facilities. Windfall offers quiet living and great value—perfect for those seeking a welcoming, budget-friendly lifestyle.
Demographics - Windfall, IN
Demographics - Windfall, IN
Windfall, Indiana is a close-knit community of about 695 people, with a median age of 37.6 and a population density reflecting its small-town atmosphere. The vast majority of residents are White, and less than 3% speak a language other than English at home, creating a predominantly English-speaking environment. The gender balance is nearly even, making Windfall a welcoming place for individuals and families alike.
Population:
695
Density:
1,440 per sq mi
Median Age:
37.6
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.8%

Ethnic Composition
White:
95.6%
Black:
0.2%
Asian:
0.1%
Others:
4.1%
Cost Of Living
What is the average cost of living in Windfall, IN?
Windfall offers a notably low cost of living, with a median home value of $122,000 and average rents around $830 monthly. Utilities and essentials are affordable, and the city’s cost of living index sits well below the national average, making it an attractive option for budget-conscious movers. Indiana’s flat state income tax rate of 3.23% further supports affordable living.
Median House Value:
$122,000
Gross Rent:
$830
Monthly Electricity Charges:
$115
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,020
House Owner Cost Without Mortgage:
$415
State Taxes:
Low:
3.23%
|
High:
3.23%
Cost Of Living Index:
82.0
Grocery:
92.7
Housing:
65.3
Utilities:
99.4
Transportation:
87.6
Health Care:
93.2
Miscellaneous:
84.1
Crime
Is Windfall, IN a safe place to live?
Windfall enjoys low crime rates, with just 71 violent crimes and 1,120 property crimes per 100,000 residents, making it a safe choice for families and retirees. The chance of experiencing violent crime is very rare at about 1 in 1,400. Residents benefit from a secure, peaceful environment typical of small Midwestern towns.
Violent Crimes Per 100k:
71
Property Crimes Per 100k:
1,120
Crime Index:
1,191
Chance Of Violent Crime:
1 in 1,408
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Windfall, IN year-round?
Residents of Windfall experience all four seasons, with cold winters averaging lows of 17°F and warm summers reaching up to 84°F. The area receives about 40 inches of annual rainfall and enjoys sunshine 56% of the year. This classic Midwest climate is ideal for those who appreciate seasonal change.

Winter
Min:
17°F
Max:
35°F

Spring
Min:
39°F
Max:
65°F

Summer
Min:
62°F
Max:
84°F

Fall
Min:
42°F
Max:
68°F
Average Rainfall Inches:
40.2 inches
Sunny Days Percentage:
56%
Neighbors
Windfall’s residents have a median household income of $54,100 and a family income of $68,200, with just over 13% living below the poverty line. Most people commute about 25 minutes to work, and public transportation use is minimal, reflecting the town’s rural character. The community is well-educated, with nearly 88% holding a high school diploma or higher.
Median Income:
$28,500
Household Income:
$54,100
Family Income:
$68,200
Per Capita Income:
$24,500
Income Male:
$35,900
Income Female:
$30,200
Poverty Rate:
13.5%
Non English Speakers:
2.8%
Rent:
$830
Unemployment Rate:
4.1%
Public Transport Usage:
0.2%
Commute Time:
24.6 minutes

Education
High School or Higher:
87.9%
Bachelors or More:
15.2%
Education
How are the schools in Windfall, IN?
Windfall is served by local public schools such as Tri-Central Elementary and Tri-Central Middle/High School, offering small class sizes and a supportive learning environment. Higher education options are accessible nearby, with Indiana University Kokomo just 15 miles away. The area emphasizes quality education, making it suitable for families with children.

Public Schools
Name:
Tri-Central Elementary School
Street:
2115 W 500 N
Phone:
765-963-5885
Students:
420
Student Teacher Ratio:
16.5
Name:
Tri-Central Middle/High School
Street:
2115 W 500 N
Phone:
765-963-2560
Students:
430
Student Teacher Ratio:
14.9

Colleges
Name:
Indiana University Kokomo
City:
Kokomo
State:
IN
Distance:
15 miles
Students:
3,200
Healthcare
Windfall residents have convenient access to major hospitals like Ascension St. Vincent Kokomo and Community Howard Regional Health, both located nearby in Kokomo. With 91% of locals having health insurance and 1.4 physicians per 1,000 residents, healthcare services are accessible and comprehensive. Emergency care and general surgical services are readily available within a short drive.

Major Hospitals
Name:
Ascension St. Vincent Kokomo
Address:
1907 W. Sycamore St, Kokomo, IN 46901
Phone:
(765) 456-5433
Type:
General & Surgical
Emergency Services:
Yes
Name:
Community Howard Regional Health
Address:
3500 S Lafountain St, Kokomo, IN 46902
Phone:
(765) 453-0702
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.4
Health Insurance Coverage:
91.3%
Health Care Index:
66.8
Housing Market
What is the housing market like in Windfall, IN?
The housing market in Windfall is highly affordable, with a median home price of $122,000 and an average two-bedroom rent of $830. Homeownership is prevalent, with over 77% of residents owning their homes, and the market has seen moderate appreciation in the past year. Rental vacancies are relatively low, making it a stable place to buy or rent.
Median Home Price:
$122,000
Average Rent For 2 Bedroom:
$830
Owner Occupied Rate:
77.1%
Rental Vacancy Rate:
7.4%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
0.5%
Foreclosure Rate:
0.6%
DMV Information
Windfall residents are served by the Indiana Bureau of Motor Vehicles, headquartered in Indianapolis, with comprehensive DMV services accessible online or by phone. The state’s DMV offers resources for licensing, vehicle registration, and more. Residents can easily manage their transportation needs through the Indiana BMV website.
State:
Indiana
Department:
Indiana Bureau of Motor Vehicles
Address:
100 North Senate Avenue, Indianapolis, IN 46204
Phone:
1-888-692-6841
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.