Everything You Should Know Before Moving to Windley Key, FL
Thinking of moving to Windley Key, FL? This small, scenic island community has about 400 residents and offers a relaxed Keys lifestyle with warm weather year-round and 72% sunny days. Expect higher home prices, with a median of $850,000 and average rent around $2,400, but enjoy low crime rates and short 20-minute commutes. While schools are highly rated and healthcare is accessible nearby, the cost of living is higher than average—ideal for those seeking a tranquil, waterfront Florida experience.
Demographics - Windley Key, FL
Demographics - Windley Key, FL
Windley Key is a small island community with a population of around 400 and a median age of 54, reflecting a mature and close-knit environment. The area is predominantly White, with about 12% of residents speaking a language other than English at home, offering a touch of cultural diversity.
Population:
400
Density:
340 per sq mi
Median Age:
54.2
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
12.0%
Ethnic Composition
White:
87.5%
Black:
3.2%
Asian:
1.0%
Others:
8.3%
Cost Of Living
What is the average cost of living in Windley Key, FL?
Living in Windley Key comes with a higher price tag, as indicated by its cost of living index of 147 and a median home value of $850,000. While there is no state income tax in Florida, housing and everyday expenses here are notably above national averages.
Median House Value:
$850,000
Gross Rent:
$2,400
Monthly Electricity Charges:
$160
Auto Insurance:
$2,300
House Owner Cost With Mortgage:
$2,950
House Owner Cost Without Mortgage:
$1,050
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
147.0
Grocery:
112.0
Housing:
188.0
Utilities:
106.0
Transportation:
120.0
Health Care:
101.0
Miscellaneous:
110.0
Crime
Is Windley Key, FL a safe place to live?
Windley Key enjoys a relatively low crime rate, with the chance of experiencing a violent crime at just 1 in 455. Property crimes are also uncommon, making this island community a safe choice for families and retirees.
Violent Crimes Per 100k:
220
Property Crimes Per 100k:
1,390
Crime Index:
1,610
Chance Of Violent Crime:
1 in 455
Chance Of Property Crime:
1 in 72
Weather
What is the weather like in Windley Key, FL year-round?
Residents enjoy a warm, tropical climate year-round, with winter temperatures ranging from 63°F to 76°F and over 70% of days filled with sunshine. Average annual rainfall is moderate at 43 inches, supporting lush island scenery.
Winter
Min:
63°F
Max:
76°F
Spring
Min:
70°F
Max:
84°F
Summer
Min:
77°F
Max:
91°F
Fall
Min:
71°F
Max:
86°F
Average Rainfall Inches:
43 inches
Sunny Days Percentage:
72%
Neighbors
This community boasts a median household income of $81,400 and a low unemployment rate of 3.7%, creating a stable and comfortable lifestyle. Most neighbors are well-educated, with over 93% holding at least a high school diploma, and commute times are a manageable 20 minutes on average.
Median Income:
$45,000
Household Income:
$81,400
Family Income:
$87,200
Per Capita Income:
$41,200
Income Male:
$48,000
Income Female:
$38,000
Poverty Rate:
10.1%
Non English Speakers:
12.0%
Rent:
$2,400
Unemployment Rate:
3.7%
Public Transport Usage:
0.8%
Commute Time:
20.5 minutes
Education
High School or Higher:
93.5%
Bachelors or More:
32.0%
Education
How are the schools in Windley Key, FL?
Local families benefit from highly rated public schools like Plantation Key School, which maintains a favorable student-teacher ratio of 13:1. Higher education opportunities are accessible within a short drive, thanks to Florida Keys Community College in nearby Key Largo.
Public Schools
Name:
Plantation Key School
Street:
100 Lake Road, Tavernier, FL 33070
Phone:
305-853-3281
Students:
520
Student Teacher Ratio:
13.1
Colleges
Name:
Florida Keys Community College (Upper Keys Center)
City:
Key Largo
State:
FL
Distance:
15 miles
Students:
1,600
Healthcare
Windley Key residents have access to nearby healthcare services, including Mariners Hospital, with 2.3 physicians per 1,000 people and nearly 87% of the population covered by health insurance. The area’s healthcare index suggests services are accessible and reliable for most needs.
Major Hospitals
Name:
Mariners Hospital
Address:
91500 Overseas Hwy, Tavernier, FL 33070
Phone:
(305) 434-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
86.7%
Health Care Index:
69.0
Housing Market
What is the housing market like in Windley Key, FL?
Windley Key's real estate market is robust, with a median home price of $850,000 and an owner-occupied rate of nearly 69%. Home values have appreciated by almost 8% in the past year, reflecting strong demand for this tranquil island setting.
Median Home Price:
$850,000
Average Rent For 2 Bedroom:
$2,400
Owner Occupied Rate:
68.5%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
7.8%
New Construction Rate:
1.4%
Foreclosure Rate:
0.7%
DMV Information
Residents handle vehicle registration and licensing through the Florida Department of Highway Safety and Motor Vehicles, with the nearest office located in Key West. The state’s DMV offers comprehensive online resources and support for new arrivals.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
33040 Overseas Hwy, Key West, FL 33040
Phone:
1-850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.