Everything You Should Know Before Moving to Zoe, KY
Considering a move to Zoe, KY? With a small population of just 110, Zoe offers affordable living with a median home price of $76,500 and average rent around $650. Residents enjoy a quiet, rural lifestyle, low crime rates (67 violent crimes per 100k), and a scenic climate with 59% sunny days each year. Commute times average 29 minutes, and while educational attainment is lower than national averages, the area boasts access to natural beauty and a close-knit community. Explore more on cost, housing, schools, and healthcare below to see if Zoe is right for you.
Demographics - Zoe, KY
Zoe, KY is a small, close-knit community with just 110 residents and a population density of 41 people per square mile. The median age is 44.2, and the town is predominantly White, with over 94% of residents identifying as such. The area is characterized by a balanced gender ratio and a mostly English-speaking population, offering a peaceful rural lifestyle.
Population:
110
Density:
41 per sq mi
Median Age:
44.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
94.5%
Black:
2.3%
Asian:
0.2%
Others:
3.0%
Cost Of Living
What is the average cost of living in Zoe, KY?
Living in Zoe is highly affordable, with a median home value of $76,500 and average rent at $650. The overall cost of living index is 82.4, well below the national average, making it an attractive option for budget-conscious families or retirees. Utilities and groceries are also more affordable here, helping residents stretch their dollars further.
Median House Value:
$76,500
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$1,200
House Owner Cost With Mortgage:
$830
House Owner Cost Without Mortgage:
$310
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
82.4
Grocery:
91.2
Housing:
54.1
Utilities:
90.2
Transportation:
84.3
Health Care:
88.5
Miscellaneous:
92.0
Crime
Is Zoe, KY a safe place to live?
Zoe enjoys a notably low crime rate, with just 67 violent crimes per 100,000 people and a 1 in 1,493 chance of being a victim of violent crime. Property crimes are also relatively rare, contributing to the area’s reputation as a safe and secure place to live. This makes Zoe particularly appealing for those seeking a peaceful rural environment.
Violent Crimes Per 100k:
67
Property Crimes Per 100k:
614
Crime Index:
681
Chance Of Violent Crime:
1 in 1,493
Chance Of Property Crime:
1 in 163
Weather
What is the weather like in Zoe, KY year-round?
Residents of Zoe experience four distinct seasons, with mild winters averaging lows of 24°F and warm summers reaching up to 86°F. The area sees around 59% sunny days and receives about 48.5 inches of rainfall annually, creating a scenic backdrop ideal for outdoor activities. The comfortable climate adds to Zoe’s rural appeal.

Winter
Min:
24°F
Max:
44°F

Spring
Min:
43°F
Max:
70°F

Summer
Min:
62°F
Max:
86°F

Fall
Min:
44°F
Max:
72°F
Average Rainfall Inches:
48.5 inches
Sunny Days Percentage:
59%
Neighbors
Households in Zoe have a median income of $34,200, with a notable poverty rate of 27.9%. Most residents commute about 29 minutes to work, and less than 1% use public transportation. The community is characterized by strong ties, but educational attainment and income levels are lower than the national average.
Median Income:
$21,800
Household Income:
$34,200
Family Income:
$41,300
Per Capita Income:
$16,700
Income Male:
$29,000
Income Female:
$22,500
Poverty Rate:
27.9%
Non English Speakers:
2.1%
Rent:
$650
Unemployment Rate:
7.6%
Public Transport Usage:
0.4%
Commute Time:
29.2 minutes

Education
High School or Higher:
74.2%
Bachelors or More:
9.5%
Education
How are the schools in Zoe, KY?
Public education in Zoe is served by local schools such as Lee County Elementary and Lee County Middle/High School, both offering small class sizes and a community-focused environment. While there are no private schools in the immediate area, higher education is accessible at Hazard Community and Technical College, located 36 miles away. The area provides foundational K-12 education, ideal for families seeking a quieter pace of life.

Public Schools
Name:
Lee County Elementary School
Street:
1665 Hwy 11 South
Phone:
606-464-5008
Students:
370
Student Teacher Ratio:
14.1
Name:
Lee County Middle/High School
Street:
2575 Hwy 11 South
Phone:
606-464-5004
Students:
410
Student Teacher Ratio:
13.2

Colleges
Name:
Hazard Community and Technical College
City:
Hazard
State:
KY
Distance:
36 miles
Students:
3,500
Healthcare
Zoe residents have access to nearby general and surgical hospitals, including Kentucky River Medical Center and Marcum & Wallace Memorial Hospital, both offering emergency services. With 1.3 physicians per 1,000 people and over 90% health insurance coverage, basic healthcare needs are well met in the area. The healthcare environment is supported by regional facilities within a reasonable drive.

Major Hospitals
Name:
Kentucky River Medical Center
Address:
540 Jett Drive, Jackson, KY 41339
Phone:
(606) 666-6000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Marcum & Wallace Memorial Hospital
Address:
60 Mercy Court, Irvine, KY 40336
Phone:
(606) 723-2115
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
90.2%
Health Care Index:
67.8
Housing Market
What is the housing market like in Zoe, KY?
Zoe’s housing market is very affordable, with a median home price of $76,500 and high owner-occupancy at 74.5%. Rental options remain accessible, with average two-bedroom rents at $650 and a rental vacancy rate of 8.1%. Home values have seen modest appreciation in recent years, making it a stable choice for buyers.
Median Home Price:
$76,500
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
74.5%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.3%
Foreclosure Rate:
0.8%
DMV Information
Vehicle services for Zoe residents are managed by the Kentucky Transportation Cabinet’s Division of Motor Vehicle Licensing, located in Frankfort. The DMV offers a comprehensive range of licensing and registration services, and more information can be found on their official website. Residents can access assistance by phone or online for convenience.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Motor Vehicle Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.