Everything You Should Know Before Moving to Cambridge, MD
Considering a move to Cambridge, MD? This historic waterfront city has a population of about 13,120 and offers affordable living, with median home prices around $167,000 and average rents near $1,090. Residents enjoy short commutes of about 22 minutes and a moderate climate with 58% sunny days. While crime rates are higher than average, Cambridge features accessible healthcare, local schools, and a scenic Eastern Shore lifestyle—ideal for those seeking small-town charm and Chesapeake Bay living.
Demographics - Cambridge, MD
Demographics - Cambridge, MD
Cambridge, MD is home to about 13,120 residents, with a median age of nearly 39 and a diverse community where nearly half the population identifies as Black and just under 40% as White. The city has a moderate population density of 1,250 per square mile, and around 7% of residents are non-English speakers, reflecting a multicultural environment.
Population:
13,120
Density:
1,250 per sq mi
Median Age:
38.9
Gender Ratio:
91 males per 100 females
Non-English Speakers Percentage:
6.8%

Ethnic Composition
White:
39.1%
Black:
47.5%
Asian:
1.3%
Others:
12.1%
Cost Of Living
What is the average cost of living in Cambridge, MD?
Cambridge boasts an affordable cost of living, with the median home value at $167,000 and average rents around $1,090 per month. The overall cost of living index is lower than the national average, particularly in housing, making it an attractive option for budget-conscious movers.
Median House Value:
$167,000
Gross Rent:
$1,090
Monthly Electricity Charges:
$130
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,260
House Owner Cost Without Mortgage:
$460
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
89.7
Grocery:
96.0
Housing:
67.5
Utilities:
102.0
Transportation:
91.8
Health Care:
97.5
Miscellaneous:
95.0
Crime
Is Cambridge, MD a safe place to live?
Crime rates in Cambridge are higher than average, with a chance of violent crime at 1 in 132 and property crime at 1 in 37. Prospective residents should be mindful of safety, especially in certain neighborhoods, and consider local crime prevention resources.
Violent Crimes Per 100k:
757
Property Crimes Per 100k:
2,670
Crime Index:
3,427
Chance Of Violent Crime:
1 in 132
Chance Of Property Crime:
1 in 37
Weather
What is the weather like in Cambridge, MD year-round?
Residents of Cambridge enjoy a moderate climate, with warm summers reaching up to 86°F and mild winters averaging lows of 28°F. The city receives about 45 inches of rainfall annually and experiences 58% sunny days, offering a pleasant balance for outdoor activities.

Winter
Min:
28°F
Max:
45°F

Spring
Min:
46°F
Max:
70°F

Summer
Min:
68°F
Max:
86°F

Fall
Min:
49°F
Max:
72°F
Average Rainfall Inches:
44.7 inches
Sunny Days Percentage:
58%
Neighbors
Cambridge features a friendly, close-knit community with a median household income of $47,800 and a poverty rate of 23.4%. Most residents have at least a high school diploma, and commute times are short, averaging about 22 minutes, making it convenient for daily life.
Median Income:
$32,000
Household Income:
$47,800
Family Income:
$56,900
Per Capita Income:
$24,700
Income Male:
$41,600
Income Female:
$34,700
Poverty Rate:
23.4%
Non English Speakers:
6.8%
Rent:
$1,090
Unemployment Rate:
6.1%
Public Transport Usage:
0.7%
Commute Time:
22.4 minutes

Education
High School or Higher:
85.7%
Bachelors or More:
18.1%
Education
How are the schools in Cambridge, MD?
Cambridge offers a range of educational options, including public schools like Cambridge-South Dorchester High School, private institutions, and access to Chesapeake College just 23 miles away. Class sizes tend to be moderate, supporting a personalized learning environment.

Public Schools
Name:
Cambridge-South Dorchester High School
Street:
2475 Cambridge Beltway
Phone:
410-228-9224
Students:
700
Student Teacher Ratio:
14.7
Name:
Sandy Hill Elementary School
Street:
1503 Glasgow St
Phone:
410-228-4950
Students:
480
Student Teacher Ratio:
13.5

Private Schools
Name:
The Banner School - Eastern Shore (Cambridge Campus)
Street:
807 Park Lane
Phone:
410-228-1505
Students:
110

Colleges
Name:
Chesapeake College
City:
Wye Mills
State:
MD
Distance:
23 miles
Students:
2,200
Healthcare
Healthcare in Cambridge is readily accessible, with the University of Maryland Shore Medical Center providing emergency and surgical services. The city has about two physicians per 1,000 residents, and over 91% of people have health insurance coverage, ensuring reliable care.

Major Hospitals
Name:
University of Maryland Shore Medical Center at Dorchester
Address:
300 Byrn St, Cambridge, MD 21613
Phone:
(410) 228-5511
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
91.3%
Health Care Index:
75.1
Housing Market
What is the housing market like in Cambridge, MD?
The housing market in Cambridge is affordable, with a median home price of $167,000 and average two-bedroom rent at $1,090. Owner-occupancy is under half, and the area is experiencing modest home appreciation, making it suitable for both renters and first-time buyers.
Median Home Price:
$167,000
Average Rent For 2 Bedroom:
$1,090
Owner Occupied Rate:
46.2%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
2.8%
New Construction Rate:
0.7%
Foreclosure Rate:
0.9%
DMV Information
Vehicle and licensing needs are served by the Maryland Motor Vehicle Administration office located in nearby Easton. Residents can access a range of services, including driver’s licenses and vehicle registration, by visiting the local office or using the state’s online portal.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
27351 Tempel Rd, Easton, MD 21601
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.