Everything You Should Know Before Moving to Cardiff, NJ
Considering a move to Cardiff, NJ? With a friendly population of just over 3,100, Cardiff offers a relaxed suburban lifestyle, affordable median home prices around $287,000, and average rents near $1,350. Residents enjoy low crime rates, an easy 29-minute average commute, and access to reputable local schools and nearby colleges. The area sees mild seasons, plenty of sunny days, and a tight-knit community feel—perfect for those seeking a quieter pace without sacrificing amenities or convenience.
Demographics - Cardiff, NJ
Demographics - Cardiff, NJ
Cardiff, NJ is home to about 3,125 residents, with a population density of 1,250 per square mile and a median age of 43.2 years. The community is predominantly White, with small Black and Asian populations, and nearly 8% of residents speak a language other than English at home. The gender balance is close to even, offering a welcoming environment for families and individuals alike.
Population:
3,125
Density:
1,250 per sq mi
Median Age:
43.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
7.9%
Ethnic Composition
White:
84.2%
Black:
6.3%
Asian:
3.8%
Others:
5.7%
Cost Of Living
What is the average cost of living in Cardiff, NJ?
Living in Cardiff comes with a moderate cost of living index of 108.5, slightly above the national average. Median home values are around $287,000, with typical rents near $1,350 per month. Utility costs and auto insurance are in line with state averages, making the area accessible for both renters and homeowners.
Median House Value:
$287,000
Gross Rent:
$1,350
Monthly Electricity Charges:
$135
Auto Insurance:
$1,620
House Owner Cost With Mortgage:
$1,850
House Owner Cost Without Mortgage:
$690
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
108.5
Grocery:
103.2
Housing:
114.0
Utilities:
109.5
Transportation:
104.6
Health Care:
105.2
Miscellaneous:
102.0
Crime
Is Cardiff, NJ a safe place to live?
Cardiff maintains a relatively low crime rate, with just 130 violent crimes and 1,080 property crimes per 100,000 residents. Residents have a 1 in 770 chance of experiencing violent crime, contributing to a strong sense of local safety. Property crime rates remain manageable, helping families feel secure in their neighborhood.
Violent Crimes Per 100k:
130
Property Crimes Per 100k:
1,080
Crime Index:
1,210
Chance Of Violent Crime:
1 in 770
Chance Of Property Crime:
1 in 93
Weather
What is the weather like in Cardiff, NJ year-round?
Cardiff experiences four distinct seasons, with mild winters averaging 26°F to 40°F and warm summers ranging from 67°F to 85°F. The city enjoys about 57% sunny days annually and receives roughly 45 inches of rainfall each year. This climate offers a pleasant balance for outdoor activities throughout the year.
Winter
Min:
26°F
Max:
40°F
Spring
Min:
46°F
Max:
67°F
Summer
Min:
67°F
Max:
85°F
Fall
Min:
49°F
Max:
70°F
Average Rainfall Inches:
45.1 inches
Sunny Days Percentage:
57%
Neighbors
Cardiff's households typically earn a median income of $78,800, with a per capita income of $37,100 and a poverty rate under 9%. Most residents are well-educated, as over 91% have completed high school and nearly a quarter hold a bachelor's degree or higher. The average commute is around 29 minutes, and public transportation is lightly used.
Median Income:
$39,900
Household Income:
$78,800
Family Income:
$87,600
Per Capita Income:
$37,100
Income Male:
$45,000
Income Female:
$38,000
Poverty Rate:
8.6%
Non English Speakers:
7.9%
Rent:
$1,350
Unemployment Rate:
4.9%
Public Transport Usage:
1.1%
Commute Time:
28.7 minutes
Education
High School or Higher:
91.3%
Bachelors or More:
24.9%
Education
How are the schools in Cardiff, NJ?
Cardiff offers access to reputable public and private schools, including Northfield Community Elementary and Middle Schools with low student-teacher ratios. For higher education, Atlantic Cape Community College and Stockton University are both within a 10-mile drive. Families benefit from strong educational options at all levels.
Public Schools
Name:
Northfield Community Elementary School
Street:
2000 New Road
Phone:
609-407-4000
Students:
620
Student Teacher Ratio:
12.5
Name:
Northfield Community Middle School
Street:
2000 New Road
Phone:
609-407-4000
Students:
450
Student Teacher Ratio:
11.8
Private Schools
Name:
Holy Spirit High School
Street:
500 New Road
Phone:
609-646-3000
Students:
430
Colleges
Name:
Atlantic Cape Community College
City:
Mays Landing
State:
NJ
Distance:
7 miles
Students:
5,800
Name:
Stockton University
City:
Galloway
State:
NJ
Distance:
9 miles
Students:
9,000
Healthcare
Healthcare in Cardiff is accessible, with major hospitals like AtlantiCare Regional Medical Center nearby and 2.3 physicians per 1,000 residents. Over 92% of locals have health insurance coverage, supporting strong community wellness. The area offers general and emergency medical services within a short drive.
Major Hospitals
Name:
AtlantiCare Regional Medical Center
Address:
1925 Pacific Ave, Atlantic City, NJ 08401
Phone:
(609) 345-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
92.6%
Health Care Index:
73.2
Housing Market
What is the housing market like in Cardiff, NJ?
Cardiff's housing market features a median home price of $287,000 and an average two-bedroom rent of $1,350. About 77% of homes are owner-occupied, reflecting a stable, homeowner-oriented community. Home values have appreciated by over 4% in the past year, making it a solid choice for buyers and investors.
Median Home Price:
$287,000
Average Rent For 2 Bedroom:
$1,350
Owner Occupied Rate:
77.1%
Rental Vacancy Rate:
6.7%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Residents can easily access vehicle services through the New Jersey Motor Vehicle Commission office located in nearby Pleasantville. The regional DMV provides licensing, registration, and other motor vehicle services both in-person and online. The convenient location supports smooth vehicle-related transactions for Cardiff locals.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
660 New Road, Pleasantville, NJ 08232
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.