Mississippi / Tate County

Moving to Coldwater, MS

Thinking of making a move to Coldwater, MS? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Coldwater, MS

Considering a move to Coldwater, MS? This welcoming community of 1,420 residents offers a blend of suburban charm and convenience, with median home prices around $107,000 and average rents near $800. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (62% annually), ideal for families and commuters alike. Explore Coldwater's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Coldwater, MS

Coldwater has a population of 1,420 residents, offering a diverse community with a median age of nearly 35 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 28% White, 70% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,420
Density
770 per sq mi
Median Age
34.8
Gender Ratio
89 males per 100 females
Non-English Speakers Percentage
2.4%

Ethnic Composition

White
28.0%
Black
70.0%
Asian
0.2%
Others
1.8%

Cost Of Living

What is the average cost of living in Coldwater, MS?

The cost of living in Coldwater is higher than the national average, with a cost of living index of 80.2. Median home values are around $107,000 and average rents for a two-bedroom apartment are approximately $800. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$107,000
Gross Rent
$800
Monthly Electricity Charges
$130
Auto Insurance
$1,080
House Owner Cost With Mortgage
$1,020
House Owner Cost Without Mortgage
$320
State Taxes
Low: 3.0%| High: 5.0%
Cost Of Living Index
80.2
Grocery
92.1
Housing
54.7
Utilities
98.5
Transportation
89.6
Health Care
86.4
Miscellaneous
81.2

Crime

Is Coldwater, MS a safe place to live?

Coldwater is considered a safe community, with a low violent crime rate of 320 incidents per 100,000 residents and a property crime chance of 1 in 48. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Mississippi.

Violent Crimes Per 100k
320
Property Crimes Per 100k
2,100
Crime Index
2,420
Chance Of Violent Crime
1 in 312
Chance Of Property Crime
1 in 48

Weather

What is the weather like in Coldwater, MS year-round?

Coldwater experiences four distinct seasons, with warm summers reaching highs of 91°F and cold winters dipping to 33°F. The area receives about 57 inches of rainfall annually and enjoys sunshine on 62% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
33°F
Max
52°F

Summer

Min
69°F
Max
91°F

Spring

Min
51°F
Max
74°F

Fall

Min
53°F
Max
75°F
Average Rainfall Inches
56.5 inches
Sunny Days Percentage
62%

Neighbors

The neighborhood boasts a healthy median household income of $39,700 and a low poverty rate of 28.2%. Over 79% of residents have at least a high school diploma, and nearly 12% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$33,600
Household Income
$39,700
Family Income
$41,800
Per Capita Income
$18,200
Income Male
$32,100
Income Female
$28,000
Poverty Rate
28.2%
Non English Speakers
2.4%
Rent
$800
Unemployment Rate
5.6%
Public Transport Usage
0.3%
Commute Time
28.2 minutes

Education

High School or Higher
79.2%
Bachelors or More
12.1%

Education

How are the schools in Coldwater, MS?

Coldwater offers quality education options, with public schools like Coldwater Elementary School and Coldwater High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northwest Mississippi Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Coldwater Elementary School
Street
671 West Street
Phone
662-622-5511
Students
320
Student Teacher Ratio
15.1
Name
Coldwater High School
Street
671 West Street
Phone
662-622-5510
Students
280
Student Teacher Ratio
13.8

Colleges

Name
Northwest Mississippi Community College
City
Senatobia
State
MS
Distance
7 miles
Students
7,100

Healthcare

Coldwater residents have access to quality healthcare, with major hospitals like Methodist Olive Branch Hospital and Baptist Memorial Hospital-DeSoto nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 85.7% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Methodist Olive Branch Hospital
Address
4250 Bethel Rd, Olive Branch, MS 38654
Phone
(662) 932-9000
Type
General & Surgical
Emergency Services
Yes
Name
Baptist Memorial Hospital-DeSoto
Address
7601 Southcrest Pkwy, Southaven, MS 38671
Phone
(662) 772-4000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
85.7%
Health Care Index
67.4

Housing Market

What is the housing market like in Coldwater, MS?

The local housing market is strong, with a median home price of $107,000 and an owner-occupied rate of nearly 57%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 11.2%. Coldwater offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$107,000
Average Rent For 2 Bedroom
$800
Owner Occupied Rate
56.8%
Rental Vacancy Rate
11.2%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
0.8%
Foreclosure Rate
0.9%

DMV Information

Residents of Coldwater handle vehicle services through the Mississippi Department of Public Safety - Driver Service Bureau, conveniently located in Jackson. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Mississippi
Department
Mississippi Department of Public Safety - Driver Service Bureau
Address
1900 East Woodrow Wilson Dr, Jackson, MS 39216
Phone
1-601-987-1212

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Coldwater, MS

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Coldwater, review the core fields on this page: population 1,420, median home value $107,000, average rent for 2 bedroom $800, commute time 28.2 minutes, and sunny days percentage 62%.

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