Mississippi / Tate County

Moving to Coldwater, MS

Thinking of making a move to Coldwater, MS? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Coldwater, MS

Considering a move to Coldwater, MS? This welcoming community of 1,600 residents offers a blend of suburban charm and convenience, with median home prices around $145,000 and average rents near $850. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (59% annually), ideal for families and commuters alike. Explore Coldwater's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Coldwater, MS

Coldwater has a population of 1,600 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 74% White, 22% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,600
Density
1,100 per sq mi
Median Age
41.8
Gender Ratio
92 males per 100 females
Non-English Speakers Percentage
3.0%

Ethnic Composition

White
74.0%
Black
22.0%
Asian
0.5%
Others
3.5%

Cost Of Living

What is the average cost of living in Coldwater, MS?

The cost of living in Coldwater is higher than the national average, with a cost of living index of 79.5. Median home values are around $145,000 and average rents for a two-bedroom apartment are approximately $850. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$145,000
Gross Rent
$850
Monthly Electricity Charges
$155
Auto Insurance
$2,050
House Owner Cost With Mortgage
$1,050
House Owner Cost Without Mortgage
$380
State Taxes
Low: 0.0%| High: 5.0%
Cost Of Living Index
79.5
Grocery
94.0
Housing
63.0
Utilities
103.5
Transportation
88.0
Health Care
91.0
Miscellaneous
88.5

Crime

Is Coldwater, MS a safe place to live?

Coldwater is considered a safe community, with a low violent crime rate of 410 incidents per 100,000 residents and a property crime chance of 1 in 54. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Mississippi.

Violent Crimes Per 100k
410
Property Crimes Per 100k
1,850
Crime Index
2,260
Chance Of Violent Crime
1 in 244
Chance Of Property Crime
1 in 54

Weather

What is the weather like in Coldwater, MS year-round?

Coldwater experiences four distinct seasons, with warm summers reaching highs of 92°F and cold winters dipping to 31°F. The area receives about 54 inches of rainfall annually and enjoys sunshine on 59% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
31°F
Max
51°F

Summer

Min
70°F
Max
92°F

Spring

Min
51°F
Max
74°F

Fall

Min
53°F
Max
76°F
Average Rainfall Inches
54.0 inches
Sunny Days Percentage
59%

Neighbors

The neighborhood boasts a healthy median household income of $49,500 and a low poverty rate of 20.8%. Over 83% of residents have at least a high school diploma, and nearly 14% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,000
Household Income
$49,500
Family Income
$58,000
Per Capita Income
$24,500
Income Male
$35,500
Income Female
$28,500
Poverty Rate
20.8%
Non English Speakers
6.0%
Rent
$850
Unemployment Rate
6.2%
Public Transport Usage
0.4%
Commute Time
28.0 minutes

Education

High School or Higher
82.5%
Bachelors or More
13.5%

Education

How are the schools in Coldwater, MS?

Coldwater offers quality education options, with public schools like Strayhorn Elementary School and Senatobia Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northwest Mississippi Community College and The University of Mississippi. The community is committed to educational excellence for all age groups.

Public Schools

Name
Strayhorn Elementary School
Street
2745 US-51
Phone
662-562-4428
Students
450
Student Teacher Ratio
15.0
Name
Senatobia Middle School
Street
1030 N Robinson St
Phone
662-562-4629
Students
520
Student Teacher Ratio
14.5

Private Schools

Name
Northpoint Christian School
Street
1437 Glen Dr
Phone
662-349-0200
Students
650

Colleges

Name
Northwest Mississippi Community College
City
Senatobia
State
MS
Distance
15 miles
Students
7,000
Name
The University of Mississippi
City
Oxford
State
MS
Distance
55 miles
Students
24,000

Healthcare

Coldwater residents have access to quality healthcare, with major hospitals like Baptist Memorial Hospital-Desoto and Methodist Olive Branch Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.5 per 1,000 people and 87.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Memorial Hospital-Desoto
Address
7601 Southcrest Pkwy, Southaven, MS 38671
Phone
(662) 772-4000
Type
General & Surgical
Emergency Services
Yes
Name
Methodist Olive Branch Hospital
Address
4250 Bethel Rd, Olive Branch, MS 38654
Phone
(662) 292-2000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.5
Health Insurance Coverage
87.5%
Health Care Index
58.4

Housing Market

What is the housing market like in Coldwater, MS?

The local housing market is strong, with a median home price of $145,000 and an owner-occupied rate of nearly 72%. The market has seen a 2.8% appreciation over the past year, and rental vacancy rates remain moderate at 7.0%. Coldwater offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$145,000
Average Rent For 2 Bedroom
$850
Owner Occupied Rate
72.0%
Rental Vacancy Rate
7.0%
Home Appreciation Rate (1yr)
2.8%
New Construction Rate
1.0%
Foreclosure Rate
1.2%

DMV Information

Residents of Coldwater handle vehicle services through the Mississippi Department of Public Safety, conveniently located in Jackson. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Mississippi
Department
Mississippi Department of Public Safety
Address
1900 E. Woodrow Wilson Ave., Jackson, MS 39216
Phone
1-601-987-1212

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Coldwater, MS

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Coldwater, review the core fields on this page: population 1,600, median home value $145,000, average rent for 2 bedroom $850, commute time 28.0 minutes, and sunny days percentage 59%.

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