Everything You Should Know Before Moving to Cosmo, NE
Considering a move to Cosmo, NE? This peaceful small town of 185 residents offers low crime rates (violent crimes at just 128 per 100K), affordable housing with a median home price of $95,000, and a cost of living well below the national average. Enjoy short commute times averaging 18.5 minutes, a high owner-occupancy rate, and access to quality local schools. Cosmo is ideal for those seeking quiet rural living with a friendly community and plenty of sunny days throughout the year.
Demographics - Cosmo, NE
Cosmo, NE is a small rural community of 185 residents, with a median age of 47.2 and a slightly higher number of males than females. The town is predominantly White (95.4%), and a small percentage of residents speak languages other than English at home. With a moderate population density, Cosmo offers a close-knit, tranquil environment.
Population:
185
Density:
320 per sq mi
Median Age:
47.2
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
2.1%
Ethnic Composition
White:
95.4%
Black:
0.0%
Asian:
0.0%
Others:
4.6%
Cost Of Living
What is the average cost of living in Cosmo, NE?
Cost of living in Cosmo is notably affordable, with a median home value of $95,000 and average rent around $650 per month. Residents benefit from low housing and utility costs, with the area's cost of living index significantly below the national average. State taxes are moderate, making Cosmo a budget-friendly choice for many households.
Median House Value:
$95,000
Gross Rent:
$650
Monthly Electricity Charges:
$110
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
2.46%
|
High:
6.84%
Cost Of Living Index:
84.7
Grocery:
93.0
Housing:
65.0
Utilities:
92.5
Transportation:
85.0
Health Care:
91.5
Miscellaneous:
89.0
Crime
Is Cosmo, NE a safe place to live?
Cosmo boasts low crime rates, with violent crime at just 128 incidents per 100,000 people and a property crime rate of 1,130 per 100,000. The chance of experiencing violent crime is 1 in 780, contributing to the town’s reputation as a safe and peaceful place to live. Residents can enjoy a sense of security in this small community.
Violent Crimes Per 100k:
128
Property Crimes Per 100k:
1,130
Crime Index:
1,258
Chance Of Violent Crime:
1 in 780
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Cosmo, NE year-round?
Cosmo experiences four distinct seasons, with cold winters dropping to 14°F and warm summers reaching highs near 89°F. The area receives about 27.8 inches of rainfall annually and enjoys sunny weather 62% of the year. This climate supports a range of outdoor activities throughout the seasons.
Winter
Min:
14°F
Max:
36°F
Spring
Min:
38°F
Max:
67°F
Summer
Min:
62°F
Max:
89°F
Fall
Min:
39°F
Max:
69°F
Average Rainfall Inches:
27.8 inches
Sunny Days Percentage:
62%
Neighbors
The typical household in Cosmo has an income of $54,500, with a low unemployment rate of 2.6% and a poverty rate just over 10%. Most residents commute less than 20 minutes to work, and public transportation is rarely used. High school graduation rates are strong at over 91%, reflecting a stable and educated community.
Median Income:
$32,000
Household Income:
$54,500
Family Income:
$64,000
Per Capita Income:
$28,500
Income Male:
$36,500
Income Female:
$29,000
Poverty Rate:
10.4%
Non English Speakers:
2.1%
Rent:
$650
Unemployment Rate:
2.6%
Public Transport Usage:
0.0%
Commute Time:
18.5 minutes
Education
High School or Higher:
91.5%
Bachelors or More:
17.2%
Education
How are the schools in Cosmo, NE?
Cosmo is served by Arapahoe-Holbrook Public Schools, which offers small class sizes with a student-teacher ratio of 11.5, supporting personalized learning. While there are no private schools locally, higher education options are available nearby, including Central Community College just 22 miles away. The community values education, providing solid opportunities for students at all levels.
Public Schools
Name:
Arapahoe-Holbrook Public Schools
Street:
610 Walnut St, Arapahoe, NE 68922
Phone:
308-962-5458
Students:
370
Student Teacher Ratio:
11.5
Colleges
Name:
Central Community College
City:
Holdrege
State:
NE
Distance:
22 miles
Students:
6,300
Healthcare
Residents have access to quality healthcare, with the nearby Phelps Memorial Health Center providing general and emergency services. The area has 1.5 physicians per 1,000 people, and over 90% of residents have health insurance coverage. Healthcare is accessible and meets the needs of this small population.
Major Hospitals
Name:
Phelps Memorial Health Center
Address:
1215 Tibbals St, Holdrege, NE 68949
Phone:
(308) 995-2211
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
90.1%
Health Care Index:
68.2
Housing Market
What is the housing market like in Cosmo, NE?
The housing market in Cosmo is stable and affordable, with a median home price of $95,000 and an average two-bedroom rent of $650. Owner-occupancy is high at 76.4%, and the area experiences modest home appreciation and low foreclosure rates. Housing options are plentiful and well-suited for families and individuals alike.
Median Home Price:
$95,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
76.4%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
4.4%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
Cosmo residents are served by the Nebraska Department of Motor Vehicles, located in Lincoln, with easy access to online services and support. The DMV provides standard licensing, vehicle registration, and other motor vehicle services relevant to state residents. Helpful resources and contact information are readily available.
State:
Nebraska
Department:
Nebraska Department of Motor Vehicles
Address:
301 Centennial Mall South, Lincoln, NE 68509
Phone:
402-471-3985
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.