Everything You Should Know Before Moving to Cream Ridge, NJ
Considering a move to Cream Ridge, NJ? This peaceful, rural community of about 3,500 residents is known for its spacious homes, top-rated schools, and serene surroundings. With a median home price of $525,000 and average rent around $2,200, Cream Ridge offers a higher cost of living, but rewards with low crime rates and excellent public education. Residents enjoy a strong median income, lengthy commutes averaging 36 minutes, and a pleasant climate with 56% sunny days each year. Ideal for those seeking safety, good schools, and a quiet lifestyle in central New Jersey.
Demographics - Cream Ridge, NJ
Demographics - Cream Ridge, NJ
Cream Ridge, NJ is a small, close-knit community of approximately 3,500 residents, featuring a median age of 45 and a population density of 240 people per square mile. The area is predominantly White, with a mix of other ethnicities, and about 7.5% of the population speaks a language other than English at home. This suburb offers a mature, family-friendly environment with balanced gender representation.
Population:
3,500
Density:
240 per sq mi
Median Age:
45.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
7.5%
Ethnic Composition
White:
90.1%
Black:
2.1%
Asian:
3.9%
Others:
3.9%
Cost Of Living
What is the average cost of living in Cream Ridge, NJ?
The cost of living in Cream Ridge is higher than the national average, with a cost of living index of 135 and a median home value of $525,000. Average rent is $2,200 per month, and daily expenses such as groceries and utilities are also above national averages. Residents should budget for elevated housing and transportation costs, as well as a range of state tax rates.
Median House Value:
$525,000
Gross Rent:
$2,200
Monthly Electricity Charges:
$150
Auto Insurance:
$1,850
House Owner Cost With Mortgage:
$2,550
House Owner Cost Without Mortgage:
$850
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
135.0
Grocery:
122.0
Housing:
146.0
Utilities:
117.0
Transportation:
124.0
Health Care:
115.0
Miscellaneous:
112.0
Crime
Is Cream Ridge, NJ a safe place to live?
Cream Ridge boasts a very low crime rate, with only 58 violent crimes and 410 property crimes per 100,000 people annually. Residents enjoy a high sense of safety, as the chance of experiencing a violent crime is just 1 in 1,720. This makes the area particularly appealing for families and those prioritizing personal security.
Violent Crimes Per 100k:
58
Property Crimes Per 100k:
410
Crime Index:
468
Chance Of Violent Crime:
1 in 1,720
Chance Of Property Crime:
1 in 244
Weather
What is the weather like in Cream Ridge, NJ year-round?
Residents experience four distinct seasons, with warm summers reaching up to 85°F and winters dipping to 24°F. The area receives about 46.6 inches of rainfall annually and enjoys 56% sunny days, offering a pleasant balance of sunshine and seasonal variety. This climate supports outdoor activities year-round.
Winter
Min:
24°F
Max:
39°F
Spring
Min:
43°F
Max:
66°F
Summer
Min:
64°F
Max:
85°F
Fall
Min:
46°F
Max:
68°F
Average Rainfall Inches:
46.6 inches
Sunny Days Percentage:
56%
Neighbors
Cream Ridge households benefit from a strong median household income of $114,000 and a low poverty rate of 4.1%. The community is highly educated, with nearly half of adults holding a bachelor's degree or higher, and the average commute time is about 36 minutes. Low unemployment and a high rate of homeownership reflect a stable, prosperous neighborhood.
Median Income:
$51,000
Household Income:
$114,000
Family Income:
$123,500
Per Capita Income:
$51,000
Income Male:
$60,000
Income Female:
$49,000
Poverty Rate:
4.1%
Non English Speakers:
7.5%
Rent:
$2,200
Unemployment Rate:
3.9%
Public Transport Usage:
1.8%
Commute Time:
36.4 minutes
Education
High School or Higher:
94.5%
Bachelors or More:
48.3%
Education
How are the schools in Cream Ridge, NJ?
Cream Ridge is home to highly regarded public schools such as Newell Elementary, Stone Bridge Middle, and Allentown High School, all offering favorable student-teacher ratios. The area also features private school options and is within easy commuting distance of colleges like Mercer County Community College and Rutgers University. Families benefit from a strong focus on education and ample opportunities for academic advancement.
Public Schools
Name:
Newell Elementary School
Street:
Cranbury Rd, Allentown, NJ 08501
Phone:
609-259-7292
Students:
650
Student Teacher Ratio:
11.6
Name:
Stone Bridge Middle School
Street:
1252 Yardville Allentown Rd, Allentown, NJ 08501
Phone:
609-259-7292
Students:
700
Student Teacher Ratio:
12.2
Name:
Allentown High School
Street:
27 High St, Allentown, NJ 08501
Phone:
609-259-2160
Students:
1,200
Student Teacher Ratio:
13.5
Private Schools
Name:
St. John the Baptist School
Street:
1282 Yardville Allentown Rd, Allentown, NJ 08501
Phone:
609-259-3397
Students:
210
Colleges
Name:
Mercer County Community College
City:
West Windsor
State:
NJ
Distance:
13 miles
Students:
7,500
Name:
Rutgers University - New Brunswick
City:
New Brunswick
State:
NJ
Distance:
27 miles
Students:
50,000
Healthcare
Residents have convenient access to major hospitals such as CentraState Medical Center and Monmouth Medical Center, both offering comprehensive services and emergency care. The community enjoys 94.1% health insurance coverage and above-average physician availability at 2.7 doctors per 1,000 people. Local healthcare is reliable and well-rated, ensuring quality care for families.
Major Hospitals
Name:
CentraState Medical Center
Address:
901 W Main St, Freehold, NJ 07728
Phone:
(732) 431-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
RWJBarnabas Health - Monmouth Medical Center
Address:
300 Second Ave, Long Branch, NJ 07740
Phone:
(732) 222-5200
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
94.1%
Health Care Index:
76.2
Housing Market
What is the housing market like in Cream Ridge, NJ?
The Cream Ridge housing market is robust, with a median home price of $525,000 and strong owner-occupied rates at nearly 90%. Home values have appreciated by 6.2% in the past year, and rental options remain limited with a low vacancy rate of 4%. Buyers and renters should expect a competitive market with stable investment potential.
Median Home Price:
$525,000
Average Rent For 2 Bedroom:
$2,200
Owner Occupied Rate:
89.5%
Rental Vacancy Rate:
4.0%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
1.3%
Foreclosure Rate:
0.3%
DMV Information
Cream Ridge residents are served by the New Jersey Motor Vehicle Commission, located in Trenton, for all driver and vehicle services. The DMV provides a full range of licensing, registration, and title services both online and in-person. For more information, residents can visit the official state website or call the main office.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
225 E. State Street, Trenton, NJ 08666
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.