Everything You Should Know Before Moving to Elgin, OK
Thinking of moving to Elgin, OK? With a friendly small-town vibe and a population of about 3,650, Elgin offers affordable living—median home prices are around $195,000 and average rents are just over $1,000. Residents enjoy short 23-minute commutes, low crime rates, good local schools, and plenty of sunshine. If you’re looking for a quiet community with easy access to Lawton’s amenities and a reasonable cost of living, Elgin is a great place to call home.
Demographics - Elgin, OK
Elgin is a close-knit community of about 3,650 residents, featuring a median age of 32.5 and a balanced gender ratio. The city is predominantly White, but also includes Native American, Black, and other ethnic groups, contributing to a welcoming, diverse atmosphere. With a population density of 460 per square mile and 6% non-English speakers, Elgin maintains a small-town feel while embracing cultural variety.
Population:
3,656
Density:
460 per sq mi
Median Age:
32.5
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
6.0%
Ethnic Composition
White:
71.2%
Black:
5.3%
Asian:
1.2%
Others:
13.1%
Cost Of Living
What is the average cost of living in Elgin, OK?
Elgin offers an affordable lifestyle, with a median home value of $195,000 and average rent around $1,010. The cost of living index is 85.3, lower than the national average, making housing and everyday expenses more manageable for families and individuals. State taxes are modest, adding to the city’s overall affordability.
Median House Value:
$195,000
Gross Rent:
$1,010
Monthly Electricity Charges:
$120
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,330
House Owner Cost Without Mortgage:
$440
State Taxes:
Low:
0.5%
|
High:
5.0%
Cost Of Living Index:
85.3
Grocery:
93.0
Housing:
70.4
Utilities:
93.2
Transportation:
89.5
Health Care:
95.1
Miscellaneous:
89.8
Crime
Is Elgin, OK a safe place to live?
Elgin boasts low crime rates, with only 195 violent crimes and 1,450 property crimes per 100,000 residents, making it a safe choice for families and newcomers. The chances of experiencing violent crime are about 1 in 512, significantly lower than in many larger communities. Residents enjoy peace of mind thanks to the city’s secure environment.
Violent Crimes Per 100k:
195
Property Crimes Per 100k:
1,450
Crime Index:
1,645
Chance Of Violent Crime:
1 in 512
Chance Of Property Crime:
1 in 69
Weather
What is the weather like in Elgin, OK year-round?
Elgin experiences mild winters with lows around 29°F and warm summers reaching up to 96°F, providing a comfortable climate year-round. The city enjoys about 69% sunny days and receives around 33.5 inches of rainfall annually. These pleasant weather conditions are ideal for outdoor activities and enjoying the local scenery.
Winter
Min:
29°F
Max:
52°F
Spring
Min:
47°F
Max:
75°F
Summer
Min:
69°F
Max:
96°F
Fall
Min:
52°F
Max:
78°F
Average Rainfall Inches:
33.5 inches
Sunny Days Percentage:
69%
Neighbors
Elgin residents benefit from a median household income of $80,900, and a relatively low poverty rate of 7.5%. Most neighbors have at least a high school education, and commutes average just over 23 minutes, reflecting a community that values education and offers convenient access to work. The low unemployment rate and small percentage of public transport usage highlight the area's stability and car-friendly lifestyle.
Median Income:
$51,000
Household Income:
$80,900
Family Income:
$87,300
Per Capita Income:
$29,200
Income Male:
$44,800
Income Female:
$38,100
Poverty Rate:
7.5%
Non English Speakers:
6.0%
Rent:
$1,010
Unemployment Rate:
3.6%
Public Transport Usage:
0.2%
Commute Time:
23.2 minutes
Education
High School or Higher:
93.8%
Bachelors or More:
23.5%
Education
How are the schools in Elgin, OK?
Elgin’s public schools are well-regarded, with student-teacher ratios around 16:1 and supportive learning environments at all grade levels. The community is served by Elgin High, Middle, and Elementary Schools, and higher education is accessible just 15 miles away at Cameron University. Families benefit from a strong commitment to education and ample opportunities for academic growth.
Public Schools
Name:
Elgin High School
Street:
520 K St
Phone:
580-492-3663
Students:
700
Student Teacher Ratio:
16.2
Name:
Elgin Middle School
Street:
708 N 2nd St
Phone:
580-492-3658
Students:
600
Student Teacher Ratio:
15.8
Name:
Elgin Elementary School
Street:
801 J St
Phone:
580-492-3665
Students:
800
Student Teacher Ratio:
16.5
Colleges
Name:
Cameron University
City:
Lawton
State:
OK
Distance:
15 miles
Students:
4,800
Healthcare
Elgin residents have access to quality healthcare, with two major hospitals located nearby in Lawton and a physician availability of 1.6 per 1,000 people. Nearly 90% of the population is insured, and the area’s healthcare index stands at 78.2, indicating reliable medical services. Emergency care is readily accessible for peace of mind.
Major Hospitals
Name:
Comanche County Memorial Hospital
Address:
3401 W Gore Blvd, Lawton, OK 73505
Phone:
(580) 355-8620
Type:
General & Surgical
Emergency Services:
Yes
Name:
Southwestern Medical Center
Address:
5602 SW Lee Blvd, Lawton, OK 73505
Phone:
(580) 531-4700
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
89.2%
Health Care Index:
78.2
Housing Market
What is the housing market like in Elgin, OK?
The housing market in Elgin is stable and attractive, with a median home price of $195,000 and an average rent of $1,010 for a two-bedroom unit. Owner occupancy is high at 78.2%, reflecting a strong sense of community and investment in the area. Home values have appreciated by 4% over the past year, signaling steady growth.
Median Home Price:
$195,000
Average Rent For 2 Bedroom:
$1,010
Owner Occupied Rate:
78.2%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.0%
New Construction Rate:
1.1%
Foreclosure Rate:
0.9%
DMV Information
Elgin residents handle vehicle licensing and registration through the Oklahoma Department of Public Safety, headquartered in Oklahoma City. The department provides comprehensive DMV services, including driver’s licenses and vehicle registration, with helpful online resources available. Friendly staff and clear procedures make navigating DMV needs straightforward.
State:
Oklahoma
Department:
Oklahoma Department of Public Safety (DPS)
Address:
3600 N Martin Luther King Ave, Oklahoma City, OK 73111
Phone:
1-405-425-2300
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.