Everything You Should Know Before Moving to Money Creek, IL
Considering a move to Money Creek, IL? This small town of around 1,400 residents offers affordable living with a median home price of $245,000 and average rents near $950. Enjoy quiet, safe neighborhoods with low crime rates (violent crime just 68 per 100K) and a strong sense of community. Commutes average 27 minutes, schools are highly rated, and the area features a classic Midwest climate with four distinct seasons. Money Creek is ideal for those seeking a peaceful, family-friendly environment with convenient access to Bloomington-Normal amenities.
Demographics - Money Creek, IL
Demographics - Money Creek, IL
Money Creek is a small rural community with a population of about 1,400, predominantly White, and a median age of nearly 45, offering a peaceful, close-knit atmosphere. The gender ratio is almost even, and the area has a very low percentage of non-English speakers, making it an accessible and welcoming place for newcomers.
Population:
1,400
Density:
40 per sq mi
Median Age:
44.8
Gender Ratio:
101 males per 100 females
Non-English Speakers Percentage:
2.4%

Ethnic Composition
White:
96.2%
Black:
0.5%
Asian:
0.8%
Others:
2.5%
Cost Of Living
What is the average cost of living in Money Creek, IL?
Living in Money Creek is affordable, with a cost of living index below the national average and a median home value of $245,000. Residents benefit from reasonable housing costs, moderate utility bills, and state income taxes set at 4.95%, making it an attractive choice for budget-conscious families.
Median House Value:
$245,000
Gross Rent:
$950
Monthly Electricity Charges:
$110
Auto Insurance:
$1,120
House Owner Cost With Mortgage:
$1,350
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
88.6
Grocery:
94.5
Housing:
75.2
Utilities:
97.1
Transportation:
92.4
Health Care:
92.0
Miscellaneous:
90.8
Crime
Is Money Creek, IL a safe place to live?
Money Creek is considered a safe place to live, with a violent crime rate of only 68 incidents per 100,000 people and a low chance of encountering property crime. The overall crime index suggests residents enjoy a secure, low-stress environment.
Violent Crimes Per 100k:
68
Property Crimes Per 100k:
850
Crime Index:
918
Chance Of Violent Crime:
1 in 1,470
Chance Of Property Crime:
1 in 165
Weather
What is the weather like in Money Creek, IL year-round?
Money Creek experiences all four seasons, with cold winters, warm summers, and an average annual rainfall of 38.5 inches. The area enjoys sunshine about 54% of the year, offering a classic Midwest climate ideal for those who appreciate seasonal variety.

Winter
Min:
15°F
Max:
33°F

Spring
Min:
41°F
Max:
65°F

Summer
Min:
63°F
Max:
86°F

Fall
Min:
42°F
Max:
67°F
Average Rainfall Inches:
38.5 inches
Sunny Days Percentage:
54%
Neighbors
Residents of Money Creek enjoy a strong sense of community, with a median household income of $92,500 and a low poverty rate of just over 5%. Most people commute around 27 minutes for work, and the majority of adults have at least a high school education, contributing to the town’s friendly and stable environment.
Median Income:
$42,000
Household Income:
$92,500
Family Income:
$97,800
Per Capita Income:
$36,800
Income Male:
$52,000
Income Female:
$39,000
Poverty Rate:
5.2%
Non English Speakers:
2.4%
Rent:
$950
Unemployment Rate:
3.8%
Public Transport Usage:
0.5%
Commute Time:
27.3 minutes

Education
High School or Higher:
97.4%
Bachelors or More:
34.8%
Education
How are the schools in Money Creek, IL?
Families in Money Creek have access to well-rated public and private schools, with favorable student-to-teacher ratios and supportive learning environments. Higher education is easily accessible, with Illinois State University and Heartland Community College located just a short drive away.

Public Schools
Name:
Tri-Valley Elementary School
Street:
505 E Washington St, Downs, IL 61736
Phone:
309-378-2031
Students:
490
Student Teacher Ratio:
16.5
Name:
Tri-Valley High School
Street:
503 E Washington St, Downs, IL 61736
Phone:
309-378-2911
Students:
370
Student Teacher Ratio:
14.2

Private Schools
Name:
Cornerstone Christian Academy
Street:
22017 E 1200 North Rd, Bloomington, IL 61705
Phone:
309-662-9900
Students:
320

Colleges
Name:
Illinois State University
City:
Normal
State:
IL
Distance:
12 miles
Students:
20,800
Name:
Heartland Community College
City:
Normal
State:
IL
Distance:
14 miles
Students:
4,500
Healthcare
Access to healthcare is strong, with two major hospitals nearby and a high rate of health insurance coverage (94%). With 2.1 physicians per 1,000 residents, locals benefit from reliable medical services and emergency care close to home.

Major Hospitals
Name:
OSF St. Joseph Medical Center
Address:
2200 E Washington St, Bloomington, IL 61701
Phone:
(309) 662-3311
Type:
General & Surgical
Emergency Services:
Yes
Name:
Carle BroMenn Medical Center
Address:
1304 Franklin Ave, Normal, IL 61761
Phone:
(309) 454-1400
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
94.0%
Health Care Index:
71.5
Housing Market
What is the housing market like in Money Creek, IL?
The housing market in Money Creek is stable, with a median home price of $245,000 and most homes being owner-occupied. Home values have appreciated by over 4% in the past year, while rental options remain affordable and relatively available.
Median Home Price:
$245,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
86.5%
Rental Vacancy Rate:
6.7%
Home Appreciation Rate (1yr):
4.4%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Money Creek residents are served by the Illinois Secretary of State Driver Services office in Bloomington, which offers a full range of vehicle and licensing services. The office is conveniently located and accessible for local drivers.
State:
Illinois
Department:
Illinois Secretary of State Driver Services
Address:
1510 W Market St, Bloomington, IL 61701
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.