Everything You Should Know Before Moving to Montgomery, NY
Considering a move to Montgomery, NY? With a population of about 4,500, this charming village offers affordable living, with median home prices around $353,000 and average rents of $1,450. Residents enjoy a safe, close-knit community—violent crime is well below national averages—and a pleasant climate featuring warm summers and colorful autumns. Commutes average just over 30 minutes, local schools are well-rated, and the area’s scenic Hudson Valley location is perfect for those seeking both tranquility and convenience.
Demographics - Montgomery, NY
Demographics - Montgomery, NY
Montgomery, NY is a close-knit community of about 4,500 residents, primarily White, with a median age of just over 41. The village has a balanced gender ratio and a moderate population density, making it feel neighborly without being crowded. About 10% of residents speak a language other than English at home, contributing to the town's subtle diversity.
Population:
4,528
Density:
1,350 per sq mi
Median Age:
41.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
10.5%
Ethnic Composition
White:
84.1%
Black:
4.0%
Asian:
1.2%
Others:
10.7%
Cost Of Living
What is the average cost of living in Montgomery, NY?
The cost of living in Montgomery is somewhat higher than the national average, with a median home value of $353,000 and average rents of $1,450 for a two-bedroom unit. Utility and transportation expenses are also slightly above average, but homeowners benefit from relatively manageable property costs and a range of state tax rates. Overall, the area offers a balance between affordability and quality of life.
Median House Value:
$353,000
Gross Rent:
$1,450
Monthly Electricity Charges:
$120
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$2,020
House Owner Cost Without Mortgage:
$730
State Taxes:
Low:
4%
|
High:
8.82%
Cost Of Living Index:
115.2
Grocery:
110.8
Housing:
122.0
Utilities:
102.5
Transportation:
112.0
Health Care:
108.0
Miscellaneous:
104.0
Crime
Is Montgomery, NY a safe place to live?
Montgomery boasts a notably low crime rate, with just 87 violent crimes per 100,000 residents and property crime also well below national averages. Residents enjoy a strong sense of safety, with a 1 in 1,149 chance of being a victim of violent crime. This makes the village an attractive option for families and those seeking peace of mind.
Violent Crimes Per 100k:
87
Property Crimes Per 100k:
900
Crime Index:
987
Chance Of Violent Crime:
1 in 1,149
Chance Of Property Crime:
1 in 111
Weather
What is the weather like in Montgomery, NY year-round?
The village experiences four distinct seasons, including snowy winters with lows around 19°F and warm summers reaching up to 83°F. With 53% sunny days and about 46 inches of annual rainfall, residents enjoy a mix of sunny afternoons and lush, green landscapes. The pleasant weather is ideal for taking in the scenic beauty of the Hudson Valley.
Winter
Min:
19°F
Max:
35°F
Spring
Min:
42°F
Max:
68°F
Summer
Min:
62°F
Max:
83°F
Fall
Min:
44°F
Max:
70°F
Average Rainfall Inches:
46.1 inches
Sunny Days Percentage:
53%
Neighbors
Median household income in Montgomery is above $87,000, and the poverty rate is low at just 6.9%. Most residents have at least a high school diploma, commutes average about 31 minutes, and unemployment remains low. The area attracts professionals and families looking for financial stability and a strong sense of community.
Median Income:
$40,200
Household Income:
$87,800
Family Income:
$98,000
Per Capita Income:
$38,500
Income Male:
$51,000
Income Female:
$42,000
Poverty Rate:
6.9%
Non English Speakers:
10.5%
Rent:
$1,450
Unemployment Rate:
3.9%
Public Transport Usage:
1.8%
Commute Time:
31.2 minutes
Education
High School or Higher:
91.3%
Bachelors or More:
34.1%
Education
How are the schools in Montgomery, NY?
Montgomery offers quality educational options, including well-rated public schools with favorable student-teacher ratios and several nearby private and higher education institutions. Local schools like Montgomery Elementary and Valley Central High provide strong academic foundations, while SUNY Orange and Mount Saint Mary College are just a short drive away. This ensures families have access to comprehensive learning opportunities from kindergarten through college.
Public Schools
Name:
Montgomery Elementary School
Street:
141 Union St
Phone:
845-457-2400
Students:
520
Student Teacher Ratio:
13.6
Name:
Valley Central High School
Street:
1175 NY-17K
Phone:
845-457-2400
Students:
1,300
Student Teacher Ratio:
13.4
Private Schools
Name:
Good Shepherd Christian School
Street:
2073 NY-208
Phone:
845-457-4420
Students:
110
Colleges
Name:
SUNY Orange
City:
Middletown
State:
NY
Distance:
10 miles
Students:
6,200
Name:
Mount Saint Mary College
City:
Newburgh
State:
NY
Distance:
13 miles
Students:
2,000
Healthcare
Montgomery residents have convenient access to major hospitals in nearby Newburgh and Middletown, with comprehensive emergency and general care services. The area is well-served by healthcare providers, with nearly 2.5 physicians per 1,000 people and over 95% of residents having health insurance coverage. This ensures reliable and accessible medical care for locals.
Major Hospitals
Name:
Montefiore St. Luke's Cornwall Hospital
Address:
70 Dubois St, Newburgh, NY 12550
Phone:
(845) 561-4400
Type:
General & Surgical
Emergency Services:
Yes
Name:
Garnet Health Medical Center
Address:
707 East Main St, Middletown, NY 10940
Phone:
(845) 333-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
95.7%
Health Care Index:
77.2
Housing Market
What is the housing market like in Montgomery, NY?
The housing market in Montgomery is stable and attractive, with a median home price of $353,000 and a high owner-occupancy rate of nearly 76%. Home values have appreciated by over 6% in the past year, and rental vacancy is low, indicating strong demand. This makes Montgomery ideal for buyers seeking long-term value and a welcoming community.
Median Home Price:
$353,000
Average Rent For 2 Bedroom:
$1,450
Owner Occupied Rate:
75.9%
Rental Vacancy Rate:
4.7%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
1.2%
Foreclosure Rate:
0.4%
DMV Information
Montgomery residents are served by the New York State Department of Motor Vehicles, with the closest office conveniently located in Middletown. The DMV offers a full range of vehicle and licensing services both in person and online. This accessibility makes handling vehicle registration and licensing straightforward for local drivers.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
407 E Main St, Middletown, NY 10940
Phone:
1-718-477-4820
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.